Midland States Bancorp, Inc. Financial Flexibility Index
Midland States Bancorp, Inc. financial flexibility index. Midland States Bancorp, Inc. (MSBI) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $29.75 Million (operating CF $29.47 Million minus capex $276.00K) represents 0% of total liabilities ($6.13 Billion). See Midland States Bancorp, Inc. free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Midland States Bancorp, Inc. (2009–2025)
Financial flexibility index of Midland States Bancorp, Inc. from 2009 to 2025. Historical Financial Flexibility Index trend for Midland States Bancorp, Inc. across 17 annual periods. Check Midland States Bancorp, Inc. cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
Midland States Bancorp, Inc. Financial Flexibility Index by Year (2009–2025)
Midland States Bancorp, Inc. financial flexibility index by year from 2009 to 2025. Year-by-year free cash flow to debt coverage for Midland States Bancorp, Inc.. For the full cash flow conversion analysis, see MSBI cash flow metrics.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $131.03 Million | $125.68 Million | $5.95 Billion | ▼ -18.4% |
| 2024 | 0.03x | $183.45 Million | $176.55 Million | $6.80 Billion | ▲ +16.9% |
| 2023 | 0.02x | $163.37 Million | $154.64 Million | $7.08 Billion | ▼ -31.8% |
| 2022 | 0.03x | $240.22 Million | $236.75 Million | $7.10 Billion | ▼ -31.9% |
| 2021 | 0.05x | $337.16 Million | $334.44 Million | $6.78 Billion | ▼ -38.1% |
| 2020 | 0.08x | $501.74 Million | $499.15 Million | $6.25 Billion | ▲ +248.7% |
| 2019 | 0.02x | $124.94 Million | $119.41 Million | $5.43 Billion | ▲ +11.1% |
| 2018 | 0.02x | $104.29 Million | $97.09 Million | $5.03 Billion | ▲ +7.2% |
| 2017 | 0.02x | $76.64 Million | $70.46 Million | $3.96 Billion | ▲ +114.1% |
| 2016 | 0.01x | $26.30 Million | $24.13 Million | $2.91 Billion | ▼ -69.9% |
| 2015 | 0.03x | $79.64 Million | $73.52 Million | $2.65 Billion | ▲ +202.1% |
| 2014 | 0.01x | $24.42 Million | $21.50 Million | $2.46 Billion | ▼ -54.3% |
| 2013 | 0.02x | $34.58 Million | $30.99 Million | $1.59 Billion | ▲ +433.3% |
| 2012 | 0.00x | $5.88 Million | $2.37 Million | $1.44 Billion | ▼ -85.3% |
| 2011 | 0.03x | $38.79 Million | $21.58 Million | $1.39 Billion | ▲ +48.9% |
| 2010 | 0.02x | $28.55 Million | $17.90 Million | $1.53 Billion | ▲ +86.7% |
| 2009 | 0.01x | $10.41 Million | $9.02 Million | $1.04 Billion | — |