SBI Cards and Payment Services Limited (SBICARD) — Cash Flow Quality Index
SBI Cards and Payment Services Limited (SBICARD) has a Cash Flow Quality Index of 0.18x as of December 2023. Operating cash flow of Rs1.02 Billion is below net income of Rs5.49 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore SBI Cards and Payment Services Limited (SBICARD) long-term investment share to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
SBI Cards and Payment Services Limited Cash Flow Quality Index (2013–2025)
Historical Cash Flow Quality Index for SBI Cards and Payment Services Limited across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of SBI Cards and Payment Services Limited to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for SBI Cards and Payment Services Limited (2013–2025)
Year-by-year earnings quality comparison for SBI Cards and Payment Services Limited. For live market cap and the full company financial profile, see SBI Cards and Payment Services Limited stock valuation.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -1.12x | Rs-21.40 Billion | Rs19.16 Billion | ▲ +50.7% |
| 2024 | -2.26x | Rs-54.52 Billion | Rs24.08 Billion | ▼ -2.9% |
| 2023 | -2.20x | Rs-66.71 Billion | Rs30.31 Billion | ▼ -8.9% |
| 2022 | -2.02x | Rs-43.91 Billion | Rs21.72 Billion | ▼ -486.6% |
| 2021 | 0.52x | Rs6.92 Billion | Rs13.24 Billion | ▲ +122.2% |
| 2020 | -2.35x | Rs-40.67 Billion | Rs17.30 Billion | ▼ -32.4% |
| 2019 | -1.78x | Rs-23.65 Billion | Rs13.32 Billion | ▲ +43.2% |
| 2018 | -3.13x | Rs-28.77 Billion | Rs9.19 Billion | ▲ +20.0% |
| 2017 | -3.91x | Rs-22.35 Billion | Rs5.72 Billion | ▼ -237.5% |
| 2016 | 2.84x | Rs8.07 Billion | Rs2.84 Billion | ▲ +186.3% |
| 2015 | -3.30x | Rs-8.79 Billion | Rs2.67 Billion | ▼ -142.9% |
| 2014 | -1.36x | Rs-3.98 Billion | Rs2.93 Billion | ▲ +74.9% |
| 2013 | -5.41x | Rs-7.38 Billion | Rs1.36 Billion | — |