Midland States Bancorp, Inc. Working Capital to Net Assets Ratio
Midland States Bancorp, Inc. working capital to net assets ratio. Midland States Bancorp, Inc. (MSBI) has a Working Capital to Net Assets ratio of -654.1% as of June 2026. Working capital of $-3.73 Billion (current assets of $1.99 Billion minus current liabilities of $5.71 Billion) is measured against net assets of $569.69 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. Check tangible equity quality of Midland States Bancorp, Inc. to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Midland States Bancorp, Inc. (2009–2025)
Working capital to net assets ratio of Midland States Bancorp, Inc. from 2009 to 2025. This chart shows how Midland States Bancorp, Inc.'s Working Capital to Net Assets ratio has evolved across 17 annual periods from 2009 to 2025. As of June 2026, the ratio stands at -654.1%, reflecting working capital of $-3.73 Billion against net assets of $569.69 Million USD. See Midland States Bancorp, Inc. defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Midland States Bancorp, Inc. Working Capital to Net Assets Ratio by Year (2009–2025)
Midland States Bancorp, Inc. working capital to net assets ratio by year from 2009 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for Midland States Bancorp, Inc. from 2009 to 2025, covering 17 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see Midland States Bancorp, Inc. (MSBI) total assets.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -714.7% | $-4.04 Billion | $565.50 Million | $1.44 Billion | $5.48 Billion | ▼ -19.7 pp |
| 2024 | -695.0% | $-4.94 Billion | $710.85 Million | $1.47 Billion | $6.41 Billion | ▼ -56.5 pp |
| 2023 | -638.6% | $-5.06 Billion | $791.85 Million | $1.55 Billion | $6.60 Billion | ▲ +46.4 pp |
| 2022 | -685.0% | $-5.20 Billion | $758.57 Million | $1.43 Billion | $6.63 Billion | ▼ -43.4 pp |
| 2021 | -641.5% | $-4.26 Billion | $663.84 Million | $2.02 Billion | $6.28 Billion | ▼ -42.5 pp |
| 2020 | -599.1% | $-3.72 Billion | $621.39 Million | $1.45 Billion | $5.17 Billion | ▼ -110.3 pp |
| 2019 | -488.8% | $-3.24 Billion | $661.91 Million | $1.40 Billion | $4.63 Billion | ▲ +17.1 pp |
| 2018 | -505.9% | $-3.08 Billion | $608.52 Million | $1.16 Billion | $4.24 Billion | ▲ +30.4 pp |
| 2017 | -536.3% | $-2.41 Billion | $449.55 Million | $890.26 Million | $3.30 Billion | ▲ +53.1 pp |
| 2016 | -589.4% | $-1.90 Billion | $321.77 Million | $641.42 Million | $2.54 Billion | ▼ -851.0 pp |
| 2015 | 261.6% | $609.73 Million | $233.06 Million | $610.71 Million | $979.00K | ▲ +1058.4 pp |
| 2014 | -796.8% | $-1.75 Billion | $219.93 Million | $540.11 Million | $2.29 Billion | ▼ -854.4 pp |
| 2013 | 57.6% | $86.09 Million | $149.44 Million | $86.72 Million | $636.00K | ▲ +18.3 pp |
| 2012 | 39.3% | $51.46 Million | $130.92 Million | $122.69 Million | $71.22 Million | ▲ +155.2 pp |
| 2011 | -115.9% | $-147.10 Million | $126.95 Million | $119.72 Million | $266.82 Million | ▲ +1228.7 pp |
| 2010 | -1344.6% | $-1.43 Billion | $106.53 Million | $65.56 Million | $1.50 Billion | ▼ -85.6 pp |
| 2009 | -1259.0% | $-922.75 Million | $73.29 Million | $89.66 Million | $1.01 Billion | — |