Midland States Bancorp Inc (MSBI) — Cash Flow Quality Index
Midland States Bancorp Inc (MSBI) has a Cash Flow Quality Index of 10.58x as of September 2025. Operating cash flow of $79.98 Million exceeds net income of $7.56 Million, indicating high earnings quality where cash backs reported profits. Explore Midland States Bancorp Inc long-term investment allocation to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Midland States Bancorp Inc Cash Flow Quality Index (2008–2024)
Historical Cash Flow Quality Index for Midland States Bancorp Inc across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Midland States Bancorp Inc tangible book value ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Midland States Bancorp Inc (2008–2024)
Year-by-year earnings quality comparison for Midland States Bancorp Inc. For live market cap and the full company financial profile, see how much is Midland States Bancorp Inc worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 4.64x | $176.55 Million | $38.04 Million | ▲ +126.4% |
| 2023 | 2.05x | $154.64 Million | $75.46 Million | ▼ -14.3% |
| 2022 | 2.39x | $236.75 Million | $99.03 Million | ▼ -41.9% |
| 2021 | 4.11x | $334.44 Million | $81.32 Million | ▼ -81.4% |
| 2020 | 22.15x | $499.15 Million | $22.54 Million | ▲ +934.7% |
| 2019 | 2.14x | $119.41 Million | $55.78 Million | ▼ -13.1% |
| 2018 | 2.46x | $97.09 Million | $39.42 Million | ▼ -43.9% |
| 2017 | 4.39x | $70.46 Million | $16.06 Million | ▲ +473.5% |
| 2016 | 0.77x | $24.13 Million | $31.53 Million | ▼ -74.6% |
| 2015 | 3.01x | $73.52 Million | $24.41 Million | ▲ +51.6% |
| 2014 | 1.99x | $21.50 Million | $10.82 Million | ▼ -7.0% |
| 2013 | 2.14x | $30.99 Million | $14.51 Million | ▲ +1133.8% |
| 2012 | 0.17x | $2.37 Million | $13.66 Million | ▼ -90.9% |
| 2011 | 1.90x | $21.58 Million | $11.37 Million | ▲ +28.0% |
| 2010 | 1.48x | $17.90 Million | $12.07 Million | ▲ +201.4% |
| 2009 | 0.49x | $9.02 Million | $18.34 Million | ▼ -72.5% |
| 2008 | 1.79x | $3.82 Million | $2.14 Million | — |