Stellar Bancorp, Inc. (STEL) — Free Cash Flow Generation Index
Stellar Bancorp, Inc. (STEL) has a Free Cash Flow Generation Index of 0.98x as of March 2026. Free cash flow of $16.24 Million represents 1% of operating cash flow ($16.51 Million). Read Stellar Bancorp, Inc. (STEL) total liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Stellar Bancorp, Inc. Free Cash Flow Generation Index (2015–2025)
Historical FCF Generation Index trend for Stellar Bancorp, Inc. across 11 annual periods. Explore capital reinvestment ratio of Stellar Bancorp, Inc. to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Stellar Bancorp, Inc. (2015–2025)
Year-by-year Free Cash Flow Generation Index for Stellar Bancorp, Inc.. For the full company profile including market capitalisation, see market value of Stellar Bancorp, Inc..
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.95x | $92.61 Million | $97.00 Million | $4.40 Million | ▼ -1.1% |
| 2024 | 0.96x | $127.96 Million | $132.62 Million | $4.66 Million | ▲ +0.6% |
| 2023 | 0.96x | $161.36 Million | $168.22 Million | $6.86 Million | ▼ -0.6% |
| 2022 | 0.97x | $105.25 Million | $109.07 Million | $3.81 Million | ▼ -1.4% |
| 2021 | 0.98x | $34.05 Million | $34.81 Million | $756.00K | ▲ +47.4% |
| 2020 | 0.66x | $26.80 Million | $40.36 Million | $13.56 Million | ▼ -30.5% |
| 2019 | 0.96x | $53.60 Million | $56.09 Million | $2.49 Million | ▼ -1.9% |
| 2018 | 0.97x | $48.03 Million | $49.32 Million | $1.29 Million | ▼ -2.6% |
| 2017 | 1.00x | $35.59 Million | $35.59 Million | $992.00K | ▲ +0.0% |
| 2016 | 1.00x | $36.04 Million | $36.04 Million | $1.88 Million | ▲ +9.3% |
| 2015 | 0.92x | $30.04 Million | $32.83 Million | $2.79 Million | — |