Midland States Bancorp Inc (MSBI) - Total Assets
Based on the latest financial reports, Midland States Bancorp Inc (MSBI) holds total assets worth $6.51 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore MSBI operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Midland States Bancorp Inc - Total Assets Trend (2009–2025)
This chart illustrates how Midland States Bancorp Inc's total assets have evolved over time, based on quarterly financial data. See Midland States Bancorp Inc (MSBI) shareholders funds for net asset value and shareholders' equity analysis.
Midland States Bancorp Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Midland States Bancorp Inc's total assets of $6.51 Billion consist of 25.4% current assets and 74.6% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 2.0% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $8.88 Million | 0.1% |
| Goodwill | $7.93 Million | 0.1% |
Asset Composition Trend (2009–2025)
This chart illustrates how Midland States Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see MSBI market cap.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Midland States Bancorp Inc's current assets represent 25.4% of total assets in 2025, an increase from 8.1% in 2009.
- Cash Position: Cash and equivalents constituted 2.0% of total assets in 2025, down from 7.5% in 2009.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2009.
- Asset Diversification: The largest asset category is intangible assets at 0.1% of total assets.
Midland States Bancorp Inc Competitors by Total Assets
Key competitors of Midland States Bancorp Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Commerzbank AG
F:ZZMS
|
Germany | €592.95 Billion |
|
Bank of Shanghai Co Ltd
SHG:601229
|
China | CN¥3.38 Trillion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
Banco de Chile
F:G4RA
|
Germany | €55.39 Trillion |
|
Industrial Bank Co Ltd
SHG:601166
|
China | CN¥11.28 Trillion |
|
Arion banki hf
ST:ARION-SDB
|
Sweden | Skr1.76 Trillion |
|
Dime Community Bancshares, Inc.
NYSE:DCOM
|
USA | $15.00 Billion |
|
Vestjysk Bank A/S
CO:VJBA
|
Denmark | Dkr50.22 Billion |
Midland States Bancorp Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 27.46 | 15.17 | 0.32 |
| Quick Ratio | 27.46 | 15.17 | 0.32 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $1.59 Billion | $1.24 Billion | $-3.68 Billion |
Midland States Bancorp Inc - Advanced Valuation Insights
This section examines the relationship between Midland States Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.86 |
| Latest Market Cap to Assets Ratio | 0.08 |
| Asset Growth Rate (YoY) | -13.3% |
| Total Assets | $6.51 Billion |
| Market Capitalization | $495.04 Million USD |
Valuation Analysis
Below Book Valuation: The market values Midland States Bancorp Inc's assets below their book value (0.08x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Midland States Bancorp Inc's assets decreased by 13.3% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Midland States Bancorp Inc (2009–2025)
The table below shows the annual total assets of Midland States Bancorp Inc from 2009 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $6.51 Billion | -13.26% |
| 2024-12-31 | $7.51 Billion | -4.58% |
| 2023-12-31 | $7.87 Billion | +0.14% |
| 2022-12-31 | $7.86 Billion | +5.53% |
| 2021-12-31 | $7.44 Billion | +8.38% |
| 2020-12-31 | $6.87 Billion | +12.84% |
| 2019-12-31 | $6.09 Billion | +7.97% |
| 2018-12-31 | $5.64 Billion | +27.76% |
| 2017-12-31 | $4.41 Billion | +36.46% |
| 2016-12-31 | $3.23 Billion | +12.09% |
| 2015-12-31 | $2.88 Billion | +7.78% |
| 2014-12-31 | $2.68 Billion | +53.85% |
| 2013-12-31 | $1.74 Billion | +10.67% |
| 2012-12-31 | $1.57 Billion | +3.37% |
| 2011-12-31 | $1.52 Billion | -6.95% |
| 2010-12-31 | $1.63 Billion | +46.74% |
| 2009-12-31 | $1.11 Billion | -- |
About Midland States Bancorp Inc
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates through the Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include a variety of property types, such as owner-occu… Read more