United Bankers Oyj (HE:UNITED) — Stock Price
United Bankers Oyj (HE:UNITED) is currently trading at €23.80 EUR, down 8.81% today. Over the past 52 weeks, shares have ranged between €17.30 and €26.60. This page tracks United Bankers Oyj's live share price on the HE exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see United Bankers Oyj stock valuation.
United Bankers Oyj (UNITED) Stock Price Chart — Daily History & Trading Volume
The chart below tracks United Bankers Oyj's daily closing share price and trading volume on the HE exchange over the past year, giving a clear view of recent price momentum and liquidity.
United Bankers Oyj Income Statement — Revenue, Profit & Earnings by Year
United Bankers Oyj's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Total Revenue | €55.30 Million | €50.81 Million | €48.37 Million | €43.71 Million | €34.05 Million |
| Cost of Revenue | €1.42 Million | €6.97 Million | €7.18 Million | €7.24 Million | €6.42 Million |
| Gross Profit | €55.30 Million | €50.81 Million | €48.37 Million | €36.47 Million | €27.94 Million |
| Research & Development | — | — | — | — | — |
| SG&A | €7.51 Million | €6.99 Million | €6.64 Million | €5.40 Million | €4.63 Million |
| Total Operating Expenses | €32.09 Million | €33.84 Million | €31.87 Million | €29.39 Million | €25.70 Million |
| Operating Income | €23.21 Million | €16.97 Million | €16.55 Million | €14.32 Million | €8.64 Million |
| EBITDA | — | €19.11 Million | €18.44 Million | €16.38 Million | €10.34 Million |
| EBIT | €24.81 Million | €16.90 Million | €16.52 Million | €14.44 Million | €8.64 Million |
| Interest Expense | €1.42 Million | €1.31 Million | €170.00K | €136.00K | €137.00K |
| Income Before Tax | €23.38 Million | €16.97 Million | €16.51 Million | €14.32 Million | €8.35 Million |
| Income Tax Expense | €4.94 Million | €3.13 Million | €3.63 Million | €3.11 Million | €1.83 Million |
| Net Income | €18.04 Million | €13.29 Million | €12.54 Million | €10.35 Million | €6.23 Million |
United Bankers Oyj Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes United Bankers Oyj's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Total Assets | €88.48 Million | €76.12 Million | €71.57 Million | €78.16 Million | €58.42 Million |
| Total Current Assets | €5.53 Million | €8.21 Million | €5.89 Million | €12.45 Million | €4.50 Million |
| Cash & Equivalents | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| Short-term Investments | — | — | — | — | — |
| Net Receivables | €7.35 Million | €8.21 Million | €7.59 Million | €14.80 Million | €5.31 Million |
| Inventory | — | — | €7.59 Million | €14.80 Million | €5.31 Million |
| Property, Plant & Equipment | €2.06 Million | €2.90 Million | €2.67 Million | €3.10 Million | €1.48 Million |
| Goodwill | €15.59 Million | €15.59 Million | €15.59 Million | €15.59 Million | €15.69 Million |
| Total Liabilities | €26.98 Million | €24.55 Million | €23.51 Million | €33.83 Million | €19.33 Million |
| Total Current Liabilities | — | €1.00K | €1.00K | €2.00K | €3.00K |
| Long-term Debt | €0.00 | — | €0.00 | €2.00 Million | €2.00 Million |
| Net Debt | €1.28 Million | €1.90 Million | €4.49 Million | €5.53 Million | €1.99 Million |
| Total Stockholder Equity | €61.18 Million | €51.13 Million | €47.70 Million | €43.51 Million | €38.80 Million |
| Retained Earnings | €35.33 Million | €22.76 Million | €17.63 Million | €16.67 Million | €11.99 Million |
United Bankers Oyj Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how United Bankers Oyj generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Cash Flow | €31.09 Million | €12.97 Million | €10.20 Million | €13.09 Million | €8.85 Million |
| Capital Expenditures | €2.38 Million | €3.25 Million | €2.32 Million | €1.49 Million | €1.13 Million |
| Free Cash Flow | €28.72 Million | €9.72 Million | €7.88 Million | €11.59 Million | €7.72 Million |
| Investing Cash Flow | €-17.47 Million | €-2.10 Million | €-2.94 Million | €-2.26 Million | €-4.56 Million |
| Financing Cash Flow | €-9.65 Million | €-11.02 Million | €-12.08 Million | €-6.64 Million | €-6.29 Million |
| Dividends Paid | €10.86 Million | €9.69 Million | €8.31 Million | €5.31 Million | €4.49 Million |
| Stock-Based Compensation | — | — | €472.00K | €3.79 Million | €2.82 Million |
| Depreciation | — | €2.21 Million | €1.92 Million | €1.84 Million | €1.69 Million |
| Change in Cash | €3.98 Million | €-148.00K | €-4.82 Million | €4.20 Million | €-1.99 Million |
United Bankers Oyj Earnings History — EPS Actual vs. Analyst Estimates
Track United Bankers Oyj's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| Feb 11, 2026 | — | — | — |
| Aug 21, 2025 | — | — | — |
| Jan 31, 2025 | — | — | — |
| Feb 17, 2023 | 0.65 | — | — |
| Aug 26, 2022 | 0.53 | — | — |
| Dec 31, 2021 | 0.56 | — | — |
| Jun 30, 2021 | 0.43 | — | — |
| Dec 31, 2020 | 0.21 | — | — |