SBI Cards and Payment Services Limited (NSE:SBICARD) — Stock Price

Rs655.00 INR
▼ -0.61% today

SBI Cards and Payment Services Limited (NSE:SBICARD) is currently trading at Rs655.00 INR, down 0.61% today. Over the past 52 weeks, shares have ranged between Rs568.25 and Rs937.95. This page tracks SBI Cards and Payment Services Limited's live share price on the NSE exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see SBICARD market cap overview.

SBI Cards and Payment Services Limited (SBICARD) Stock Price Chart — Daily History & Trading Volume

The chart below tracks SBI Cards and Payment Services Limited's daily closing share price and trading volume on the NSE exchange over the past year, giving a clear view of recent price momentum and liquidity.

SBI Cards and Payment Services Limited Income Statement — Revenue, Profit & Earnings by Year

SBI Cards and Payment Services Limited's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.

Fiscal Year 20252024202320222021
Total Revenue Rs174.46 Billion Rs153.41 Billion Rs123.21 Billion Rs96.63 Billion Rs85.69 Billion
Cost of Revenue Rs31.78 Billion Rs25.89 Billion Rs16.44 Billion Rs10.26 Billion Rs9.77 Billion
Gross Profit Rs142.68 Billion Rs127.51 Billion Rs106.78 Billion Rs86.37 Billion Rs75.92 Billion
Research & Development — Rs0.18 Rs0.22 Rs0.20 Rs0.14
SG&A Rs2.38 Billion Rs2.38 Billion Rs2.22 Billion Rs1.60 Billion Rs1.34 Billion
Total Operating Expenses Rs116.87 Billion Rs95.19 Billion Rs76.47 Billion Rs64.65 Billion Rs62.68 Billion
Operating Income Rs25.81 Billion Rs32.32 Billion Rs30.31 Billion Rs21.72 Billion Rs13.24 Billion
EBITDA Rs27.27 Billion Rs34.29 Billion Rs31.94 Billion Rs23.21 Billion Rs14.47 Billion
EBIT Rs25.81 Billion Rs32.32 Billion Rs30.31 Billion Rs21.72 Billion Rs13.24 Billion
Interest Expense Rs31.78 Billion Rs25.89 Billion Rs16.44 Billion Rs10.26 Billion Rs9.77 Billion
Income Before Tax Rs25.81 Billion Rs32.32 Billion Rs30.31 Billion Rs21.72 Billion Rs13.24 Billion
Income Tax Expense Rs6.64 Billion Rs8.24 Billion Rs7.72 Billion Rs5.56 Billion Rs3.39 Billion
Net Income Rs19.16 Billion Rs24.08 Billion Rs22.58 Billion Rs16.16 Billion Rs9.85 Billion

SBI Cards and Payment Services Limited Balance Sheet — Assets, Liabilities & Shareholder Equity

The balance sheet below summarizes SBI Cards and Payment Services Limited's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.

Fiscal Year 20252024202320222021
Total Assets Rs655.46 Billion Rs581.71 Billion Rs455.46 Billion Rs346.48 Billion Rs270.13 Billion
Total Current Assets Rs29.74 Billion Rs27.30 Billion Rs9.90 Billion Rs7.58 Billion Rs8.06 Billion
Cash & Equivalents — — — — —
Short-term Investments — Rs3.36 Billion Rs-3.65 Billion Rs-268.30 Million Rs-290.40 Million
Net Receivables Rs2.35 Billion Rs6.70 Billion Rs6.67 Billion Rs4.76 Billion Rs1.34 Billion
Inventory — — Rs24.47 Billion Rs6.89 Billion Rs15.50 Billion
Property, Plant & Equipment — — — Rs3.24 Billion Rs2.19 Billion
Goodwill — Rs3.55 Billion Rs2.47 Billion Rs2.19 Billion Rs3.95 Billion
Total Liabilities Rs517.64 Billion Rs460.87 Billion Rs357.15 Billion Rs268.96 Billion Rs207.11 Billion
Total Current Liabilities Rs15.93 Billion Rs15.08 Billion Rs13.95 Billion Rs11.17 Billion Rs7.49 Billion
Long-term Debt — — — — —
Net Debt Rs422.08 Billion Rs375.85 Billion Rs301.85 Billion Rs225.00 Billion Rs173.96 Billion
Total Stockholder Equity Rs137.82 Billion Rs120.84 Billion Rs98.30 Billion Rs77.53 Billion Rs63.02 Billion
Retained Earnings Rs89.50 Billion Rs77.28 Billion Rs59.71 Billion Rs44.81 Billion Rs34.19 Billion

SBI Cards and Payment Services Limited Cash Flow Statement — Operating, Investing & Financing Activities

This cash flow statement breaks down how SBI Cards and Payment Services Limited generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.

Fiscal Year 20252024202320222021
Operating Cash Flow Rs-21.40 Billion Rs-54.52 Billion Rs-66.71 Billion Rs-43.91 Billion Rs6.92 Billion
Capital Expenditures Rs557.60 Million Rs744.90 Million Rs934.00 Million Rs999.20 Million Rs569.50 Million
Free Cash Flow Rs-21.96 Billion Rs-55.26 Billion Rs-67.64 Billion Rs-44.91 Billion Rs6.35 Billion
Investing Cash Flow Rs-24.91 Billion Rs-14.57 Billion Rs-9.21 Billion Rs-5.38 Billion Rs-9.97 Billion
Financing Cash Flow Rs46.87 Billion Rs84.01 Billion Rs78.24 Billion Rs50.45 Billion Rs4.32 Billion
Dividends Paid Rs2.87 Billion Rs3.63 Billion Rs2.13 Billion Rs2.13 Billion Rs938.30 Million
Stock-Based Compensation Rs107.40 Million Rs107.00 Million Rs141.10 Million Rs227.90 Million Rs301.80 Million
Depreciation Rs1.47 Billion Rs1.97 Billion Rs1.64 Billion Rs1.49 Billion Rs1.23 Billion
Change in Cash Rs554.80 Million Rs14.92 Billion Rs2.32 Billion Rs1.15 Billion Rs1.27 Billion

SBI Cards and Payment Services Limited Earnings History — EPS Actual vs. Analyst Estimates

Track SBI Cards and Payment Services Limited's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.

Report Date EPS Actual EPS Estimate Surprise
Apr 23, 2026 — 6.79 —
Jan 28, 2026 5.85 6.07 -3.62%
Oct 24, 2025 4.67 6.06 -22.94%
Jul 25, 2025 5.84 6.04 -3.31%
Apr 24, 2025 5.61 4.96 +13.10%
Jan 28, 2025 4.03 4.31 -6.50%
Oct 29, 2024 4.25 6.05 -29.75%
Jul 26, 2024 6.25 6.58 -5.02%