Midland States Bancorp Inc (MSBI) - Total Liabilities

Latest as of December 2025: $5.95 Billion USD

Based on the latest financial reports, Midland States Bancorp Inc (MSBI) has total liabilities worth $5.95 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore Midland States Bancorp Inc equity growth rate to track the company's year-over-year net asset growth rate.

Midland States Bancorp Inc - Total Liabilities Trend (2009–2025)

This chart illustrates how Midland States Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data.

Midland States Bancorp Inc Competitors by Total Liabilities

The table below lists competitors of Midland States Bancorp Inc ranked by their total liabilities.

Company	Country	Total Liabilities
Dateline Resources Ltd AU:DTR	Australia	AU$3.11 Million
Hunan Sundy Science and Technology Co Ltd SHE:300515	China	CN¥479.40 Million
Shanghai Trendzone Decor Grp SHG:603030	China	CN¥1.15 Billion
John Mattson Fastighetsforetagen AB ST:JOMA	Sweden	Skr8.78 Billion
RF Materials Co. Ltd KQ:327260	Korea	₩41.80 Billion
Hangzhou Electn Soul Network SHG:603258	China	CN¥312.01 Million
Zhongyan Technology Co Ltd SHE:003001	China	CN¥515.10 Million
Eastern & Oriental Bhd KLSE:3417	Malaysia	RM2.55 Billion

Liability Composition Analysis (2009–2025)

This chart breaks down Midland States Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see MSBI stock market capitalisation.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	27.46	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	10.51	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.91	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Midland States Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Midland States Bancorp Inc (2009–2025)

The table below shows the annual total liabilities of Midland States Bancorp Inc from 2009 to 2025.

Year	Total Liabilities	Change
2025-12-31	$5.95 Billion	-12.51%
2024-12-31	$6.80 Billion	-3.94%
2023-12-31	$7.08 Billion	-0.31%
2022-12-31	$7.10 Billion	+4.67%
2021-12-31	$6.78 Billion	+8.53%
2020-12-31	$6.25 Billion	+15.15%
2019-12-31	$5.43 Billion	+7.87%
2018-12-31	$5.03 Billion	+26.90%
2017-12-31	$3.96 Billion	+36.10%
2016-12-31	$2.91 Billion	+9.81%
2015-12-31	$2.65 Billion	+7.94%
2014-12-31	$2.46 Billion	+54.48%
2013-12-31	$1.59 Billion	+10.35%
2012-12-31	$1.44 Billion	+3.40%
2011-12-31	$1.39 Billion	-8.77%
2010-12-31	$1.53 Billion	+46.84%
2009-12-31	$1.04 Billion	--

About Midland States Bancorp Inc

NASDAQ:MSBI USA Banks - Regional

Market Cap

$588.73 Million

Market Cap Rank

#12580 Global

#3021 in USA

Share Price

$27.81

Change (1 day)

-1.17%

52-Week Range

$14.64 - $28.34

All Time High

$28.34