SBI Cards and Payment Services Limited (SBICARD) — Tangible Net Worth Ratio
SBI Cards and Payment Services Limited (SBICARD) has a Tangible Net Worth Ratio of 100.0% as of December 2025. This metric is calculated by deducting intangible assets (Rs0.00) from net assets (Rs153.53 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore SBI Cards and Payment Services Limited (SBICARD) net asset momentum to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
SBI Cards and Payment Services Limited Tangible Net Worth Ratio (2013–2025)
This chart shows how SBI Cards and Payment Services Limited's Tangible Net Worth Ratio has changed across 13 annual periods from 2013 to 2025. As of December 2025, the ratio stands at 100.0%, reflecting net assets of Rs153.53 Billion with intangible assets of Rs0.00 INR. For live market cap and overall valuation, see SBICARD market cap overview.
Annual Tangible Net Worth Ratio for SBI Cards and Payment Services Limited (2013–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for SBI Cards and Payment Services Limited from 2013 to 2025, covering 13 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore SBICARD capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (INR) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 99.3% | Rs137.82 Billion | Rs1.03 Billion | Rs655.46 Billion | ▲ +0.3 pp |
| 2024 | 99.0% | Rs120.84 Billion | Rs1.26 Billion | Rs581.71 Billion | ▲ +0.2 pp |
| 2023 | 98.8% | Rs98.30 Billion | Rs1.20 Billion | Rs455.46 Billion | ▲ +0.5 pp |
| 2022 | 98.3% | Rs77.53 Billion | Rs1.30 Billion | Rs346.48 Billion | ▼ -0.1 pp |
| 2021 | 98.4% | Rs63.02 Billion | Rs992.40 Million | Rs270.13 Billion | ▲ +0.1 pp |
| 2020 | 98.3% | Rs53.41 Billion | Rs902.70 Million | Rs253.03 Billion | ▲ +0.6 pp |
| 2019 | 97.8% | Rs35.82 Billion | Rs804.34 Million | Rs202.40 Billion | ▲ +0.5 pp |
| 2018 | 97.2% | Rs23.53 Billion | Rs656.96 Million | Rs156.86 Billion | ▼ -19.0 pp |
| 2017 | 116.2% | Rs14.49 Billion | Rs-2.35 Billion | Rs107.65 Billion | ▲ +16.2 pp |
| 2016 | 100.0% | Rs11.55 Billion | Rs0.00 | Rs78.80 Billion | ▲ +0.0 pp |
| 2015 | 100.0% | Rs9.66 Billion | Rs0.00 | Rs62.57 Billion | ▲ +0.0 pp |
| 2014 | 100.0% | Rs7.46 Billion | Rs0.00 | Rs47.35 Billion | ▲ +0.0 pp |
| 2013 | 100.0% | Rs4.53 Billion | Rs0.00 | Rs34.93 Billion | — |