MetroCity Bankshares (MCBS) — Cash Flow Quality Index
MetroCity Bankshares (MCBS) has a Cash Flow Quality Index of 2.05x as of March 2026. Operating cash flow of $45.81 Million exceeds net income of $22.31 Million, indicating high earnings quality where cash backs reported profits. Explore MetroCity Bankshares long-term investment allocation to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
MetroCity Bankshares Cash Flow Quality Index (2013–2025)
Historical Cash Flow Quality Index for MetroCity Bankshares across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check MetroCity Bankshares (MCBS) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for MetroCity Bankshares (2013–2025)
Year-by-year earnings quality comparison for MetroCity Bankshares. For live market cap and the full company financial profile, see market cap of MetroCity Bankshares.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.00x | $137.01 Million | $68.53 Million | ▲ +103.1% |
| 2024 | 0.98x | $63.50 Million | $64.50 Million | ▼ -38.1% |
| 2023 | 1.59x | $82.10 Million | $51.61 Million | ▼ -26.1% |
| 2022 | 2.15x | $134.69 Million | $62.60 Million | ▲ +102.9% |
| 2021 | 1.06x | $65.43 Million | $61.70 Million | ▼ -72.9% |
| 2020 | 3.92x | $142.56 Million | $36.39 Million | ▲ +444.0% |
| 2019 | 0.72x | $32.20 Million | $44.72 Million | ▲ +118.5% |
| 2018 | -3.89x | $-160.99 Million | $41.33 Million | ▼ -181.8% |
| 2017 | 4.76x | $151.81 Million | $31.90 Million | ▲ +168.5% |
| 2016 | -6.95x | $-140.54 Million | $20.22 Million | ▼ -789.9% |
| 2015 | 1.01x | $16.74 Million | $16.61 Million | ▲ +79.3% |
| 2014 | 0.56x | $7.02 Million | $12.50 Million | ▼ -29.6% |
| 2013 | 0.80x | $8.12 Million | $10.18 Million | — |