SBI Cards and Payment Services Limited (SBICARD) — Working Capital to Net Assets Ratio
SBI Cards and Payment Services Limited (SBICARD) has a Working Capital to Net Assets ratio of 10.1% as of March 2024. Working capital of Rs12.22 Billion (current assets of Rs27.30 Billion minus current liabilities of Rs15.08 Billion) is measured against net assets of Rs120.84 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See defensive interval ratio of SBI Cards and Payment Services Limited to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
SBI Cards and Payment Services Limited Working Capital to Net Assets (2013–2025)
This chart shows how SBI Cards and Payment Services Limited's Working Capital to Net Assets ratio has evolved across 13 annual periods from 2013 to 2025. As of March 2024, the ratio stands at 10.1%, reflecting working capital of Rs12.22 Billion against net assets of Rs120.84 Billion INR. For the complete balance sheet picture, see SBI Cards and Payment Services Limited total assets.
Annual Working Capital to Net Assets for SBI Cards and Payment Services Limited (2013–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for SBI Cards and Payment Services Limited from 2013 to 2025, covering 13 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check asset resilience ratio of SBI Cards and Payment Services Limited to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 10.0% | Rs13.81 Billion | Rs137.82 Billion | Rs29.74 Billion | Rs15.93 Billion | ▼ -0.1 pp |
| 2024 | 10.1% | Rs12.22 Billion | Rs120.84 Billion | Rs27.30 Billion | Rs15.08 Billion | ▲ +14.2 pp |
| 2023 | -4.1% | Rs-4.06 Billion | Rs98.30 Billion | Rs9.90 Billion | Rs13.95 Billion | ▲ +0.5 pp |
| 2022 | -4.6% | Rs-3.59 Billion | Rs77.53 Billion | Rs7.58 Billion | Rs11.17 Billion | ▼ -5.5 pp |
| 2021 | 0.9% | Rs570.40 Million | Rs63.02 Billion | Rs8.06 Billion | Rs7.49 Billion | ▲ +4.7 pp |
| 2020 | -3.8% | Rs-2.05 Billion | Rs53.41 Billion | Rs5.16 Billion | Rs7.21 Billion | ▼ -5.9 pp |
| 2019 | 2.0% | Rs720.08 Million | Rs35.82 Billion | Rs7.34 Billion | Rs6.61 Billion | ▼ -5.3 pp |
| 2018 | 7.4% | Rs1.73 Billion | Rs23.53 Billion | Rs6.91 Billion | Rs5.18 Billion | ▼ -5.8 pp |
| 2017 | 13.2% | Rs1.91 Billion | Rs14.49 Billion | Rs3.10 Billion | Rs1.19 Billion | ▲ +10.0 pp |
| 2016 | 3.2% | Rs368.84 Million | Rs11.55 Billion | Rs2.74 Billion | Rs2.38 Billion | ▼ -10.7 pp |
| 2015 | 13.9% | Rs1.34 Billion | Rs9.66 Billion | Rs2.91 Billion | Rs1.57 Billion | ▲ +7.6 pp |
| 2014 | 6.3% | Rs470.78 Million | Rs7.46 Billion | Rs1.62 Billion | Rs1.15 Billion | ▲ +9.0 pp |
| 2013 | -2.7% | Rs-122.07 Million | Rs4.53 Billion | Rs836.68 Million | Rs958.74 Million | — |