Midland States Bancorp, Inc. Defensive Interval Ratio
Midland States Bancorp, Inc. defensive interval ratio. Midland States Bancorp, Inc. (MSBI) has a Defensive Interval Ratio of 107 days as of June 2026. Defensive assets of $1.68 Billion (cash $-, short-term investments $1.66 Billion, receivables $23.68 Million) cover 107 days of daily cash needs of $15.66 Million/day. See Midland States Bancorp, Inc. short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Midland States Bancorp, Inc. (2009–2025)
Defensive interval ratio of Midland States Bancorp, Inc. from 2009 to 2025. This chart shows how Midland States Bancorp, Inc.'s Defensive Interval Ratio has evolved across 15 annual periods from 2009 to 2025. As of June 2026, the ratio stands at 107 days, meaning defensive assets of $1.68 Billion can fund 107 days of operations without new revenue. Check MSBI financial resilience to evaluate the company's liquid asset resilience ratio.
Midland States Bancorp, Inc. Defensive Interval Ratio by Year (2009–2025)
Midland States Bancorp, Inc. defensive interval ratio by year from 2009 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Midland States Bancorp, Inc. from 2009 to 2025, covering 15 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see total assets of Midland States Bancorp, Inc..
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 88 days | $1.32 Billion | $15.03 Million/day | $- | $1.29 Billion | ▲ +10 days |
| 2024 | 77 days | $1.35 Billion | $17.56 Million/day | $- | $952.26 Million | ▼ -1 days |
| 2023 | 78 days | $1.41 Billion | $18.10 Million/day | $- | $915.89 Million | ▲ +8 days |
| 2022 | 70 days | $1.28 Billion | $18.16 Million/day | $- | $768.23 Million | ▼ -8 days |
| 2021 | 78 days | $1.35 Billion | $17.21 Million/day | $- | $906.60 Million | ▲ +0 days |
| 2020 | 78 days | $1.11 Billion | $14.16 Million/day | $- | $676.71 Million | ▼ 0 days |
| 2019 | 79 days | $998.36 Million | $12.69 Million/day | $- | $649.43 Million | ▼ -3 days |
| 2018 | 82 days | $946.87 Million | $11.61 Million/day | $- | $657.45 Million | ▲ +7 days |
| 2017 | 75 days | $675.74 Million | $9.04 Million/day | $- | $450.52 Million | ▲ +10 days |
| 2016 | 65 days | $452.74 Million | $6.95 Million/day | $- | $247.20 Million | ▼ -148596 days |
| 2015 | 148661 days | $398.74 Million | $2.68K/day | $- | $238.06 Million | ▲ +148600 days |
| 2014 | 61 days | $380.34 Million | $6.28 Million/day | $- | $253.77 Million | ▲ +13 days |
| 2012 | 47 days | $9.24 Million | $195.13K/day | $- | $597.00K | ▲ +45 days |
| 2010 | 2 days | $8.49 Million | $4.10 Million/day | $- | $- | ▼ 0 days |
| 2009 | 2 days | $5.81 Million | $2.77 Million/day | $- | $- | — |