SBI Cards and Payment Services Limited Cash Flow-to-Debt Ratio
SBI Cards and Payment Services Limited cash flow-to-debt ratio. SBI Cards and Payment Services Limited (SBICARD) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2023, meaning its operating cash flow of Rs1.02 Billion could theoretically repay 0% of its total liabilities (Rs439.23 Billion) in one year. Check SBICARD operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of SBI Cards and Payment Services Limited (2013–2025)
Cash flow-to-debt ratio of SBI Cards and Payment Services Limited from 2013 to 2025. Historical debt coverage capacity for SBI Cards and Payment Services Limited across 13 annual periods. Check SBICARD total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
SBI Cards and Payment Services Limited Cash Flow-to-Debt Ratio by Year (2013–2025)
SBI Cards and Payment Services Limited cash flow-to-debt ratio by year from 2013 to 2025. Year-by-year debt coverage analysis for SBI Cards and Payment Services Limited. For the full cash flow conversion analysis, see SBI Cards and Payment Services Limited (SBICARD) cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.04x | Rs-21.40 Billion | Rs517.64 Billion | ▲ +65.0% |
| 2024 | -0.12x | Rs-54.52 Billion | Rs460.87 Billion | ▲ +36.7% |
| 2023 | -0.19x | Rs-66.71 Billion | Rs357.15 Billion | ▼ -14.4% |
| 2022 | -0.16x | Rs-43.91 Billion | Rs268.96 Billion | ▼ -588.4% |
| 2021 | 0.03x | Rs6.92 Billion | Rs207.11 Billion | ▲ +116.4% |
| 2020 | -0.20x | Rs-40.67 Billion | Rs199.62 Billion | ▼ -43.5% |
| 2019 | -0.14x | Rs-23.65 Billion | Rs166.58 Billion | ▲ +34.2% |
| 2018 | -0.22x | Rs-28.77 Billion | Rs133.33 Billion | ▲ +10.0% |
| 2017 | -0.24x | Rs-22.35 Billion | Rs93.16 Billion | ▼ -299.8% |
| 2016 | 0.12x | Rs8.07 Billion | Rs67.25 Billion | ▲ +172.3% |
| 2015 | -0.17x | Rs-8.79 Billion | Rs52.92 Billion | ▼ -66.6% |
| 2014 | -0.10x | Rs-3.98 Billion | Rs39.89 Billion | ▲ +58.9% |
| 2013 | -0.24x | Rs-7.38 Billion | Rs30.40 Billion | — |