MetroCity Bankshares (MCBS) — Financial Flexibility Index
MetroCity Bankshares (MCBS) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $35.02 Million (operating CF $35.02 Million minus capex $0.00) represents 0% of total liabilities ($4.13 Billion). Check MetroCity Bankshares PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
MetroCity Bankshares Financial Flexibility Index (2013–2025)
Historical Financial Flexibility Index trend for MetroCity Bankshares across 13 annual periods. See MCBS current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for MetroCity Bankshares (2013–2025)
Year-by-year free cash flow to debt coverage for MetroCity Bankshares. For the full company profile including market capitalisation, see MetroCity Bankshares (MCBS) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | $137.69 Million | $137.01 Million | $4.22 Billion | ▲ +59.6% |
| 2024 | 0.02x | $64.79 Million | $63.50 Million | $3.17 Billion | ▼ -26.8% |
| 2023 | 0.03x | $87.03 Million | $82.10 Million | $3.12 Billion | ▼ -37.4% |
| 2022 | 0.04x | $137.05 Million | $134.69 Million | $3.08 Billion | ▲ +90.5% |
| 2021 | 0.02x | $65.82 Million | $65.43 Million | $2.82 Billion | ▼ -73.0% |
| 2020 | 0.09x | $143.09 Million | $142.56 Million | $1.65 Billion | ▲ +268.0% |
| 2019 | 0.02x | $33.30 Million | $32.20 Million | $1.42 Billion | ▲ +118.8% |
| 2018 | -0.13x | $-158.14 Million | $-160.99 Million | $1.26 Billion | ▼ -191.5% |
| 2017 | 0.14x | $157.72 Million | $151.81 Million | $1.15 Billion | ▲ +199.0% |
| 2016 | -0.14x | $-137.08 Million | $-140.54 Million | $992.80 Million | ▼ -503.1% |
| 2015 | 0.03x | $19.93 Million | $16.74 Million | $581.82 Million | ▲ +140.1% |
| 2014 | 0.01x | $7.27 Million | $7.02 Million | $509.51 Million | ▼ -25.0% |
| 2013 | 0.02x | $8.63 Million | $8.12 Million | $453.70 Million | — |