OP Bancorp (OPBK) — Cash Flow Quality Index
OP Bancorp (OPBK) has a Cash Flow Quality Index of 3.57x as of September 2025. Operating cash flow of $23.95 Million exceeds net income of $6.70 Million, indicating high earnings quality where cash backs reported profits. Explore OP Bancorp long-term investment allocation to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
OP Bancorp Cash Flow Quality Index (2012–2024)
Historical Cash Flow Quality Index for OP Bancorp across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check OPBK intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for OP Bancorp (2012–2024)
Year-by-year earnings quality comparison for OP Bancorp. For live market cap and the full company financial profile, see OP Bancorp (OPBK) market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.49x | $31.34 Million | $21.07 Million | ▼ -47.6% |
| 2023 | 2.84x | $67.84 Million | $23.92 Million | ▲ +12.8% |
| 2022 | 2.51x | $83.73 Million | $33.31 Million | ▲ +356.4% |
| 2021 | -0.98x | $-28.28 Million | $28.84 Million | ▼ -159.7% |
| 2020 | -0.38x | $-4.96 Million | $13.13 Million | ▼ -134.8% |
| 2019 | 1.08x | $18.16 Million | $16.76 Million | ▼ -49.5% |
| 2018 | 2.15x | $30.61 Million | $14.25 Million | ▲ +1023.8% |
| 2017 | -0.23x | $-2.15 Million | $9.24 Million | ▼ -116.3% |
| 2016 | 1.43x | $10.58 Million | $7.43 Million | ▼ -5.0% |
| 2015 | 1.50x | $8.95 Million | $5.96 Million | ▼ -73.0% |
| 2014 | 5.55x | $24.87 Million | $4.48 Million | ▲ +1047.9% |
| 2013 | -0.59x | $-2.90 Million | $4.95 Million | ▲ +0.1% |
| 2012 | -0.59x | $-3.63 Million | $6.19 Million | — |