MetroCity Bankshares (MCBS) — Cash Flow Quality Index
MetroCity Bankshares (MCBS) has a Cash Flow Quality Index of 1.57x as of March 2026. Operating cash flow of $35.02 Million exceeds net income of $22.31 Million, indicating high earnings quality where cash backs reported profits. Explore cash efficiency ratio of MetroCity Bankshares to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
MetroCity Bankshares Cash Flow Quality Index (2013–2025)
Historical Cash Flow Quality Index for MetroCity Bankshares across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how aggressively does MetroCity Bankshares reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for MetroCity Bankshares (2013–2025)
Year-by-year earnings quality comparison for MetroCity Bankshares. For live market cap and the full company financial profile, see MCBS market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.00x | $137.01 Million | $68.53 Million | ▲ +103.1% |
| 2024 | 0.98x | $63.50 Million | $64.50 Million | ▼ -38.1% |
| 2023 | 1.59x | $82.10 Million | $51.61 Million | ▼ -26.1% |
| 2022 | 2.15x | $134.69 Million | $62.60 Million | ▲ +102.9% |
| 2021 | 1.06x | $65.43 Million | $61.70 Million | ▼ -72.9% |
| 2020 | 3.92x | $142.56 Million | $36.39 Million | ▲ +444.0% |
| 2019 | 0.72x | $32.20 Million | $44.72 Million | ▲ +118.5% |
| 2018 | -3.89x | $-160.99 Million | $41.33 Million | ▼ -181.8% |
| 2017 | 4.76x | $151.81 Million | $31.90 Million | ▲ +168.5% |
| 2016 | -6.95x | $-140.54 Million | $20.22 Million | ▼ -789.9% |
| 2015 | 1.01x | $16.74 Million | $16.61 Million | ▲ +79.3% |
| 2014 | 0.56x | $7.02 Million | $12.50 Million | ▼ -29.6% |
| 2013 | 0.80x | $8.12 Million | $10.18 Million | — |