Midland States Bancorp Inc (MSBI) — Cash Flow Reinvestment Rate
Midland States Bancorp Inc (MSBI) has a Cash Flow Reinvestment Rate of 1.83x as of September 2025, reinvesting $146.61 Million (capex $1.37 Million plus investments $145.24 Million) from operating cash flow of $79.98 Million. Check earnings quality score of Midland States Bancorp Inc to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Midland States Bancorp Inc Cash Flow Reinvestment Rate (2008–2024)
Historical reinvestment intensity for Midland States Bancorp Inc across 17 annual periods. Explore Midland States Bancorp Inc (MSBI) investment intensity to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Midland States Bancorp Inc (2008–2024)
Year-by-year capital reinvestment analysis for Midland States Bancorp Inc. For live market cap and broader valuation context, see Midland States Bancorp Inc (MSBI) total market value.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.81x | $143.61 Million | $176.55 Million | $6.90 Million | ▼ -64.1% |
| 2023 | 2.27x | $350.50 Million | $154.64 Million | $8.73 Million | ▼ -51.3% |
| 2022 | 4.66x | $1.10 Billion | $236.75 Million | $3.47 Million | ▲ +206.7% |
| 2021 | 1.52x | $507.75 Million | $334.44 Million | $2.72 Million | ▼ -42.0% |
| 2020 | 2.62x | $1.31 Billion | $499.15 Million | $2.59 Million | ▲ +299.1% |
| 2019 | 0.66x | $78.32 Million | $119.41 Million | $5.54 Million | ▲ +0.8% |
| 2018 | 0.65x | $63.20 Million | $97.09 Million | $7.20 Million | ▼ -81.0% |
| 2017 | 3.42x | $240.80 Million | $70.46 Million | $6.18 Million | ▼ -77.3% |
| 2016 | 15.03x | $362.53 Million | $24.13 Million | $2.18 Million | ▲ +4282.2% |
| 2015 | 0.34x | $25.21 Million | $73.52 Million | $6.12 Million | ▼ -78.8% |
| 2014 | 1.62x | $34.84 Million | $21.50 Million | $2.92 Million | ▲ +1297.8% |
| 2013 | 0.12x | $3.59 Million | $30.99 Million | $3.59 Million | ▼ -92.2% |
| 2012 | 1.48x | $3.51 Million | $2.37 Million | $3.51 Million | ▲ +86.2% |
| 2011 | 0.80x | $17.21 Million | $21.58 Million | $17.21 Million | ▲ +34.0% |
| 2010 | 0.60x | $10.65 Million | $17.90 Million | $10.65 Million | ▲ +285.9% |
| 2009 | 0.15x | $1.39 Million | $9.02 Million | $1.39 Million | ▼ -15.3% |
| 2008 | 0.18x | $696.00K | $3.82 Million | $696.00K | — |