Midland States Bancorp Inc (MSBI) — Cash Flow-to-Debt Ratio
Midland States Bancorp Inc (MSBI) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $79.98 Million could theoretically repay 0% of its total liabilities ($6.33 Billion) in one year. See MSBI free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Midland States Bancorp Inc Cash Flow-to-Debt Ratio (2009–2024)
Historical debt coverage capacity for Midland States Bancorp Inc across 16 annual periods. Also explore Midland States Bancorp Inc annual equity growth to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Midland States Bancorp Inc (2009–2024)
Year-by-year debt coverage analysis for Midland States Bancorp Inc. For market capitalisation and broader financial context, see Midland States Bancorp Inc market cap and net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.03x | $176.55 Million | $6.80 Billion | ▲ +18.9% |
| 2023 | 0.02x | $154.64 Million | $7.08 Billion | ▼ -34.5% |
| 2022 | 0.03x | $236.75 Million | $7.10 Billion | ▼ -32.4% |
| 2021 | 0.05x | $334.44 Million | $6.78 Billion | ▼ -38.3% |
| 2020 | 0.08x | $499.15 Million | $6.25 Billion | ▲ +263.0% |
| 2019 | 0.02x | $119.41 Million | $5.43 Billion | ▲ +14.0% |
| 2018 | 0.02x | $97.09 Million | $5.03 Billion | ▲ +8.6% |
| 2017 | 0.02x | $70.46 Million | $3.96 Billion | ▲ +114.6% |
| 2016 | 0.01x | $24.13 Million | $2.91 Billion | ▼ -70.1% |
| 2015 | 0.03x | $73.52 Million | $2.65 Billion | ▲ +216.8% |
| 2014 | 0.01x | $21.50 Million | $2.46 Billion | ▼ -55.1% |
| 2013 | 0.02x | $30.99 Million | $1.59 Billion | ▲ +1087.5% |
| 2012 | 0.00x | $2.37 Million | $1.44 Billion | ▼ -89.4% |
| 2011 | 0.02x | $21.58 Million | $1.39 Billion | ▲ +32.2% |
| 2010 | 0.01x | $17.90 Million | $1.53 Billion | ▲ +35.1% |
| 2009 | 0.01x | $9.02 Million | $1.04 Billion | — |