MetroCity Bankshares (MCBS) — Financial Flexibility Index
MetroCity Bankshares (MCBS) has a Financial Flexibility Index of -0.01x as of June 2026. Free cash flow of $-35.02 Million (operating CF $-35.02 Million minus capex $0.00) represents 0% of total liabilities ($3.95 Billion). Check MetroCity Bankshares cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
MetroCity Bankshares Financial Flexibility Index (2013–2025)
Historical Financial Flexibility Index trend for MetroCity Bankshares across 13 annual periods. For the full cash flow conversion analysis, see MetroCity Bankshares operating cash flow efficiency.
Annual Financial Flexibility Index for MetroCity Bankshares (2013–2025)
Year-by-year free cash flow to debt coverage for MetroCity Bankshares. Explore how well can MetroCity Bankshares service its debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | $137.69 Million | $137.01 Million | $4.22 Billion | ▲ +59.6% |
| 2024 | 0.02x | $64.79 Million | $63.50 Million | $3.17 Billion | ▼ -26.8% |
| 2023 | 0.03x | $87.03 Million | $82.10 Million | $3.12 Billion | ▼ -37.4% |
| 2022 | 0.04x | $137.05 Million | $134.69 Million | $3.08 Billion | ▲ +90.5% |
| 2021 | 0.02x | $65.82 Million | $65.43 Million | $2.82 Billion | ▼ -73.0% |
| 2020 | 0.09x | $143.09 Million | $142.56 Million | $1.65 Billion | ▲ +268.0% |
| 2019 | 0.02x | $33.30 Million | $32.20 Million | $1.42 Billion | ▲ +118.8% |
| 2018 | -0.13x | $-158.14 Million | $-160.99 Million | $1.26 Billion | ▼ -191.5% |
| 2017 | 0.14x | $157.72 Million | $151.81 Million | $1.15 Billion | ▲ +199.0% |
| 2016 | -0.14x | $-137.08 Million | $-140.54 Million | $992.80 Million | ▼ -503.1% |
| 2015 | 0.03x | $19.93 Million | $16.74 Million | $581.82 Million | ▲ +140.1% |
| 2014 | 0.01x | $7.27 Million | $7.02 Million | $509.51 Million | ▼ -25.0% |
| 2013 | 0.02x | $8.63 Million | $8.12 Million | $453.70 Million | — |