Midland States Bancorp, Inc. (MSBI) — Free Cash Flow Generation Index
Midland States Bancorp, Inc. (MSBI) has a Free Cash Flow Generation Index of 0.99x as of June 2026. Free cash flow of $29.20 Million represents 1% of operating cash flow ($29.47 Million). Explore MSBI capex reinvestment rate to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Midland States Bancorp, Inc. Free Cash Flow Generation Index (2008–2025)
Historical FCF Generation Index trend for Midland States Bancorp, Inc. across 18 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Midland States Bancorp, Inc..
Annual Free Cash Flow Generation for Midland States Bancorp, Inc. (2008–2025)
Year-by-year Free Cash Flow Generation Index for Midland States Bancorp, Inc.. Check how aggressively does Midland States Bancorp, Inc. reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.96x | $120.33 Million | $125.68 Million | $5.35 Million | ▼ -0.4% |
| 2024 | 0.96x | $169.65 Million | $176.55 Million | $6.90 Million | ▲ +1.8% |
| 2023 | 0.94x | $145.91 Million | $154.64 Million | $8.73 Million | ▼ -4.2% |
| 2022 | 0.99x | $233.28 Million | $236.75 Million | $3.47 Million | ▼ -0.7% |
| 2021 | 0.99x | $331.72 Million | $334.44 Million | $2.72 Million | ▼ -0.3% |
| 2020 | 0.99x | $496.56 Million | $499.15 Million | $2.59 Million | ▲ +4.3% |
| 2019 | 0.95x | $113.87 Million | $119.41 Million | $5.54 Million | ▲ +3.0% |
| 2018 | 0.93x | $89.86 Million | $97.09 Million | $7.20 Million | ▲ +1.5% |
| 2017 | 0.91x | $64.27 Million | $70.46 Million | $6.18 Million | ▲ +0.3% |
| 2016 | 0.91x | $21.95 Million | $24.13 Million | $2.18 Million | ▼ -0.9% |
| 2015 | 0.92x | $67.51 Million | $73.52 Million | $6.12 Million | ▲ +6.3% |
| 2014 | 0.86x | $18.58 Million | $21.50 Million | $2.92 Million | ▼ -2.2% |
| 2013 | 0.88x | $27.40 Million | $30.99 Million | $3.59 Million | ▲ +282.3% |
| 2012 | -0.48x | $-1.15 Million | $2.37 Million | $3.51 Million | ▼ -339.5% |
| 2011 | 0.20x | $4.37 Million | $21.58 Million | $17.21 Million | ▼ -50.0% |
| 2010 | 0.40x | $7.25 Million | $17.90 Million | $10.65 Million | ▼ -52.1% |
| 2009 | 0.85x | $7.63 Million | $9.02 Million | $1.39 Million | ▲ +3.4% |
| 2008 | 0.82x | $3.13 Million | $3.82 Million | $696.00K | — |