Midland States Bancorp, Inc. (MSBI) — Net Asset Quality Index
Midland States Bancorp, Inc. (MSBI) has a Net Asset Quality Index of 8.5% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $6.70 Billion minus total liabilities of $6.13 Billion yields net assets of $569.69 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read Midland States Bancorp, Inc. total liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Midland States Bancorp, Inc. Net Asset Quality Index Over Time (2009–2025)
This chart shows how Midland States Bancorp, Inc.'s Net Asset Quality Index has evolved across 17 annual periods from 2009 to 2025. As of June 2026, the index stands at 8.5%, representing net assets of $569.69 Million against total assets of $6.70 Billion USD. For live market cap and overall valuation, see MSBI market cap.
Annual Net Asset Quality Index for Midland States Bancorp, Inc. (2009–2025)
The table below presents the year-by-year Net Asset Quality Index for Midland States Bancorp, Inc. from 2009 to 2025, covering 17 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check Midland States Bancorp, Inc. strategic capital allocation to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 8.7% | $565.50 Million | $6.51 Billion | $5.95 Billion | ▼ -0.8 pp |
| 2024 | 9.5% | $710.85 Million | $7.51 Billion | $6.80 Billion | ▼ -0.6 pp |
| 2023 | 10.1% | $791.85 Million | $7.87 Billion | $7.08 Billion | ▲ +0.4 pp |
| 2022 | 9.7% | $758.57 Million | $7.86 Billion | $7.10 Billion | ▲ +0.7 pp |
| 2021 | 8.9% | $663.84 Million | $7.44 Billion | $6.78 Billion | ▼ -0.1 pp |
| 2020 | 9.0% | $621.39 Million | $6.87 Billion | $6.25 Billion | ▼ -1.8 pp |
| 2019 | 10.9% | $661.91 Million | $6.09 Billion | $5.43 Billion | ▲ +0.1 pp |
| 2018 | 10.8% | $608.52 Million | $5.64 Billion | $5.03 Billion | ▲ +0.6 pp |
| 2017 | 10.2% | $449.55 Million | $4.41 Billion | $3.96 Billion | ▲ +0.2 pp |
| 2016 | 10.0% | $321.77 Million | $3.23 Billion | $2.91 Billion | ▲ +1.9 pp |
| 2015 | 8.1% | $233.06 Million | $2.88 Billion | $2.65 Billion | ▼ -0.1 pp |
| 2014 | 8.2% | $219.93 Million | $2.68 Billion | $2.46 Billion | ▼ -0.4 pp |
| 2013 | 8.6% | $149.44 Million | $1.74 Billion | $1.59 Billion | ▲ +0.3 pp |
| 2012 | 8.3% | $130.92 Million | $1.57 Billion | $1.44 Billion | ▼ 0.0 pp |
| 2011 | 8.3% | $126.95 Million | $1.52 Billion | $1.39 Billion | ▲ +1.8 pp |
| 2010 | 6.5% | $106.53 Million | $1.63 Billion | $1.53 Billion | ▼ -0.1 pp |
| 2009 | 6.6% | $73.29 Million | $1.11 Billion | $1.04 Billion | — |