Midland States Bancorp, Inc. (MSBI) — Cash Flow Reinvestment Rate
Midland States Bancorp, Inc. (MSBI) has a Cash Flow Reinvestment Rate of 1.93x as of June 2026, reinvesting $57.01 Million (capex $276.00K plus investments $-56.73 Million) from operating cash flow of $29.47 Million. See Midland States Bancorp, Inc. (MSBI) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Midland States Bancorp, Inc. Cash Flow Reinvestment Rate (2008–2025)
Historical reinvestment intensity for Midland States Bancorp, Inc. across 18 annual periods. For the full cash flow conversion analysis, see Midland States Bancorp, Inc. (MSBI) cash conversion ratio.
Annual Cash Flow Reinvestment Rate for Midland States Bancorp, Inc. (2008–2025)
Year-by-year capital reinvestment analysis for Midland States Bancorp, Inc.. See financial agility of Midland States Bancorp, Inc. to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 2.18x | $274.56 Million | $125.68 Million | $5.35 Million | ▲ +168.6% |
| 2024 | 0.81x | $143.61 Million | $176.55 Million | $6.90 Million | ▼ -64.1% |
| 2023 | 2.27x | $350.50 Million | $154.64 Million | $8.73 Million | ▼ -51.3% |
| 2022 | 4.66x | $1.10 Billion | $236.75 Million | $3.47 Million | ▲ +206.7% |
| 2021 | 1.52x | $507.75 Million | $334.44 Million | $2.72 Million | ▼ -42.0% |
| 2020 | 2.62x | $1.31 Billion | $499.15 Million | $2.59 Million | ▲ +299.1% |
| 2019 | 0.66x | $78.32 Million | $119.41 Million | $5.54 Million | ▲ +0.8% |
| 2018 | 0.65x | $63.20 Million | $97.09 Million | $7.20 Million | ▼ -81.0% |
| 2017 | 3.42x | $240.80 Million | $70.46 Million | $6.18 Million | ▼ -77.3% |
| 2016 | 15.03x | $362.53 Million | $24.13 Million | $2.18 Million | ▲ +4282.2% |
| 2015 | 0.34x | $25.21 Million | $73.52 Million | $6.12 Million | ▼ -78.8% |
| 2014 | 1.62x | $34.84 Million | $21.50 Million | $2.92 Million | ▲ +1297.8% |
| 2013 | 0.12x | $3.59 Million | $30.99 Million | $3.59 Million | ▼ -92.2% |
| 2012 | 1.48x | $3.51 Million | $2.37 Million | $3.51 Million | ▲ +86.2% |
| 2011 | 0.80x | $17.21 Million | $21.58 Million | $17.21 Million | ▲ +34.0% |
| 2010 | 0.60x | $10.65 Million | $17.90 Million | $10.65 Million | ▲ +285.9% |
| 2009 | 0.15x | $1.39 Million | $9.02 Million | $1.39 Million | ▼ -15.3% |
| 2008 | 0.18x | $696.00K | $3.82 Million | $696.00K | — |