Midland States Bancorp Inc (MSBI) — Net Asset Quality Index
Midland States Bancorp Inc (MSBI) has a Net Asset Quality Index of 8.7% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $6.51 Billion minus total liabilities of $5.95 Billion yields net assets of $565.50 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check MSBI cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Midland States Bancorp Inc Net Asset Quality Index Over Time (2009–2025)
This chart shows how Midland States Bancorp Inc's Net Asset Quality Index has evolved across 17 annual periods from 2009 to 2025. As of December 2025, the index stands at 8.7%, representing net assets of $565.50 Million against total assets of $6.51 Billion USD. See working capital to net assets of Midland States Bancorp Inc to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Midland States Bancorp Inc (2009–2025)
The table below presents the year-by-year Net Asset Quality Index for Midland States Bancorp Inc from 2009 to 2025, covering 17 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Midland States Bancorp Inc market cap and net worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 8.7% | $565.50 Million | $6.51 Billion | $5.95 Billion | ▼ -0.8 pp |
| 2024 | 9.5% | $710.85 Million | $7.51 Billion | $6.80 Billion | ▼ -0.6 pp |
| 2023 | 10.1% | $791.85 Million | $7.87 Billion | $7.08 Billion | ▲ +0.4 pp |
| 2022 | 9.7% | $758.57 Million | $7.86 Billion | $7.10 Billion | ▲ +0.7 pp |
| 2021 | 8.9% | $663.84 Million | $7.44 Billion | $6.78 Billion | ▼ -0.1 pp |
| 2020 | 9.0% | $621.39 Million | $6.87 Billion | $6.25 Billion | ▼ -1.8 pp |
| 2019 | 10.9% | $661.91 Million | $6.09 Billion | $5.43 Billion | ▲ +0.1 pp |
| 2018 | 10.8% | $608.52 Million | $5.64 Billion | $5.03 Billion | ▲ +0.6 pp |
| 2017 | 10.2% | $449.55 Million | $4.41 Billion | $3.96 Billion | ▲ +0.2 pp |
| 2016 | 10.0% | $321.77 Million | $3.23 Billion | $2.91 Billion | ▲ +1.9 pp |
| 2015 | 8.1% | $233.06 Million | $2.88 Billion | $2.65 Billion | ▼ -0.1 pp |
| 2014 | 8.2% | $219.93 Million | $2.68 Billion | $2.46 Billion | ▼ -0.4 pp |
| 2013 | 8.6% | $149.44 Million | $1.74 Billion | $1.59 Billion | ▲ +0.3 pp |
| 2012 | 8.3% | $130.92 Million | $1.57 Billion | $1.44 Billion | ▼ 0.0 pp |
| 2011 | 8.3% | $126.95 Million | $1.52 Billion | $1.39 Billion | ▲ +1.8 pp |
| 2010 | 6.5% | $106.53 Million | $1.63 Billion | $1.53 Billion | ▼ -0.1 pp |
| 2009 | 6.6% | $73.29 Million | $1.11 Billion | $1.04 Billion | — |