MetroCity Bankshares Financial Flexibility Index
MetroCity Bankshares financial flexibility index. MetroCity Bankshares (MCBS) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $26.38 Million (operating CF $24.92 Million minus capex $1.47 Million) represents 0% of total liabilities ($3.95 Billion). See MetroCity Bankshares free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of MetroCity Bankshares (2013–2025)
Financial flexibility index of MetroCity Bankshares from 2013 to 2025. Historical Financial Flexibility Index trend for MetroCity Bankshares across 13 annual periods. Check MetroCity Bankshares cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
MetroCity Bankshares Financial Flexibility Index by Year (2013–2025)
MetroCity Bankshares financial flexibility index by year from 2013 to 2025. Year-by-year free cash flow to debt coverage for MetroCity Bankshares. For the full cash flow conversion analysis, see MetroCity Bankshares cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | $137.69 Million | $137.01 Million | $4.22 Billion | ▲ +59.6% |
| 2024 | 0.02x | $64.79 Million | $63.50 Million | $3.17 Billion | ▼ -26.8% |
| 2023 | 0.03x | $87.03 Million | $82.10 Million | $3.12 Billion | ▼ -37.4% |
| 2022 | 0.04x | $137.05 Million | $134.69 Million | $3.08 Billion | ▲ +90.5% |
| 2021 | 0.02x | $65.82 Million | $65.43 Million | $2.82 Billion | ▼ -73.0% |
| 2020 | 0.09x | $143.09 Million | $142.56 Million | $1.65 Billion | ▲ +268.0% |
| 2019 | 0.02x | $33.30 Million | $32.20 Million | $1.42 Billion | ▲ +118.8% |
| 2018 | -0.13x | $-158.14 Million | $-160.99 Million | $1.26 Billion | ▼ -191.5% |
| 2017 | 0.14x | $157.72 Million | $151.81 Million | $1.15 Billion | ▲ +199.0% |
| 2016 | -0.14x | $-137.08 Million | $-140.54 Million | $992.80 Million | ▼ -503.1% |
| 2015 | 0.03x | $19.93 Million | $16.74 Million | $581.82 Million | ▲ +140.1% |
| 2014 | 0.01x | $7.27 Million | $7.02 Million | $509.51 Million | ▼ -25.0% |
| 2013 | 0.02x | $8.63 Million | $8.12 Million | $453.70 Million | — |