MetroCity Bankshares (MCBS) — Cash Flow Reinvestment Rate

Latest as of March 2026: 0.58x

MetroCity Bankshares (MCBS) has a Cash Flow Reinvestment Rate of 0.58x as of March 2026, reinvesting $20.24 Million (capex $0.00 plus investments $20.24 Million) from operating cash flow of $35.02 Million. Check MCBS cash flow quality score to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.58x
(Capex + Investments) / Operating CF

Total Reinvested

$20.24 Million
Capex + Investments

Operating Cash Flow

$35.02 Million
USD

Capital Expenditures

$0.00
USD

MetroCity Bankshares Cash Flow Reinvestment Rate (2013–2025)

Historical reinvestment intensity for MetroCity Bankshares across 11 annual periods. Explore MCBS strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for MetroCity Bankshares (2013–2025)

Year-by-year capital reinvestment analysis for MetroCity Bankshares. For live market cap and broader valuation context, see MetroCity Bankshares (MCBS) total market value.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.04x $6.03 Million $137.01 Million $674.00K ▼ -60.9%
2024 0.11x $7.15 Million $63.50 Million $1.29 Million ▼ -84.1%
2023 0.71x $58.34 Million $82.10 Million $4.93 Million ▲ +1185.2%
2022 0.06x $7.45 Million $134.69 Million $2.35 Million ▼ -99.6%
2021 13.73x $898.29 Million $65.43 Million $384.00K ▲ +309.1%
2020 3.36x $478.40 Million $142.56 Million $537.00K ▲ +457.4%
2019 0.60x $19.39 Million $32.20 Million $1.10 Million ▼ -67.6%
2017 1.86x $282.55 Million $151.81 Million $5.91 Million ▲ +182.3%
2015 0.66x $11.04 Million $16.74 Million $3.19 Million ▼ -49.0%
2014 1.29x $9.08 Million $7.02 Million $246.62K ▲ +1959.0%
2013 0.06x $509.78K $8.12 Million $509.78K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow