Midland States Bancorp Inc (MSBI) — Free Cash Flow Generation Index
Midland States Bancorp Inc (MSBI) has a Free Cash Flow Generation Index of 0.98x as of September 2025. Free cash flow of $78.61 Million represents 1% of operating cash flow ($79.98 Million). See MSBI working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Midland States Bancorp Inc Free Cash Flow Generation Index (2008–2024)
Historical FCF Generation Index trend for Midland States Bancorp Inc across 17 annual periods. Explore MSBI operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Midland States Bancorp Inc (2008–2024)
Year-by-year Free Cash Flow Generation Index for Midland States Bancorp Inc. For the full company profile including market capitalisation, see how much is Midland States Bancorp Inc worth.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.96x | $169.65 Million | $176.55 Million | $6.90 Million | ▲ +1.8% |
| 2023 | 0.94x | $145.91 Million | $154.64 Million | $8.73 Million | ▼ -4.2% |
| 2022 | 0.99x | $233.28 Million | $236.75 Million | $3.47 Million | ▼ -0.7% |
| 2021 | 0.99x | $331.72 Million | $334.44 Million | $2.72 Million | ▼ -0.3% |
| 2020 | 0.99x | $496.56 Million | $499.15 Million | $2.59 Million | ▲ +4.3% |
| 2019 | 0.95x | $113.87 Million | $119.41 Million | $5.54 Million | ▲ +3.0% |
| 2018 | 0.93x | $89.86 Million | $97.09 Million | $7.20 Million | ▲ +1.5% |
| 2017 | 0.91x | $64.27 Million | $70.46 Million | $6.18 Million | ▲ +0.3% |
| 2016 | 0.91x | $21.95 Million | $24.13 Million | $2.18 Million | ▼ -0.9% |
| 2015 | 0.92x | $67.51 Million | $73.52 Million | $6.12 Million | ▲ +6.3% |
| 2014 | 0.86x | $18.58 Million | $21.50 Million | $2.92 Million | ▼ -2.2% |
| 2013 | 0.88x | $27.40 Million | $30.99 Million | $3.59 Million | ▲ +282.3% |
| 2012 | -0.48x | $-1.15 Million | $2.37 Million | $3.51 Million | ▼ -339.5% |
| 2011 | 0.20x | $4.37 Million | $21.58 Million | $17.21 Million | ▼ -50.0% |
| 2010 | 0.40x | $7.25 Million | $17.90 Million | $10.65 Million | ▼ -52.1% |
| 2009 | 0.85x | $7.63 Million | $9.02 Million | $1.39 Million | ▲ +3.4% |
| 2008 | 0.82x | $3.13 Million | $3.82 Million | $696.00K | — |