Midland States Bancorp, Inc. Cash Flow Quality Index
Midland States Bancorp, Inc. cash flow quality index. Midland States Bancorp, Inc. (MSBI) has a Cash Flow Quality Index of 1.48x as of June 2026. Operating cash flow of $29.47 Million exceeds net income of $19.89 Million, indicating high earnings quality where cash backs reported profits. See MSBI free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Midland States Bancorp, Inc. (2008–2024)
Cash flow quality index of Midland States Bancorp, Inc. from 2008 to 2024. Historical Cash Flow Quality Index for Midland States Bancorp, Inc. across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Midland States Bancorp, Inc. debt service capacity to assess how comfortably operating cash covers total debt obligations.
Midland States Bancorp, Inc. Cash Flow Quality Index by Year (2008–2024)
Midland States Bancorp, Inc. cash flow quality index by year from 2008 to 2024. Year-by-year earnings quality comparison for Midland States Bancorp, Inc.. For the full cash flow conversion analysis, see Midland States Bancorp, Inc. cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 4.64x | $176.55 Million | $38.04 Million | ▲ +126.4% |
| 2023 | 2.05x | $154.64 Million | $75.46 Million | ▼ -14.3% |
| 2022 | 2.39x | $236.75 Million | $99.03 Million | ▼ -41.9% |
| 2021 | 4.11x | $334.44 Million | $81.32 Million | ▼ -81.4% |
| 2020 | 22.15x | $499.15 Million | $22.54 Million | ▲ +934.7% |
| 2019 | 2.14x | $119.41 Million | $55.78 Million | ▼ -13.1% |
| 2018 | 2.46x | $97.09 Million | $39.42 Million | ▼ -43.9% |
| 2017 | 4.39x | $70.46 Million | $16.06 Million | ▲ +473.5% |
| 2016 | 0.77x | $24.13 Million | $31.53 Million | ▼ -74.6% |
| 2015 | 3.01x | $73.52 Million | $24.41 Million | ▲ +51.6% |
| 2014 | 1.99x | $21.50 Million | $10.82 Million | ▼ -7.0% |
| 2013 | 2.14x | $30.99 Million | $14.51 Million | ▲ +1133.8% |
| 2012 | 0.17x | $2.37 Million | $13.66 Million | ▼ -90.9% |
| 2011 | 1.90x | $21.58 Million | $11.37 Million | ▲ +28.0% |
| 2010 | 1.48x | $17.90 Million | $12.07 Million | ▲ +201.4% |
| 2009 | 0.49x | $9.02 Million | $18.34 Million | ▼ -72.5% |
| 2008 | 1.79x | $3.82 Million | $2.14 Million | — |