OP Bancorp Cash Flow Quality Index
OP Bancorp cash flow quality index. OP Bancorp (OPBK) has a Cash Flow Quality Index of 3.57x as of September 2025. Operating cash flow of $23.95 Million exceeds net income of $6.70 Million, indicating high earnings quality where cash backs reported profits. See OP Bancorp (OPBK) financial flexibility to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of OP Bancorp (2012–2024)
Cash flow quality index of OP Bancorp from 2012 to 2024. Historical Cash Flow Quality Index for OP Bancorp across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore OP Bancorp cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
OP Bancorp Cash Flow Quality Index by Year (2012–2024)
OP Bancorp cash flow quality index by year from 2012 to 2024. Year-by-year earnings quality comparison for OP Bancorp. For the full cash flow conversion analysis, see OP Bancorp (OPBK) cash conversion ratio.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.49x | $31.34 Million | $21.07 Million | ▼ -47.6% |
| 2023 | 2.84x | $67.84 Million | $23.92 Million | ▲ +12.8% |
| 2022 | 2.51x | $83.73 Million | $33.31 Million | ▲ +356.4% |
| 2021 | -0.98x | $-28.28 Million | $28.84 Million | ▼ -159.7% |
| 2020 | -0.38x | $-4.96 Million | $13.13 Million | ▼ -134.8% |
| 2019 | 1.08x | $18.16 Million | $16.76 Million | ▼ -49.5% |
| 2018 | 2.15x | $30.61 Million | $14.25 Million | ▲ +1023.8% |
| 2017 | -0.23x | $-2.15 Million | $9.24 Million | ▼ -116.3% |
| 2016 | 1.43x | $10.58 Million | $7.43 Million | ▼ -5.0% |
| 2015 | 1.50x | $8.95 Million | $5.96 Million | ▼ -73.0% |
| 2014 | 5.55x | $24.87 Million | $4.48 Million | ▲ +1047.9% |
| 2013 | -0.59x | $-2.90 Million | $4.95 Million | ▲ +0.1% |
| 2012 | -0.59x | $-3.63 Million | $6.19 Million | — |