Midland States Bancorp Inc (MSBI) — Cash Flow Reinvestment Rate

Latest as of September 2025: 1.83x

Midland States Bancorp Inc (MSBI) has a Cash Flow Reinvestment Rate of 1.83x as of September 2025, reinvesting $146.61 Million (capex $1.37 Million plus investments $145.24 Million) from operating cash flow of $79.98 Million. Explore capital reinvestment ratio of Midland States Bancorp Inc to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

1.83x
(Capex + Investments) / Operating CF

Total Reinvested

$146.61 Million
Capex + Investments

Operating Cash Flow

$79.98 Million
USD

Capital Expenditures

$1.37 Million
USD

Midland States Bancorp Inc Cash Flow Reinvestment Rate (2008–2024)

Historical reinvestment intensity for Midland States Bancorp Inc across 17 annual periods. Also explore Midland States Bancorp Inc assets under control for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Midland States Bancorp Inc (2008–2024)

Year-by-year capital reinvestment analysis for Midland States Bancorp Inc. For live market cap and broader valuation context, see MSBI company net worth.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 0.81x $143.61 Million $176.55 Million $6.90 Million ▼ -64.1%
2023 2.27x $350.50 Million $154.64 Million $8.73 Million ▼ -51.3%
2022 4.66x $1.10 Billion $236.75 Million $3.47 Million ▲ +206.7%
2021 1.52x $507.75 Million $334.44 Million $2.72 Million ▼ -42.0%
2020 2.62x $1.31 Billion $499.15 Million $2.59 Million ▲ +299.1%
2019 0.66x $78.32 Million $119.41 Million $5.54 Million ▲ +0.8%
2018 0.65x $63.20 Million $97.09 Million $7.20 Million ▼ -81.0%
2017 3.42x $240.80 Million $70.46 Million $6.18 Million ▼ -77.3%
2016 15.03x $362.53 Million $24.13 Million $2.18 Million ▲ +4282.2%
2015 0.34x $25.21 Million $73.52 Million $6.12 Million ▼ -78.8%
2014 1.62x $34.84 Million $21.50 Million $2.92 Million ▲ +1297.8%
2013 0.12x $3.59 Million $30.99 Million $3.59 Million ▼ -92.2%
2012 1.48x $3.51 Million $2.37 Million $3.51 Million ▲ +86.2%
2011 0.80x $17.21 Million $21.58 Million $17.21 Million ▲ +34.0%
2010 0.60x $10.65 Million $17.90 Million $10.65 Million ▲ +285.9%
2009 0.15x $1.39 Million $9.02 Million $1.39 Million ▼ -15.3%
2008 0.18x $696.00K $3.82 Million $696.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow