Midland States Bancorp Inc (MSBI) — Financial Flexibility Index
Midland States Bancorp Inc (MSBI) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $81.36 Million (operating CF $79.98 Million minus capex $1.37 Million) represents 0% of total liabilities ($6.33 Billion). Check Midland States Bancorp Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Midland States Bancorp Inc Financial Flexibility Index (2009–2024)
Historical Financial Flexibility Index trend for Midland States Bancorp Inc across 16 annual periods. See MSBI current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Midland States Bancorp Inc (2009–2024)
Year-by-year free cash flow to debt coverage for Midland States Bancorp Inc. For the full company profile including market capitalisation, see Midland States Bancorp Inc (MSBI) total market value.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.03x | $183.45 Million | $176.55 Million | $6.80 Billion | ▲ +16.9% |
| 2023 | 0.02x | $163.37 Million | $154.64 Million | $7.08 Billion | ▼ -31.8% |
| 2022 | 0.03x | $240.22 Million | $236.75 Million | $7.10 Billion | ▼ -31.9% |
| 2021 | 0.05x | $337.16 Million | $334.44 Million | $6.78 Billion | ▼ -38.1% |
| 2020 | 0.08x | $501.74 Million | $499.15 Million | $6.25 Billion | ▲ +248.7% |
| 2019 | 0.02x | $124.94 Million | $119.41 Million | $5.43 Billion | ▲ +11.1% |
| 2018 | 0.02x | $104.29 Million | $97.09 Million | $5.03 Billion | ▲ +7.2% |
| 2017 | 0.02x | $76.64 Million | $70.46 Million | $3.96 Billion | ▲ +114.1% |
| 2016 | 0.01x | $26.30 Million | $24.13 Million | $2.91 Billion | ▼ -69.9% |
| 2015 | 0.03x | $79.64 Million | $73.52 Million | $2.65 Billion | ▲ +202.1% |
| 2014 | 0.01x | $24.42 Million | $21.50 Million | $2.46 Billion | ▼ -54.3% |
| 2013 | 0.02x | $34.58 Million | $30.99 Million | $1.59 Billion | ▲ +433.3% |
| 2012 | 0.00x | $5.88 Million | $2.37 Million | $1.44 Billion | ▼ -85.3% |
| 2011 | 0.03x | $38.79 Million | $21.58 Million | $1.39 Billion | ▲ +48.9% |
| 2010 | 0.02x | $28.55 Million | $17.90 Million | $1.53 Billion | ▲ +86.7% |
| 2009 | 0.01x | $10.41 Million | $9.02 Million | $1.04 Billion | — |