MetroCity Bankshares Cash Flow Quality Index
MetroCity Bankshares cash flow quality index. MetroCity Bankshares (MCBS) has a Cash Flow Quality Index of 1.13x as of June 2026. Operating cash flow of $24.92 Million exceeds net income of $22.13 Million, indicating high earnings quality where cash backs reported profits. See MCBS financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of MetroCity Bankshares (2013–2025)
Cash flow quality index of MetroCity Bankshares from 2013 to 2025. Historical Cash Flow Quality Index for MetroCity Bankshares across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore MCBS operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
MetroCity Bankshares Cash Flow Quality Index by Year (2013–2025)
MetroCity Bankshares cash flow quality index by year from 2013 to 2025. Year-by-year earnings quality comparison for MetroCity Bankshares. For the full cash flow conversion analysis, see how efficiently does MetroCity Bankshares generate cash.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.00x | $137.01 Million | $68.53 Million | ▲ +103.1% |
| 2024 | 0.98x | $63.50 Million | $64.50 Million | ▼ -38.1% |
| 2023 | 1.59x | $82.10 Million | $51.61 Million | ▼ -26.1% |
| 2022 | 2.15x | $134.69 Million | $62.60 Million | ▲ +102.9% |
| 2021 | 1.06x | $65.43 Million | $61.70 Million | ▼ -72.9% |
| 2020 | 3.92x | $142.56 Million | $36.39 Million | ▲ +444.0% |
| 2019 | 0.72x | $32.20 Million | $44.72 Million | ▲ +118.5% |
| 2018 | -3.89x | $-160.99 Million | $41.33 Million | ▼ -181.8% |
| 2017 | 4.76x | $151.81 Million | $31.90 Million | ▲ +168.5% |
| 2016 | -6.95x | $-140.54 Million | $20.22 Million | ▼ -789.9% |
| 2015 | 1.01x | $16.74 Million | $16.61 Million | ▲ +79.3% |
| 2014 | 0.56x | $7.02 Million | $12.50 Million | ▼ -29.6% |
| 2013 | 0.80x | $8.12 Million | $10.18 Million | — |