SBI Cards and Payment Services Limited Net Asset Quality Index
SBI Cards and Payment Services Limited net asset quality index. SBI Cards and Payment Services Limited (SBICARD) has a Net Asset Quality Index of 22.8% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs673.65 Billion minus total liabilities of Rs520.12 Billion yields net assets of Rs153.53 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See SBICARD net asset value for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of SBI Cards and Payment Services Limited (2013–2025)
Net asset quality index of SBI Cards and Payment Services Limited from 2013 to 2025. This chart shows how SBI Cards and Payment Services Limited's Net Asset Quality Index has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the index stands at 22.8%, representing net assets of Rs153.53 Billion against total assets of Rs673.65 Billion INR. Check SBI Cards and Payment Services Limited (SBICARD) strategic investment index to assess the company's strategic physical and investment asset allocation.
SBI Cards and Payment Services Limited Net Asset Quality Index by Year (2013–2025)
SBI Cards and Payment Services Limited net asset quality index by year from 2013 to 2025. The table below presents the year-by-year Net Asset Quality Index for SBI Cards and Payment Services Limited from 2013 to 2025, covering 13 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see SBI Cards and Payment Services Limited stock valuation.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 21.0% | Rs137.82 Billion | Rs655.46 Billion | Rs517.64 Billion | ▲ +0.3 pp |
| 2024 | 20.8% | Rs120.84 Billion | Rs581.71 Billion | Rs460.87 Billion | ▼ -0.8 pp |
| 2023 | 21.6% | Rs98.30 Billion | Rs455.46 Billion | Rs357.15 Billion | ▼ -0.8 pp |
| 2022 | 22.4% | Rs77.53 Billion | Rs346.48 Billion | Rs268.96 Billion | ▼ -1.0 pp |
| 2021 | 23.3% | Rs63.02 Billion | Rs270.13 Billion | Rs207.11 Billion | ▲ +2.2 pp |
| 2020 | 21.1% | Rs53.41 Billion | Rs253.03 Billion | Rs199.62 Billion | ▲ +3.4 pp |
| 2019 | 17.7% | Rs35.82 Billion | Rs202.40 Billion | Rs166.58 Billion | ▲ +2.7 pp |
| 2018 | 15.0% | Rs23.53 Billion | Rs156.86 Billion | Rs133.33 Billion | ▲ +1.5 pp |
| 2017 | 13.5% | Rs14.49 Billion | Rs107.65 Billion | Rs93.16 Billion | ▼ -1.2 pp |
| 2016 | 14.7% | Rs11.55 Billion | Rs78.80 Billion | Rs67.25 Billion | ▼ -0.8 pp |
| 2015 | 15.4% | Rs9.66 Billion | Rs62.57 Billion | Rs52.92 Billion | ▼ -0.3 pp |
| 2014 | 15.8% | Rs7.46 Billion | Rs47.35 Billion | Rs39.89 Billion | ▲ +2.8 pp |
| 2013 | 13.0% | Rs4.53 Billion | Rs34.93 Billion | Rs30.40 Billion | — |