OP Bancorp Financial Flexibility Index
OP Bancorp financial flexibility index. OP Bancorp (OPBK) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $24.50 Million (operating CF $23.95 Million minus capex $554.00K) represents 0% of total liabilities ($2.39 Billion). See OPBK free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of OP Bancorp (2012–2024)
Financial flexibility index of OP Bancorp from 2012 to 2024. Historical Financial Flexibility Index trend for OP Bancorp across 13 annual periods. Check OPBK cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
OP Bancorp Financial Flexibility Index by Year (2012–2024)
OP Bancorp financial flexibility index by year from 2012 to 2024. Year-by-year free cash flow to debt coverage for OP Bancorp. For the full cash flow conversion analysis, see OP Bancorp (OPBK) cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $32.91 Million | $31.34 Million | $2.16 Billion | ▼ -57.5% |
| 2023 | 0.04x | $70.03 Million | $67.84 Million | $1.96 Billion | ▼ -19.3% |
| 2022 | 0.04x | $85.15 Million | $83.73 Million | $1.92 Billion | ▲ +355.3% |
| 2021 | -0.02x | $-27.15 Million | $-28.28 Million | $1.56 Billion | ▼ -390.6% |
| 2020 | 0.00x | $-4.34 Million | $-4.96 Million | $1.22 Billion | ▼ -118.5% |
| 2019 | 0.02x | $19.90 Million | $18.16 Million | $1.04 Billion | ▼ -44.9% |
| 2018 | 0.03x | $31.80 Million | $30.61 Million | $914.40 Million | ▲ +1731.1% |
| 2017 | 0.00x | $-1.73 Million | $-2.15 Million | $809.52 Million | ▼ -113.4% |
| 2016 | 0.02x | $10.84 Million | $10.58 Million | $679.97 Million | ▼ -19.8% |
| 2015 | 0.02x | $10.83 Million | $8.95 Million | $544.87 Million | ▼ -66.5% |
| 2014 | 0.06x | $27.41 Million | $24.87 Million | $462.75 Million | ▲ +3518.9% |
| 2013 | 0.00x | $-539.01K | $-2.90 Million | $311.09 Million | ▲ +88.5% |
| 2012 | -0.02x | $-2.71 Million | $-3.63 Million | $180.25 Million | — |