OP Bancorp Net Asset Quality Index
OP Bancorp net asset quality index. OP Bancorp (OPBK) has a Net Asset Quality Index of 8.6% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.65 Billion minus total liabilities of $2.42 Billion yields net assets of $227.89 Million. A higher index indicates a stronger, lower-leverage balance sheet. See net assets of OP Bancorp for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of OP Bancorp (2005–2025)
Net asset quality index of OP Bancorp from 2005 to 2025. This chart shows how OP Bancorp's Net Asset Quality Index has evolved across 16 annual periods from 2005 to 2025. As of December 2025, the index stands at 8.6%, representing net assets of $227.89 Million against total assets of $2.65 Billion USD. Check OP Bancorp PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
OP Bancorp Net Asset Quality Index by Year (2005–2025)
OP Bancorp net asset quality index by year from 2005 to 2025. The table below presents the year-by-year Net Asset Quality Index for OP Bancorp from 2005 to 2025, covering 16 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see OPBK market cap.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 8.6% | $227.89 Million | $2.65 Billion | $2.42 Billion | ▼ -0.1 pp |
| 2024 | 8.7% | $204.99 Million | $2.37 Billion | $2.16 Billion | ▼ -0.3 pp |
| 2023 | 9.0% | $192.63 Million | $2.15 Billion | $1.96 Billion | ▲ +0.5 pp |
| 2022 | 8.4% | $176.92 Million | $2.09 Billion | $1.92 Billion | ▼ -1.1 pp |
| 2021 | 9.6% | $165.22 Million | $1.73 Billion | $1.56 Billion | ▼ -0.9 pp |
| 2020 | 10.5% | $143.37 Million | $1.37 Billion | $1.22 Billion | ▼ -1.4 pp |
| 2019 | 11.9% | $140.58 Million | $1.18 Billion | $1.04 Billion | ▼ -0.5 pp |
| 2018 | 12.4% | $129.79 Million | $1.04 Billion | $914.40 Million | ▲ +2.3 pp |
| 2017 | 10.2% | $91.48 Million | $901.00 Million | $809.52 Million | ▼ -0.5 pp |
| 2016 | 10.7% | $81.28 Million | $761.25 Million | $679.97 Million | ▼ -1.1 pp |
| 2015 | 11.7% | $72.48 Million | $617.35 Million | $544.87 Million | ▼ -0.6 pp |
| 2014 | 12.4% | $65.44 Million | $528.19 Million | $462.75 Million | ▲ +3.3 pp |
| 2013 | 9.1% | $31.19 Million | $342.28 Million | $311.09 Million | ▼ -3.4 pp |
| 2012 | 12.6% | $25.89 Million | $206.14 Million | $180.25 Million | ▲ +1.9 pp |
| 2006 | 10.6% | $17.16 Million | $161.15 Million | $143.99 Million | ▼ -8.1 pp |
| 2005 | 18.7% | $18.86 Million | $100.83 Million | $81.96 Million | — |