MetroCity Bankshares (MCBS) — Net Asset Quality Index
MetroCity Bankshares (MCBS) has a Net Asset Quality Index of 11.8% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $4.69 Billion minus total liabilities of $4.13 Billion yields net assets of $554.16 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check MetroCity Bankshares liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
MetroCity Bankshares Net Asset Quality Index Over Time (2013–2025)
This chart shows how MetroCity Bankshares's Net Asset Quality Index has evolved across 13 annual periods from 2013 to 2025. As of March 2026, the index stands at 11.8%, representing net assets of $554.16 Million against total assets of $4.69 Billion USD. See MCBS working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for MetroCity Bankshares (2013–2025)
The table below presents the year-by-year Net Asset Quality Index for MetroCity Bankshares from 2013 to 2025, covering 13 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see MCBS market cap overview.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 11.4% | $544.36 Million | $4.77 Billion | $4.22 Billion | ▼ -0.3 pp |
| 2024 | 11.7% | $421.35 Million | $3.59 Billion | $3.17 Billion | ▲ +0.8 pp |
| 2023 | 10.9% | $381.52 Million | $3.50 Billion | $3.12 Billion | ▲ +0.7 pp |
| 2022 | 10.2% | $349.42 Million | $3.43 Billion | $3.08 Billion | ▲ +0.9 pp |
| 2021 | 9.3% | $290.22 Million | $3.11 Billion | $2.82 Billion | ▼ -3.6 pp |
| 2020 | 12.9% | $244.83 Million | $1.90 Billion | $1.65 Billion | ▼ -0.4 pp |
| 2019 | 13.3% | $216.72 Million | $1.63 Billion | $1.42 Billion | ▲ +1.5 pp |
| 2018 | 11.8% | $168.61 Million | $1.43 Billion | $1.26 Billion | ▲ +1.3 pp |
| 2017 | 10.5% | $135.12 Million | $1.29 Billion | $1.15 Billion | ▲ +0.7 pp |
| 2016 | 9.8% | $107.26 Million | $1.10 Billion | $992.80 Million | ▼ -3.6 pp |
| 2015 | 13.3% | $89.56 Million | $671.38 Million | $581.82 Million | ▲ +0.8 pp |
| 2014 | 12.5% | $73.08 Million | $582.59 Million | $509.51 Million | ▲ +0.6 pp |
| 2013 | 11.9% | $61.29 Million | $514.99 Million | $453.70 Million | — |