OP Bancorp (OPBK) — Cash Flow-to-Debt Ratio
OP Bancorp (OPBK) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $23.95 Million could theoretically repay 0% of its total liabilities ($2.39 Billion) in one year. See how much free cash does OP Bancorp generate to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
OP Bancorp Cash Flow-to-Debt Ratio (2012–2024)
Historical debt coverage capacity for OP Bancorp across 13 annual periods. Also explore how fast is OP Bancorp growing its equity to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for OP Bancorp (2012–2024)
Year-by-year debt coverage analysis for OP Bancorp. For market capitalisation and broader financial context, see how much is OP Bancorp worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $31.34 Million | $2.16 Billion | ▼ -58.2% |
| 2023 | 0.03x | $67.84 Million | $1.96 Billion | ▼ -20.5% |
| 2022 | 0.04x | $83.73 Million | $1.92 Billion | ▲ +341.1% |
| 2021 | -0.02x | $-28.28 Million | $1.56 Billion | ▼ -347.1% |
| 2020 | 0.00x | $-4.96 Million | $1.22 Billion | ▼ -123.2% |
| 2019 | 0.02x | $18.16 Million | $1.04 Billion | ▼ -47.8% |
| 2018 | 0.03x | $30.61 Million | $914.40 Million | ▲ +1362.0% |
| 2017 | 0.00x | $-2.15 Million | $809.52 Million | ▼ -117.0% |
| 2016 | 0.02x | $10.58 Million | $679.97 Million | ▼ -5.2% |
| 2015 | 0.02x | $8.95 Million | $544.87 Million | ▼ -69.4% |
| 2014 | 0.05x | $24.87 Million | $462.75 Million | ▲ +676.8% |
| 2013 | -0.01x | $-2.90 Million | $311.09 Million | ▲ +53.7% |
| 2012 | -0.02x | $-3.63 Million | $180.25 Million | — |