Midland States Bancorp Inc (MSBI) — Free Cash Flow Generation Index

Latest as of September 2025: 0.98x

Midland States Bancorp Inc (MSBI) has a Free Cash Flow Generation Index of 0.98x as of September 2025. Free cash flow of $78.61 Million represents 1% of operating cash flow ($79.98 Million). Read Midland States Bancorp Inc total liabilities for a breakdown of total debt and financial obligations.

FCF Generation Index

0.98x
Free Cash Flow / Operating CF

Free Cash Flow

$78.61 Million
USD

Operating Cash Flow

$79.98 Million
USD

Capital Expenditures

$1.37 Million
USD

Midland States Bancorp Inc Free Cash Flow Generation Index (2008–2024)

Historical FCF Generation Index trend for Midland States Bancorp Inc across 17 annual periods. Explore MSBI capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Midland States Bancorp Inc (2008–2024)

Year-by-year Free Cash Flow Generation Index for Midland States Bancorp Inc. For the full company profile including market capitalisation, see market value of Midland States Bancorp Inc.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2024 0.96x $169.65 Million $176.55 Million $6.90 Million ▲ +1.8%
2023 0.94x $145.91 Million $154.64 Million $8.73 Million ▼ -4.2%
2022 0.99x $233.28 Million $236.75 Million $3.47 Million ▼ -0.7%
2021 0.99x $331.72 Million $334.44 Million $2.72 Million ▼ -0.3%
2020 0.99x $496.56 Million $499.15 Million $2.59 Million ▲ +4.3%
2019 0.95x $113.87 Million $119.41 Million $5.54 Million ▲ +3.0%
2018 0.93x $89.86 Million $97.09 Million $7.20 Million ▲ +1.5%
2017 0.91x $64.27 Million $70.46 Million $6.18 Million ▲ +0.3%
2016 0.91x $21.95 Million $24.13 Million $2.18 Million ▼ -0.9%
2015 0.92x $67.51 Million $73.52 Million $6.12 Million ▲ +6.3%
2014 0.86x $18.58 Million $21.50 Million $2.92 Million ▼ -2.2%
2013 0.88x $27.40 Million $30.99 Million $3.59 Million ▲ +282.3%
2012 -0.48x $-1.15 Million $2.37 Million $3.51 Million ▼ -339.5%
2011 0.20x $4.37 Million $21.58 Million $17.21 Million ▼ -50.0%
2010 0.40x $7.25 Million $17.90 Million $10.65 Million ▼ -52.1%
2009 0.85x $7.63 Million $9.02 Million $1.39 Million ▲ +3.4%
2008 0.82x $3.13 Million $3.82 Million $696.00K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).