MetroCity Bankshares Net Asset Quality Index
MetroCity Bankshares net asset quality index. MetroCity Bankshares (MCBS) has a Net Asset Quality Index of 12.6% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $4.52 Billion minus total liabilities of $3.95 Billion yields net assets of $567.85 Million. A higher index indicates a stronger, lower-leverage balance sheet. See MetroCity Bankshares net assets for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of MetroCity Bankshares (2013–2025)
Net asset quality index of MetroCity Bankshares from 2013 to 2025. This chart shows how MetroCity Bankshares's Net Asset Quality Index has evolved across 13 annual periods from 2013 to 2025. As of June 2026, the index stands at 12.6%, representing net assets of $567.85 Million against total assets of $4.52 Billion USD. Check MetroCity Bankshares strategic capital allocation to assess the company's strategic physical and investment asset allocation.
MetroCity Bankshares Net Asset Quality Index by Year (2013–2025)
MetroCity Bankshares net asset quality index by year from 2013 to 2025. The table below presents the year-by-year Net Asset Quality Index for MetroCity Bankshares from 2013 to 2025, covering 13 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see MetroCity Bankshares (MCBS) market capitalisation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 11.4% | $544.36 Million | $4.77 Billion | $4.22 Billion | ▼ -0.3 pp |
| 2024 | 11.7% | $421.35 Million | $3.59 Billion | $3.17 Billion | ▲ +0.8 pp |
| 2023 | 10.9% | $381.52 Million | $3.50 Billion | $3.12 Billion | ▲ +0.7 pp |
| 2022 | 10.2% | $349.42 Million | $3.43 Billion | $3.08 Billion | ▲ +0.9 pp |
| 2021 | 9.3% | $290.22 Million | $3.11 Billion | $2.82 Billion | ▼ -3.6 pp |
| 2020 | 12.9% | $244.83 Million | $1.90 Billion | $1.65 Billion | ▼ -0.4 pp |
| 2019 | 13.3% | $216.72 Million | $1.63 Billion | $1.42 Billion | ▲ +1.5 pp |
| 2018 | 11.8% | $168.61 Million | $1.43 Billion | $1.26 Billion | ▲ +1.3 pp |
| 2017 | 10.5% | $135.12 Million | $1.29 Billion | $1.15 Billion | ▲ +0.7 pp |
| 2016 | 9.8% | $107.26 Million | $1.10 Billion | $992.80 Million | ▼ -3.6 pp |
| 2015 | 13.3% | $89.56 Million | $671.38 Million | $581.82 Million | ▲ +0.8 pp |
| 2014 | 12.5% | $73.08 Million | $582.59 Million | $509.51 Million | ▲ +0.6 pp |
| 2013 | 11.9% | $61.29 Million | $514.99 Million | $453.70 Million | — |