MetroCity Bankshares (MCBS) — Financial Flexibility Index
MetroCity Bankshares (MCBS) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $45.81 Million (operating CF $45.81 Million minus capex $0.00) represents 0% of total liabilities ($4.13 Billion). Also explore how fast is MetroCity Bankshares growing its equity to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
MetroCity Bankshares Financial Flexibility Index (2013–2025)
Historical Financial Flexibility Index trend for MetroCity Bankshares across 13 annual periods. Check MCBS PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for MetroCity Bankshares (2013–2025)
Year-by-year free cash flow to debt coverage for MetroCity Bankshares. For the full company profile including market capitalisation, see MCBS stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | $137.69 Million | $137.01 Million | $4.22 Billion | ▲ +59.6% |
| 2024 | 0.02x | $64.79 Million | $63.50 Million | $3.17 Billion | ▼ -26.8% |
| 2023 | 0.03x | $87.03 Million | $82.10 Million | $3.12 Billion | ▼ -37.4% |
| 2022 | 0.04x | $137.05 Million | $134.69 Million | $3.08 Billion | ▲ +90.5% |
| 2021 | 0.02x | $65.82 Million | $65.43 Million | $2.82 Billion | ▼ -73.0% |
| 2020 | 0.09x | $143.09 Million | $142.56 Million | $1.65 Billion | ▲ +268.0% |
| 2019 | 0.02x | $33.30 Million | $32.20 Million | $1.42 Billion | ▲ +118.8% |
| 2018 | -0.13x | $-158.14 Million | $-160.99 Million | $1.26 Billion | ▼ -191.5% |
| 2017 | 0.14x | $157.72 Million | $151.81 Million | $1.15 Billion | ▲ +199.0% |
| 2016 | -0.14x | $-137.08 Million | $-140.54 Million | $992.80 Million | ▼ -503.1% |
| 2015 | 0.03x | $19.93 Million | $16.74 Million | $581.82 Million | ▲ +140.1% |
| 2014 | 0.01x | $7.27 Million | $7.02 Million | $509.51 Million | ▼ -25.0% |
| 2013 | 0.02x | $8.63 Million | $8.12 Million | $453.70 Million | — |