OP Bancorp Cash Flow-to-Debt Ratio
OP Bancorp cash flow-to-debt ratio. OP Bancorp (OPBK) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $23.95 Million could theoretically repay 0% of its total liabilities ($2.39 Billion) in one year. Check OP Bancorp (OPBK) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of OP Bancorp (2012–2024)
Cash flow-to-debt ratio of OP Bancorp from 2012 to 2024. Historical debt coverage capacity for OP Bancorp across 13 annual periods. Check total reinvestment intensity of OP Bancorp to assess the company's total reinvestment commitment from operating cash flow.
OP Bancorp Cash Flow-to-Debt Ratio by Year (2012–2024)
OP Bancorp cash flow-to-debt ratio by year from 2012 to 2024. Year-by-year debt coverage analysis for OP Bancorp. For the full cash flow conversion analysis, see OPBK operating cash flow.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $31.34 Million | $2.16 Billion | ▼ -58.2% |
| 2023 | 0.03x | $67.84 Million | $1.96 Billion | ▼ -20.5% |
| 2022 | 0.04x | $83.73 Million | $1.92 Billion | ▲ +341.1% |
| 2021 | -0.02x | $-28.28 Million | $1.56 Billion | ▼ -347.1% |
| 2020 | 0.00x | $-4.96 Million | $1.22 Billion | ▼ -123.2% |
| 2019 | 0.02x | $18.16 Million | $1.04 Billion | ▼ -47.8% |
| 2018 | 0.03x | $30.61 Million | $914.40 Million | ▲ +1362.0% |
| 2017 | 0.00x | $-2.15 Million | $809.52 Million | ▼ -117.0% |
| 2016 | 0.02x | $10.58 Million | $679.97 Million | ▼ -5.2% |
| 2015 | 0.02x | $8.95 Million | $544.87 Million | ▼ -69.4% |
| 2014 | 0.05x | $24.87 Million | $462.75 Million | ▲ +676.8% |
| 2013 | -0.01x | $-2.90 Million | $311.09 Million | ▲ +53.7% |
| 2012 | -0.02x | $-3.63 Million | $180.25 Million | — |