SBI Cards and Payment Services Limited Working Capital to Net Assets Ratio
SBI Cards and Payment Services Limited working capital to net assets ratio. SBI Cards and Payment Services Limited (SBICARD) has a Working Capital to Net Assets ratio of 10.1% as of March 2024. Working capital of Rs12.22 Billion (current assets of Rs27.30 Billion minus current liabilities of Rs15.08 Billion) is measured against net assets of Rs120.84 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check SBI Cards and Payment Services Limited (SBICARD) tangible net worth to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of SBI Cards and Payment Services Limited (2013–2025)
Working capital to net assets ratio of SBI Cards and Payment Services Limited from 2013 to 2025. This chart shows how SBI Cards and Payment Services Limited's Working Capital to Net Assets ratio has evolved across 13 annual periods from 2013 to 2025. As of March 2024, the ratio stands at 10.1%, reflecting working capital of Rs12.22 Billion against net assets of Rs120.84 Billion INR. See SBICARD defensive interval ratio to measure how many days the company can operate on defensive assets alone.
SBI Cards and Payment Services Limited Working Capital to Net Assets Ratio by Year (2013–2025)
SBI Cards and Payment Services Limited working capital to net assets ratio by year from 2013 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for SBI Cards and Payment Services Limited from 2013 to 2025, covering 13 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see SBI Cards and Payment Services Limited (SBICARD) total assets.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 10.0% | Rs13.81 Billion | Rs137.82 Billion | Rs29.74 Billion | Rs15.93 Billion | ▼ -0.1 pp |
| 2024 | 10.1% | Rs12.22 Billion | Rs120.84 Billion | Rs27.30 Billion | Rs15.08 Billion | ▲ +14.2 pp |
| 2023 | -4.1% | Rs-4.06 Billion | Rs98.30 Billion | Rs9.90 Billion | Rs13.95 Billion | ▲ +0.5 pp |
| 2022 | -4.6% | Rs-3.59 Billion | Rs77.53 Billion | Rs7.58 Billion | Rs11.17 Billion | ▼ -5.5 pp |
| 2021 | 0.9% | Rs570.40 Million | Rs63.02 Billion | Rs8.06 Billion | Rs7.49 Billion | ▲ +4.7 pp |
| 2020 | -3.8% | Rs-2.05 Billion | Rs53.41 Billion | Rs5.16 Billion | Rs7.21 Billion | ▼ -5.9 pp |
| 2019 | 2.0% | Rs720.08 Million | Rs35.82 Billion | Rs7.34 Billion | Rs6.61 Billion | ▼ -5.3 pp |
| 2018 | 7.4% | Rs1.73 Billion | Rs23.53 Billion | Rs6.91 Billion | Rs5.18 Billion | ▼ -5.8 pp |
| 2017 | 13.2% | Rs1.91 Billion | Rs14.49 Billion | Rs3.10 Billion | Rs1.19 Billion | ▲ +10.0 pp |
| 2016 | 3.2% | Rs368.84 Million | Rs11.55 Billion | Rs2.74 Billion | Rs2.38 Billion | ▼ -10.7 pp |
| 2015 | 13.9% | Rs1.34 Billion | Rs9.66 Billion | Rs2.91 Billion | Rs1.57 Billion | ▲ +7.6 pp |
| 2014 | 6.3% | Rs470.78 Million | Rs7.46 Billion | Rs1.62 Billion | Rs1.15 Billion | ▲ +9.0 pp |
| 2013 | -2.7% | Rs-122.07 Million | Rs4.53 Billion | Rs836.68 Million | Rs958.74 Million | — |