Midland States Bancorp, Inc. (MSBI) - Total Liabilities

Latest as of June 2026: $6.13 Billion USD

Based on the latest financial reports, Midland States Bancorp, Inc. (MSBI) has total liabilities worth $6.13 Billion USD as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore investment intensity of Midland States Bancorp, Inc. to see how much of total assets are deployed in long-term investments.

Midland States Bancorp, Inc. - Total Liabilities Trend (2009–2025)

This chart illustrates how Midland States Bancorp, Inc.'s total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see Midland States Bancorp, Inc. total assets.

Midland States Bancorp, Inc. Competitors by Total Liabilities

The table below lists competitors of Midland States Bancorp, Inc. ranked by their total liabilities.

Company	Country	Total Liabilities
SUPER HI INTERNATIONAL HOLDING LTD. American Depositary Shares NASDAQ:HDL	USA	$354.24 Million
Suntront Tech SHE:300259	China	CN¥619.42 Million
Fitipower Integrated Technology Inc TW:4961	Taiwan	NT$3.76 Billion
Enghouse Systems Ltd TO:ENGH	Canada	CA$247.35 Million
Southern California Bancorp Common Stock NASDAQ:BCAL	USA	$3.44 Billion
Fanli Digital Technology Co Ltd SHG:600228	China	CN¥161.42 Million
Hubei Radio and Television Information Network Co Ltd SHE:000665	China	CN¥6.01 Billion
General Interface Solution GIS Holding Ltd TW:6456	Taiwan	NT$31.79 Billion

Liability Composition Analysis (2009–2025)

This chart breaks down Midland States Bancorp, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See MSBI net asset quality index to measure how much of total assets are equity-financed.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	0.35	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	10.76	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.91	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Midland States Bancorp, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Midland States Bancorp, Inc. (2009–2025)

The table below shows the annual total liabilities of Midland States Bancorp, Inc. from 2009 to 2025.

Year	Total Liabilities	Change
2025-12-31	$5.95 Billion	-12.48%
2024-12-31	$6.80 Billion	-3.94%
2023-12-31	$7.08 Billion	-0.31%
2022-12-31	$7.10 Billion	+4.67%
2021-12-31	$6.78 Billion	+8.53%
2020-12-31	$6.25 Billion	+15.15%
2019-12-31	$5.43 Billion	+7.87%
2018-12-31	$5.03 Billion	+26.90%
2017-12-31	$3.96 Billion	+36.10%
2016-12-31	$2.91 Billion	+9.81%
2015-12-31	$2.65 Billion	+7.94%
2014-12-31	$2.46 Billion	+54.48%
2013-12-31	$1.59 Billion	+10.35%
2012-12-31	$1.44 Billion	+3.40%
2011-12-31	$1.39 Billion	-8.77%
2010-12-31	$1.53 Billion	+46.84%
2009-12-31	$1.04 Billion	--

About Midland States Bancorp, Inc.

NASDAQ:MSBI USA Banks - Regional

Market Cap

$691.67 Million

Market Cap Rank

#10726 Global

#2825 in USA

Share Price

$33.33

Change (1 day)

-1.01%

52-Week Range

$14.64 - $34.53

All Time High

$34.53