OP Bancorp (OPBK) — Working Capital to Net Assets Ratio
OP Bancorp (OPBK) has a Working Capital to Net Assets ratio of -927.9% as of December 2025. Working capital of $-2.11 Billion (current assets of $177.79 Million minus current liabilities of $2.29 Billion) is measured against net assets of $227.89 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See OP Bancorp balance sheet quality to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
OP Bancorp Working Capital to Net Assets (2005–2025)
This chart shows how OP Bancorp's Working Capital to Net Assets ratio has evolved across 16 annual periods from 2005 to 2025. As of December 2025, the ratio stands at -927.9%, reflecting working capital of $-2.11 Billion against net assets of $227.89 Million USD. Check OPBK tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for OP Bancorp (2005–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for OP Bancorp from 2005 to 2025, covering 16 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see OPBK company net worth.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -927.9% | $-2.11 Billion | $227.89 Million | $177.79 Million | $2.29 Billion | ▼ -1.5 pp |
| 2024 | -926.4% | $-1.90 Billion | $204.99 Million | $144.25 Million | $2.04 Billion | ▼ -134.0 pp |
| 2023 | -792.4% | $-1.53 Billion | $192.63 Million | $293.82 Million | $1.82 Billion | ▲ +105.5 pp |
| 2022 | -897.9% | $-1.59 Billion | $176.92 Million | $299.96 Million | $1.89 Billion | ▼ -132.8 pp |
| 2021 | -765.1% | $-1.26 Billion | $165.22 Million | $270.48 Million | $1.53 Billion | ▼ -68.3 pp |
| 2020 | -696.8% | $-999.02 Million | $143.37 Million | $202.09 Million | $1.20 Billion | ▼ -72.5 pp |
| 2019 | -624.3% | $-877.65 Million | $140.58 Million | $145.75 Million | $1.02 Billion | ▼ -30.5 pp |
| 2018 | -593.9% | $-770.76 Million | $129.79 Million | $136.13 Million | $906.89 Million | ▲ +162.1 pp |
| 2017 | -756.0% | $-691.54 Million | $91.48 Million | $107.19 Million | $798.73 Million | ▼ -12.2 pp |
| 2016 | -743.7% | $-604.51 Million | $81.28 Million | $57.59 Million | $662.11 Million | ▼ -140.5 pp |
| 2015 | -603.2% | $-437.22 Million | $72.48 Million | $82.85 Million | $520.07 Million | ▼ -79.3 pp |
| 2014 | -523.9% | $-342.86 Million | $65.44 Million | $85.79 Million | $428.65 Million | ▲ +375.7 pp |
| 2013 | -899.6% | $-280.59 Million | $31.19 Million | $28.80 Million | $309.38 Million | ▼ -338.0 pp |
| 2012 | -561.6% | $-145.42 Million | $25.89 Million | $33.65 Million | $179.07 Million | ▲ +258.8 pp |
| 2006 | -820.4% | $-140.76 Million | $17.16 Million | $3.21 Million | $143.97 Million | ▼ -449.3 pp |
| 2005 | -371.1% | $-70.01 Million | $18.86 Million | $11.79 Million | $81.80 Million | — |