MetroCity Bankshares (MCBS) — Strategic Asset Allocation Index

Latest as of March 2026: 8.2%

MetroCity Bankshares (MCBS) has a Strategic Asset Allocation Index of 8.2% as of March 2026. Strategic assets (PP&E of $- plus long-term investments of $45.18 Million) total $45.18 Million, measured against net assets of $554.16 Million. A higher index reflects capital-intensive or investment-heavy strategies where strategic assets dominate the equity base. Check financial resilience of MetroCity Bankshares to evaluate the company's liquid asset resilience ratio.

SAAI

8.2%
Strategic Assets / Net Assets

Strategic Assets

$45.18 Million
PP&E + LT Investments

PP&E

$-
USD

Net Assets

$554.16 Million
USD

MetroCity Bankshares Strategic Asset Allocation Index (2014–2025)

This chart shows how MetroCity Bankshares's Strategic Asset Allocation Index has evolved across 12 annual periods from 2014 to 2025. As of March 2026, the index stands at 8.2%, representing strategic assets of $45.18 Million against net assets of $554.16 Million USD. See MetroCity Bankshares (MCBS) financial flexibility to measure the company's free cash flow as a share of total liabilities.

Annual Strategic Asset Allocation Index for MetroCity Bankshares (2014–2025)

The table below presents the year-by-year Strategic Asset Allocation Index for MetroCity Bankshares from 2014 to 2025, covering 12 annual filings. Each row shows PP&E, long-term investments, strategic assets combined, net assets, the index percentage, and the change in percentage points compared to the prior year. For the full company profile including market capitalisation, see market value of MetroCity Bankshares.

Year SAAI Strategic Assets (USD) PP&E LT Investments Net Assets Change (pp)
2025 10.8% $58.93 Million $- $58.93 Million $544.36 Million ▲ +4.3 pp
2024 6.6% $27.69 Million $- $27.69 Million $421.35 Million ▼ -1.0 pp
2023 7.6% $28.83 Million $- $28.83 Million $381.52 Million ▼ -5.0 pp
2022 12.5% $43.80 Million $14.26 Million $29.55 Million $349.42 Million ▼ -8.0 pp
2021 20.5% $59.52 Million $22.41 Million $37.12 Million $290.22 Million ▲ +3.2 pp
2020 17.3% $42.32 Million $24.20 Million $18.12 Million $244.83 Million ▼ -2.1 pp
2019 19.4% $42.11 Million $26.42 Million $15.70 Million $216.72 Million ▼ -0.3 pp
2018 19.7% $33.28 Million $14.39 Million $18.89 Million $168.61 Million ▼ -5.0 pp
2017 24.7% $33.43 Million $12.38 Million $21.05 Million $135.12 Million ▼ -8.1 pp
2016 32.8% $35.20 Million $7.29 Million $27.90 Million $107.26 Million ▼ -6.6 pp
2015 39.4% $35.26 Million $4.29 Million $30.97 Million $89.56 Million ▼ -17.5 pp
2014 56.9% $41.57 Million $1.55 Million $40.02 Million $73.08 Million
pp = percentage points