MetroCity Bankshares (MCBS) — Tangible Net Worth Ratio
MetroCity Bankshares (MCBS) has a Tangible Net Worth Ratio of 97.8% as of March 2026. This metric is calculated by deducting intangible assets ($12.31 Million) from net assets ($554.16 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See MCBS current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
MetroCity Bankshares Tangible Net Worth Ratio (2013–2025)
This chart shows how MetroCity Bankshares's Tangible Net Worth Ratio has changed across 13 annual periods from 2013 to 2025. As of March 2026, the ratio stands at 97.8%, reflecting net assets of $554.16 Million with intangible assets of $12.31 Million USD. See defensive interval ratio of MetroCity Bankshares to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for MetroCity Bankshares (2013–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for MetroCity Bankshares from 2013 to 2025, covering 13 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see MetroCity Bankshares market cap and net worth.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 97.7% | $544.36 Million | $12.63 Million | $4.77 Billion | ▼ -2.0 pp |
| 2024 | 99.7% | $421.35 Million | $1.41 Million | $3.59 Billion | ▼ 0.0 pp |
| 2023 | 99.7% | $381.52 Million | $1.27 Million | $3.50 Billion | ▲ +0.8 pp |
| 2022 | 98.9% | $349.42 Million | $3.97 Million | $3.43 Billion | ▲ +1.5 pp |
| 2021 | 97.3% | $290.22 Million | $7.75 Million | $3.11 Billion | ▲ +2.6 pp |
| 2020 | 94.7% | $244.83 Million | $12.99 Million | $1.90 Billion | ▲ +3.0 pp |
| 2019 | 91.7% | $216.72 Million | $18.07 Million | $1.63 Billion | ▲ +0.5 pp |
| 2018 | 91.1% | $168.61 Million | $14.93 Million | $1.43 Billion | ▼ -3.8 pp |
| 2017 | 94.9% | $135.12 Million | $6.84 Million | $1.29 Billion | ▼ -5.1 pp |
| 2016 | 100.0% | $107.26 Million | $9.38K | $1.10 Billion | ▲ +0.1 pp |
| 2015 | 99.9% | $89.56 Million | $65.52K | $671.38 Million | ▲ +7.8 pp |
| 2014 | 92.2% | $73.08 Million | $5.72 Million | $582.59 Million | ▲ +1.0 pp |
| 2013 | 91.2% | $61.29 Million | $5.40 Million | $514.99 Million | — |