Stellar Bancorp, Inc. (STEL) — Financial Flexibility Index
Stellar Bancorp, Inc. (STEL) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $16.78 Million (operating CF $16.51 Million minus capex $268.00K) represents 0% of total liabilities ($9.22 Billion). Also explore STEL shareholders equity momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Stellar Bancorp, Inc. Financial Flexibility Index (2015–2025)
Historical Financial Flexibility Index trend for Stellar Bancorp, Inc. across 11 annual periods. Check STEL strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Stellar Bancorp, Inc. (2015–2025)
Year-by-year free cash flow to debt coverage for Stellar Bancorp, Inc.. For the full company profile including market capitalisation, see market cap of Stellar Bancorp, Inc..
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $101.40 Million | $97.00 Million | $9.14 Billion | ▼ -24.8% |
| 2024 | 0.01x | $137.28 Million | $132.62 Million | $9.30 Billion | ▼ -23.0% |
| 2023 | 0.02x | $175.08 Million | $168.22 Million | $9.13 Billion | ▲ +61.8% |
| 2022 | 0.01x | $112.88 Million | $109.07 Million | $9.52 Billion | ▲ +109.7% |
| 2021 | 0.01x | $35.57 Million | $34.81 Million | $6.29 Billion | ▼ -64.3% |
| 2020 | 0.02x | $53.93 Million | $40.36 Million | $3.40 Billion | ▼ -20.4% |
| 2019 | 0.02x | $58.58 Million | $56.09 Million | $2.94 Billion | ▲ +9.8% |
| 2018 | 0.02x | $50.61 Million | $49.32 Million | $2.79 Billion | ▲ +30.6% |
| 2017 | 0.01x | $36.58 Million | $35.59 Million | $2.63 Billion | ▼ -5.0% |
| 2016 | 0.01x | $37.92 Million | $36.04 Million | $2.59 Billion | ▲ +4.2% |
| 2015 | 0.01x | $35.62 Million | $32.83 Million | $2.54 Billion | — |