MetroCity Bankshares (MCBS) — Cash Flow-to-Debt Ratio
MetroCity Bankshares (MCBS) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $45.81 Million could theoretically repay 0% of its total liabilities ($4.13 Billion) in one year. See cash generation quality of MetroCity Bankshares to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
MetroCity Bankshares Cash Flow-to-Debt Ratio (2013–2025)
Historical debt coverage capacity for MetroCity Bankshares across 13 annual periods. Also explore MetroCity Bankshares equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for MetroCity Bankshares (2013–2025)
Year-by-year debt coverage analysis for MetroCity Bankshares. For market capitalisation and broader financial context, see MetroCity Bankshares market cap and net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.03x | $137.01 Million | $4.22 Billion | ▲ +62.1% |
| 2024 | 0.02x | $63.50 Million | $3.17 Billion | ▼ -23.9% |
| 2023 | 0.03x | $82.10 Million | $3.12 Billion | ▼ -39.9% |
| 2022 | 0.04x | $134.69 Million | $3.08 Billion | ▲ +88.3% |
| 2021 | 0.02x | $65.43 Million | $2.82 Billion | ▼ -73.1% |
| 2020 | 0.09x | $142.56 Million | $1.65 Billion | ▲ +279.1% |
| 2019 | 0.02x | $32.20 Million | $1.42 Billion | ▲ +117.9% |
| 2018 | -0.13x | $-160.99 Million | $1.26 Billion | ▼ -196.8% |
| 2017 | 0.13x | $151.81 Million | $1.15 Billion | ▲ +192.9% |
| 2016 | -0.14x | $-140.54 Million | $992.80 Million | ▼ -592.0% |
| 2015 | 0.03x | $16.74 Million | $581.82 Million | ▲ +108.8% |
| 2014 | 0.01x | $7.02 Million | $509.51 Million | ▼ -23.0% |
| 2013 | 0.02x | $8.12 Million | $453.70 Million | — |