Midland States Bancorp Inc (MSBI) - Total Liabilities
Based on the latest financial reports, Midland States Bancorp Inc (MSBI) has total liabilities worth $5.95 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore how fast is Midland States Bancorp Inc growing its equity to track the company's year-over-year net asset growth rate.
Midland States Bancorp Inc - Total Liabilities Trend (2009–2025)
This chart illustrates how Midland States Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. See Midland States Bancorp Inc (MSBI) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Midland States Bancorp Inc Competitors by Total Liabilities
The table below lists competitors of Midland States Bancorp Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
El Pollo Loco Holdings Inc
NASDAQ:LOCO
|
USA | $306.62 Million |
|
Beijing Changjiu Logistics Ltd
SHG:603569
|
China | CN¥2.88 Billion |
|
HeNan Splendor Science & Technology Co Ltd
SHE:002296
|
China | CN¥802.69 Million |
|
Elior SCA
PA:ELIOR
|
France | €2.91 Billion |
|
Ceepower Co Ltd
SHE:300062
|
China | CN¥1.18 Billion |
|
KraussMaffei Co Ltd
SHG:600579
|
China | CN¥2.03 Billion |
|
Vinci Partners Investments Ltd
NASDAQ:VINP
|
USA | $1.81 Billion |
|
YLZ Information Tech Co
SHE:300096
|
China | CN¥478.84 Million |
Liability Composition Analysis (2009–2025)
This chart breaks down Midland States Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see market value of Midland States Bancorp Inc.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 27.46 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 10.51 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.91 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Midland States Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Midland States Bancorp Inc (2009–2025)
The table below shows the annual total liabilities of Midland States Bancorp Inc from 2009 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $5.95 Billion | -12.51% |
| 2024-12-31 | $6.80 Billion | -3.94% |
| 2023-12-31 | $7.08 Billion | -0.31% |
| 2022-12-31 | $7.10 Billion | +4.67% |
| 2021-12-31 | $6.78 Billion | +8.53% |
| 2020-12-31 | $6.25 Billion | +15.15% |
| 2019-12-31 | $5.43 Billion | +7.87% |
| 2018-12-31 | $5.03 Billion | +26.90% |
| 2017-12-31 | $3.96 Billion | +36.10% |
| 2016-12-31 | $2.91 Billion | +9.81% |
| 2015-12-31 | $2.65 Billion | +7.94% |
| 2014-12-31 | $2.46 Billion | +54.48% |
| 2013-12-31 | $1.59 Billion | +10.35% |
| 2012-12-31 | $1.44 Billion | +3.40% |
| 2011-12-31 | $1.39 Billion | -8.77% |
| 2010-12-31 | $1.53 Billion | +46.84% |
| 2009-12-31 | $1.04 Billion | -- |
About Midland States Bancorp Inc
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates through the Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include a variety of property types, such as owner-occu… Read more