OP Bancorp (OPBK) — Financial Flexibility Index
OP Bancorp (OPBK) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $24.50 Million (operating CF $23.95 Million minus capex $554.00K) represents 0% of total liabilities ($2.39 Billion). Also explore OPBK net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
OP Bancorp Financial Flexibility Index (2012–2024)
Historical Financial Flexibility Index trend for OP Bancorp across 13 annual periods. Check how strategically is OP Bancorp's equity deployed to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for OP Bancorp (2012–2024)
Year-by-year free cash flow to debt coverage for OP Bancorp. For the full company profile including market capitalisation, see OPBK market cap.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $32.91 Million | $31.34 Million | $2.16 Billion | ▼ -57.5% |
| 2023 | 0.04x | $70.03 Million | $67.84 Million | $1.96 Billion | ▼ -19.3% |
| 2022 | 0.04x | $85.15 Million | $83.73 Million | $1.92 Billion | ▲ +355.3% |
| 2021 | -0.02x | $-27.15 Million | $-28.28 Million | $1.56 Billion | ▼ -390.6% |
| 2020 | 0.00x | $-4.34 Million | $-4.96 Million | $1.22 Billion | ▼ -118.5% |
| 2019 | 0.02x | $19.90 Million | $18.16 Million | $1.04 Billion | ▼ -44.9% |
| 2018 | 0.03x | $31.80 Million | $30.61 Million | $914.40 Million | ▲ +1731.1% |
| 2017 | 0.00x | $-1.73 Million | $-2.15 Million | $809.52 Million | ▼ -113.4% |
| 2016 | 0.02x | $10.84 Million | $10.58 Million | $679.97 Million | ▼ -19.8% |
| 2015 | 0.02x | $10.83 Million | $8.95 Million | $544.87 Million | ▼ -66.5% |
| 2014 | 0.06x | $27.41 Million | $24.87 Million | $462.75 Million | ▲ +3518.9% |
| 2013 | 0.00x | $-539.01K | $-2.90 Million | $311.09 Million | ▲ +88.5% |
| 2012 | -0.02x | $-2.71 Million | $-3.63 Million | $180.25 Million | — |