MetroCity Bankshares (MCBS) — Cash Flow-to-Debt Ratio
MetroCity Bankshares (MCBS) has a Cash Flow-to-Debt Ratio of -0.01x as of June 2026, meaning its operating cash flow of $-35.02 Million could theoretically repay 0% of its total liabilities ($3.95 Billion) in one year. See MCBS FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
MetroCity Bankshares Cash Flow-to-Debt Ratio (2013–2025)
Historical debt coverage capacity for MetroCity Bankshares across 13 annual periods. For the full cash flow conversion analysis, see MetroCity Bankshares (MCBS) cash conversion ratio.
Annual Cash Flow-to-Debt Ratio for MetroCity Bankshares (2013–2025)
Year-by-year debt coverage analysis for MetroCity Bankshares. Check MetroCity Bankshares (MCBS) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.03x | $137.01 Million | $4.22 Billion | ▲ +62.1% |
| 2024 | 0.02x | $63.50 Million | $3.17 Billion | ▼ -23.9% |
| 2023 | 0.03x | $82.10 Million | $3.12 Billion | ▼ -39.9% |
| 2022 | 0.04x | $134.69 Million | $3.08 Billion | ▲ +88.3% |
| 2021 | 0.02x | $65.43 Million | $2.82 Billion | ▼ -73.1% |
| 2020 | 0.09x | $142.56 Million | $1.65 Billion | ▲ +279.1% |
| 2019 | 0.02x | $32.20 Million | $1.42 Billion | ▲ +117.9% |
| 2018 | -0.13x | $-160.99 Million | $1.26 Billion | ▼ -196.8% |
| 2017 | 0.13x | $151.81 Million | $1.15 Billion | ▲ +192.9% |
| 2016 | -0.14x | $-140.54 Million | $992.80 Million | ▼ -592.0% |
| 2015 | 0.03x | $16.74 Million | $581.82 Million | ▲ +108.8% |
| 2014 | 0.01x | $7.02 Million | $509.51 Million | ▼ -23.0% |
| 2013 | 0.02x | $8.12 Million | $453.70 Million | — |