OP Bancorp (OPBK) — Financial Flexibility Index
OP Bancorp (OPBK) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $24.50 Million (operating CF $23.95 Million minus capex $554.00K) represents 0% of total liabilities ($2.39 Billion). Check strategic asset allocation of OP Bancorp to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
OP Bancorp Financial Flexibility Index (2012–2024)
Historical Financial Flexibility Index trend for OP Bancorp across 13 annual periods. See OPBK net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for OP Bancorp (2012–2024)
Year-by-year free cash flow to debt coverage for OP Bancorp. For the full company profile including market capitalisation, see market cap of OP Bancorp.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $32.91 Million | $31.34 Million | $2.16 Billion | ▼ -57.5% |
| 2023 | 0.04x | $70.03 Million | $67.84 Million | $1.96 Billion | ▼ -19.3% |
| 2022 | 0.04x | $85.15 Million | $83.73 Million | $1.92 Billion | ▲ +355.3% |
| 2021 | -0.02x | $-27.15 Million | $-28.28 Million | $1.56 Billion | ▼ -390.6% |
| 2020 | 0.00x | $-4.34 Million | $-4.96 Million | $1.22 Billion | ▼ -118.5% |
| 2019 | 0.02x | $19.90 Million | $18.16 Million | $1.04 Billion | ▼ -44.9% |
| 2018 | 0.03x | $31.80 Million | $30.61 Million | $914.40 Million | ▲ +1731.1% |
| 2017 | 0.00x | $-1.73 Million | $-2.15 Million | $809.52 Million | ▼ -113.4% |
| 2016 | 0.02x | $10.84 Million | $10.58 Million | $679.97 Million | ▼ -19.8% |
| 2015 | 0.02x | $10.83 Million | $8.95 Million | $544.87 Million | ▼ -66.5% |
| 2014 | 0.06x | $27.41 Million | $24.87 Million | $462.75 Million | ▲ +3518.9% |
| 2013 | 0.00x | $-539.01K | $-2.90 Million | $311.09 Million | ▲ +88.5% |
| 2012 | -0.02x | $-2.71 Million | $-3.63 Million | $180.25 Million | — |