OP Bancorp (OPBK) — Cash Flow Reinvestment Rate

Latest as of September 2025: 1.05x

OP Bancorp (OPBK) has a Cash Flow Reinvestment Rate of 1.05x as of September 2025, reinvesting $25.24 Million (capex $554.00K plus investments $-24.68 Million) from operating cash flow of $23.95 Million. See OP Bancorp (OPBK) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

1.05x
(Capex + Investments) / Operating CF

Total Reinvested

$25.24 Million
Capex + Investments

Operating Cash Flow

$23.95 Million
USD

Capital Expenditures

$554.00K
USD

OP Bancorp Cash Flow Reinvestment Rate (2014–2024)

Historical reinvestment intensity for OP Bancorp across 8 annual periods. For the full cash flow conversion analysis, see OP Bancorp (OPBK) cash flow conversion.

Annual Cash Flow Reinvestment Rate for OP Bancorp (2014–2024)

Year-by-year capital reinvestment analysis for OP Bancorp. See OPBK free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 6.03x $188.98 Million $31.34 Million $1.56 Million ▲ +154.6%
2023 2.37x $160.69 Million $67.84 Million $2.18 Million ▼ -12.1%
2022 2.69x $225.57 Million $83.73 Million $1.41 Million ▼ -58.9%
2019 6.56x $119.15 Million $18.16 Million $1.74 Million ▲ +37.2%
2018 4.78x $146.28 Million $30.61 Million $1.20 Million ▼ -68.5%
2016 15.15x $160.33 Million $10.58 Million $259.00K ▲ +479.0%
2015 2.62x $23.42 Million $8.95 Million $1.88 Million ▲ +416.8%
2014 0.51x $12.59 Million $24.87 Million $2.54 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow