OP Bancorp (OPBK) — Net Asset Quality Index
OP Bancorp (OPBK) has a Net Asset Quality Index of 8.6% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.65 Billion minus total liabilities of $2.42 Billion yields net assets of $227.89 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check how resilient are OP Bancorp's assets to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
OP Bancorp Net Asset Quality Index Over Time (2005–2025)
This chart shows how OP Bancorp's Net Asset Quality Index has evolved across 16 annual periods from 2005 to 2025. As of December 2025, the index stands at 8.6%, representing net assets of $227.89 Million against total assets of $2.65 Billion USD. See OPBK current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for OP Bancorp (2005–2025)
The table below presents the year-by-year Net Asset Quality Index for OP Bancorp from 2005 to 2025, covering 16 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see OP Bancorp (OPBK) total market value.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 8.6% | $227.89 Million | $2.65 Billion | $2.42 Billion | ▼ -0.1 pp |
| 2024 | 8.7% | $204.99 Million | $2.37 Billion | $2.16 Billion | ▼ -0.3 pp |
| 2023 | 9.0% | $192.63 Million | $2.15 Billion | $1.96 Billion | ▲ +0.5 pp |
| 2022 | 8.4% | $176.92 Million | $2.09 Billion | $1.92 Billion | ▼ -1.1 pp |
| 2021 | 9.6% | $165.22 Million | $1.73 Billion | $1.56 Billion | ▼ -0.9 pp |
| 2020 | 10.5% | $143.37 Million | $1.37 Billion | $1.22 Billion | ▼ -1.4 pp |
| 2019 | 11.9% | $140.58 Million | $1.18 Billion | $1.04 Billion | ▼ -0.5 pp |
| 2018 | 12.4% | $129.79 Million | $1.04 Billion | $914.40 Million | ▲ +2.3 pp |
| 2017 | 10.2% | $91.48 Million | $901.00 Million | $809.52 Million | ▼ -0.5 pp |
| 2016 | 10.7% | $81.28 Million | $761.25 Million | $679.97 Million | ▼ -1.1 pp |
| 2015 | 11.7% | $72.48 Million | $617.35 Million | $544.87 Million | ▼ -0.6 pp |
| 2014 | 12.4% | $65.44 Million | $528.19 Million | $462.75 Million | ▲ +3.3 pp |
| 2013 | 9.1% | $31.19 Million | $342.28 Million | $311.09 Million | ▼ -3.4 pp |
| 2012 | 12.6% | $25.89 Million | $206.14 Million | $180.25 Million | ▲ +1.9 pp |
| 2006 | 10.6% | $17.16 Million | $161.15 Million | $143.99 Million | ▼ -8.1 pp |
| 2005 | 18.7% | $18.86 Million | $100.83 Million | $81.96 Million | — |