Stellar Bancorp, Inc. Free Cash Flow Generation Index
Stellar Bancorp, Inc. free cash flow generation index. Stellar Bancorp, Inc. (STEL) has a Free Cash Flow Generation Index of 0.98x as of March 2026. Free cash flow of $16.24 Million represents 1% of operating cash flow ($16.51 Million).
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Free Cash Flow Generation Index of Stellar Bancorp, Inc. (2015–2025)
Free cash flow generation index of Stellar Bancorp, Inc. from 2015 to 2025. Historical FCF Generation Index trend for Stellar Bancorp, Inc. across 11 annual periods. See STEL financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Stellar Bancorp, Inc. Free Cash Flow Generation Index by Year (2015–2025)
Stellar Bancorp, Inc. free cash flow generation index by year from 2015 to 2025. Year-by-year Free Cash Flow Generation Index for Stellar Bancorp, Inc.. For the full cash flow conversion analysis, see Stellar Bancorp, Inc. (STEL) cash conversion ratio.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.95x | $92.61 Million | $97.00 Million | $4.40 Million | ▼ -1.1% |
| 2024 | 0.96x | $127.96 Million | $132.62 Million | $4.66 Million | ▲ +0.6% |
| 2023 | 0.96x | $161.36 Million | $168.22 Million | $6.86 Million | ▼ -0.6% |
| 2022 | 0.97x | $105.25 Million | $109.07 Million | $3.81 Million | ▼ -1.4% |
| 2021 | 0.98x | $34.05 Million | $34.81 Million | $756.00K | ▲ +47.4% |
| 2020 | 0.66x | $26.80 Million | $40.36 Million | $13.56 Million | ▼ -30.5% |
| 2019 | 0.96x | $53.60 Million | $56.09 Million | $2.49 Million | ▼ -1.9% |
| 2018 | 0.97x | $48.03 Million | $49.32 Million | $1.29 Million | ▼ -2.6% |
| 2017 | 1.00x | $35.59 Million | $35.59 Million | $992.00K | ▲ +0.0% |
| 2016 | 1.00x | $36.04 Million | $36.04 Million | $1.88 Million | ▲ +9.3% |
| 2015 | 0.92x | $30.04 Million | $32.83 Million | $2.79 Million | — |