MetroCity Bankshares Working Capital to Net Assets Ratio
MetroCity Bankshares working capital to net assets ratio. MetroCity Bankshares (MCBS) has a Working Capital to Net Assets ratio of 50.5% as of June 2026. Working capital of $286.54 Million (current assets of $300.67 Million minus current liabilities of $14.13 Million) is measured against net assets of $567.85 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. Check tangible equity quality of MetroCity Bankshares to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of MetroCity Bankshares (2013–2025)
Working capital to net assets ratio of MetroCity Bankshares from 2013 to 2025. This chart shows how MetroCity Bankshares's Working Capital to Net Assets ratio has evolved across 13 annual periods from 2013 to 2025. As of June 2026, the ratio stands at 50.5%, reflecting working capital of $286.54 Million against net assets of $567.85 Million USD. See operational self-sufficiency of MetroCity Bankshares to measure how many days the company can operate on defensive assets alone.
MetroCity Bankshares Working Capital to Net Assets Ratio by Year (2013–2025)
MetroCity Bankshares working capital to net assets ratio by year from 2013 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for MetroCity Bankshares from 2013 to 2025, covering 13 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see how large is MetroCity Bankshares's balance sheet.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 77.7% | $423.00 Million | $544.36 Million | $438.31 Million | $15.31 Million | ▲ +664.1 pp |
| 2024 | -586.4% | $-2.47 Billion | $421.35 Million | $269.59 Million | $2.74 Billion | ▲ +84.9 pp |
| 2023 | -671.3% | $-2.56 Billion | $381.52 Million | $175.77 Million | $2.74 Billion | ▲ +40.2 pp |
| 2022 | -711.5% | $-2.49 Billion | $349.42 Million | $183.38 Million | $2.67 Billion | ▼ -93.4 pp |
| 2021 | -618.1% | $-1.79 Billion | $290.22 Million | $469.31 Million | $2.26 Billion | ▼ -70.6 pp |
| 2020 | -547.6% | $-1.34 Billion | $244.83 Million | $169.53 Million | $1.51 Billion | ▼ -78.3 pp |
| 2019 | -469.2% | $-1.02 Billion | $216.72 Million | $291.29 Million | $1.31 Billion | ▲ +178.0 pp |
| 2018 | -647.3% | $-1.09 Billion | $168.61 Million | $154.11 Million | $1.25 Billion | ▼ -1571.1 pp |
| 2017 | 923.8% | $1.25 Billion | $135.12 Million | $1.25 Billion | $400.56K | ▲ +1647.1 pp |
| 2016 | -723.2% | $-775.75 Million | $107.26 Million | $95.47 Million | $871.22 Million | ▼ -175.5 pp |
| 2015 | -547.7% | $-490.53 Million | $89.56 Million | $72.52 Million | $563.05 Million | ▼ -592.4 pp |
| 2014 | 44.6% | $32.63 Million | $73.08 Million | $32.81 Million | $184.33K | ▲ +16.0 pp |
| 2013 | 28.6% | $17.55 Million | $61.29 Million | $17.71 Million | $168.86K | — |