Midland States Bancorp, Inc. Total Assets
Midland States Bancorp, Inc. total assets. Based on the latest financial reports, Midland States Bancorp, Inc. (MSBI) holds total assets worth $6.70 Billion USD as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see how much is Midland States Bancorp, Inc. worth for the company's overall valuation and market capitalisation.
Total Assets of Midland States Bancorp, Inc. (2009–2025)
Total assets of Midland States Bancorp, Inc. from 2009 to 2025. This chart illustrates how Midland States Bancorp, Inc.'s total assets have evolved over time, based on quarterly financial data. See MSBI live share price for real-time trading data and today's change.
Midland States Bancorp, Inc. - Asset Composition Analysis
Midland States Bancorp, Inc. Total Assets Breakdown (December 2025)
Midland States Bancorp, Inc. total assets breakdown as of December 2025. Midland States Bancorp, Inc.'s total assets of $6.70 Billion consist of 22.2% current assets and 77.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 2.0% |
| Accounts Receivable | $23.82 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $20.81 Million | 0.3% |
| Goodwill | $7.93 Million | 0.1% |
Asset Composition Trend (2009–2025)
This chart illustrates how Midland States Bancorp, Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore working capital position of Midland States Bancorp, Inc. to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Midland States Bancorp, Inc.'s current assets represent 22.2% of total assets in 2025, an increase from 8.1% in 2009.
- Cash Position: Cash and equivalents constituted 2.0% of total assets in 2025, down from 7.5% in 2009.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2009.
- Asset Diversification: The largest asset category is accounts receivable at 0.4% of total assets.
Midland States Bancorp, Inc. Competitors by Total Assets
Key competitors of Midland States Bancorp, Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Societe Generale S.A.
PA:GLE
|
France | €1.55 Trillion |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB
|
USA | $3.14 Trillion |
|
Spar Nord Bank
CO:SPNO
|
Denmark | Dkr143.85 Billion |
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank Ina Perdana PT
JK:BINA
|
Indonesia | Rp30.24 Trillion |
|
SJF Bank A/S
CO:SJF
|
Denmark | Dkr36.72 Billion |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO
|
Indonesia | Rp13.34 Trillion |
Midland States Bancorp, Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.35 | 0.09 | 0.35 |
| Quick Ratio | 0.35 | 0.09 | 0.47 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-3.73 Billion | $-5.50 Billion | $-3.69 Billion |
Midland States Bancorp, Inc. - Advanced Valuation Insights
This section examines the relationship between Midland States Bancorp, Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.49 |
| Latest Market Cap to Assets Ratio | 0.10 |
| Asset Growth Rate (YoY) | -13.2% |
| Total Assets | $6.51 Billion |
| Market Capitalization | $675.69 Million USD |
Valuation Analysis
Below Book Valuation: The market values Midland States Bancorp, Inc.'s assets below their book value (0.10x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Midland States Bancorp, Inc.'s assets decreased by 13.2% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Midland States Bancorp, Inc. (2009–2025)
The table below shows the annual total assets of Midland States Bancorp, Inc. from 2009 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $6.51 Billion | -13.23% |
| 2024-12-31 | $7.51 Billion | -4.58% |
| 2023-12-31 | $7.87 Billion | +0.14% |
| 2022-12-31 | $7.86 Billion | +5.53% |
| 2021-12-31 | $7.44 Billion | +8.38% |
| 2020-12-31 | $6.87 Billion | +12.84% |
| 2019-12-31 | $6.09 Billion | +7.97% |
| 2018-12-31 | $5.64 Billion | +27.76% |
| 2017-12-31 | $4.41 Billion | +36.46% |
| 2016-12-31 | $3.23 Billion | +12.09% |
| 2015-12-31 | $2.88 Billion | +7.78% |
| 2014-12-31 | $2.68 Billion | +53.85% |
| 2013-12-31 | $1.74 Billion | +10.67% |
| 2012-12-31 | $1.57 Billion | +3.37% |
| 2011-12-31 | $1.52 Billion | -6.95% |
| 2010-12-31 | $1.63 Billion | +46.74% |
| 2009-12-31 | $1.11 Billion | -- |
About Midland States Bancorp, Inc.
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, … Read more