MetroCity Bankshares (MCBS) — Cash Flow Reinvestment Rate

Latest as of March 2026: 0.58x

MetroCity Bankshares (MCBS) has a Cash Flow Reinvestment Rate of 0.58x as of March 2026, reinvesting $20.24 Million (capex $0.00 plus investments $20.24 Million) from operating cash flow of $35.02 Million. See cash generation quality of MetroCity Bankshares to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.58x
(Capex + Investments) / Operating CF

Total Reinvested

$20.24 Million
Capex + Investments

Operating Cash Flow

$35.02 Million
USD

Capital Expenditures

$0.00
USD

MetroCity Bankshares Cash Flow Reinvestment Rate (2013–2025)

Historical reinvestment intensity for MetroCity Bankshares across 11 annual periods. For the full cash flow conversion analysis, see MetroCity Bankshares cash conversion from operations.

Annual Cash Flow Reinvestment Rate for MetroCity Bankshares (2013–2025)

Year-by-year capital reinvestment analysis for MetroCity Bankshares. See MCBS financial flexibility index to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.04x $6.03 Million $137.01 Million $674.00K ▼ -60.9%
2024 0.11x $7.15 Million $63.50 Million $1.29 Million ▼ -84.1%
2023 0.71x $58.34 Million $82.10 Million $4.93 Million ▲ +1185.2%
2022 0.06x $7.45 Million $134.69 Million $2.35 Million ▼ -99.6%
2021 13.73x $898.29 Million $65.43 Million $384.00K ▲ +309.1%
2020 3.36x $478.40 Million $142.56 Million $537.00K ▲ +457.4%
2019 0.60x $19.39 Million $32.20 Million $1.10 Million ▼ -67.6%
2017 1.86x $282.55 Million $151.81 Million $5.91 Million ▲ +182.3%
2015 0.66x $11.04 Million $16.74 Million $3.19 Million ▼ -49.0%
2014 1.29x $9.08 Million $7.02 Million $246.62K ▲ +1959.0%
2013 0.06x $509.78K $8.12 Million $509.78K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow