Midland States Bancorp Inc (MSBI) — Cash Flow Quality Index
Midland States Bancorp Inc (MSBI) has a Cash Flow Quality Index of 10.58x as of September 2025. Operating cash flow of $79.98 Million exceeds net income of $7.56 Million, indicating high earnings quality where cash backs reported profits. Explore Midland States Bancorp Inc cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Midland States Bancorp Inc Cash Flow Quality Index (2008–2024)
Historical Cash Flow Quality Index for Midland States Bancorp Inc across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check total reinvestment intensity of Midland States Bancorp Inc to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Midland States Bancorp Inc (2008–2024)
Year-by-year earnings quality comparison for Midland States Bancorp Inc. For live market cap and the full company financial profile, see market value of Midland States Bancorp Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 4.64x | $176.55 Million | $38.04 Million | ▲ +126.4% |
| 2023 | 2.05x | $154.64 Million | $75.46 Million | ▼ -14.3% |
| 2022 | 2.39x | $236.75 Million | $99.03 Million | ▼ -41.9% |
| 2021 | 4.11x | $334.44 Million | $81.32 Million | ▼ -81.4% |
| 2020 | 22.15x | $499.15 Million | $22.54 Million | ▲ +934.7% |
| 2019 | 2.14x | $119.41 Million | $55.78 Million | ▼ -13.1% |
| 2018 | 2.46x | $97.09 Million | $39.42 Million | ▼ -43.9% |
| 2017 | 4.39x | $70.46 Million | $16.06 Million | ▲ +473.5% |
| 2016 | 0.77x | $24.13 Million | $31.53 Million | ▼ -74.6% |
| 2015 | 3.01x | $73.52 Million | $24.41 Million | ▲ +51.6% |
| 2014 | 1.99x | $21.50 Million | $10.82 Million | ▼ -7.0% |
| 2013 | 2.14x | $30.99 Million | $14.51 Million | ▲ +1133.8% |
| 2012 | 0.17x | $2.37 Million | $13.66 Million | ▼ -90.9% |
| 2011 | 1.90x | $21.58 Million | $11.37 Million | ▲ +28.0% |
| 2010 | 1.48x | $17.90 Million | $12.07 Million | ▲ +201.4% |
| 2009 | 0.49x | $9.02 Million | $18.34 Million | ▼ -72.5% |
| 2008 | 1.79x | $3.82 Million | $2.14 Million | — |