SBI Cards and Payment Services Limited (SBICARD) — Cash Flow-to-Debt Ratio
SBI Cards and Payment Services Limited (SBICARD) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2023, meaning its operating cash flow of Rs1.02 Billion could theoretically repay 0% of its total liabilities (Rs439.23 Billion) in one year. See free cash flow generation of SBI Cards and Payment Services Limited to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
SBI Cards and Payment Services Limited Cash Flow-to-Debt Ratio (2013–2025)
Historical debt coverage capacity for SBI Cards and Payment Services Limited across 13 annual periods. Also explore net asset growth rate of SBI Cards and Payment Services Limited to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for SBI Cards and Payment Services Limited (2013–2025)
Year-by-year debt coverage analysis for SBI Cards and Payment Services Limited. For market capitalisation and broader financial context, see SBI Cards and Payment Services Limited (SBICARD) market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.04x | Rs-21.40 Billion | Rs517.64 Billion | ▲ +65.0% |
| 2024 | -0.12x | Rs-54.52 Billion | Rs460.87 Billion | ▲ +36.7% |
| 2023 | -0.19x | Rs-66.71 Billion | Rs357.15 Billion | ▼ -14.4% |
| 2022 | -0.16x | Rs-43.91 Billion | Rs268.96 Billion | ▼ -588.4% |
| 2021 | 0.03x | Rs6.92 Billion | Rs207.11 Billion | ▲ +116.4% |
| 2020 | -0.20x | Rs-40.67 Billion | Rs199.62 Billion | ▼ -43.5% |
| 2019 | -0.14x | Rs-23.65 Billion | Rs166.58 Billion | ▲ +34.2% |
| 2018 | -0.22x | Rs-28.77 Billion | Rs133.33 Billion | ▲ +10.0% |
| 2017 | -0.24x | Rs-22.35 Billion | Rs93.16 Billion | ▼ -299.8% |
| 2016 | 0.12x | Rs8.07 Billion | Rs67.25 Billion | ▲ +172.3% |
| 2015 | -0.17x | Rs-8.79 Billion | Rs52.92 Billion | ▼ -66.6% |
| 2014 | -0.10x | Rs-3.98 Billion | Rs39.89 Billion | ▲ +58.9% |
| 2013 | -0.24x | Rs-7.38 Billion | Rs30.40 Billion | — |