SBI Cards and Payment Services Limited Financial Flexibility Index
SBI Cards and Payment Services Limited financial flexibility index. SBI Cards and Payment Services Limited (SBICARD) has a Financial Flexibility Index of 0.00x as of December 2023. Free cash flow of Rs1.02 Billion (operating CF Rs1.02 Billion minus capex Rs0.00) represents 0% of total liabilities (Rs439.23 Billion). See SBICARD free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of SBI Cards and Payment Services Limited (2013–2025)
Financial flexibility index of SBI Cards and Payment Services Limited from 2013 to 2025. Historical Financial Flexibility Index trend for SBI Cards and Payment Services Limited across 13 annual periods. Check SBI Cards and Payment Services Limited cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
SBI Cards and Payment Services Limited Financial Flexibility Index by Year (2013–2025)
SBI Cards and Payment Services Limited financial flexibility index by year from 2013 to 2025. Year-by-year free cash flow to debt coverage for SBI Cards and Payment Services Limited. For the full cash flow conversion analysis, see SBICARD cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.04x | Rs-20.85 Billion | Rs-21.40 Billion | Rs517.64 Billion | ▲ +65.5% |
| 2024 | -0.12x | Rs-53.77 Billion | Rs-54.52 Billion | Rs460.87 Billion | ▲ +36.6% |
| 2023 | -0.18x | Rs-65.77 Billion | Rs-66.71 Billion | Rs357.15 Billion | ▼ -15.4% |
| 2022 | -0.16x | Rs-42.92 Billion | Rs-43.91 Billion | Rs268.96 Billion | ▼ -541.1% |
| 2021 | 0.04x | Rs7.49 Billion | Rs6.92 Billion | Rs207.11 Billion | ▲ +118.1% |
| 2020 | -0.20x | Rs-39.89 Billion | Rs-40.67 Billion | Rs199.62 Billion | ▼ -46.5% |
| 2019 | -0.14x | Rs-22.72 Billion | Rs-23.65 Billion | Rs166.58 Billion | ▲ +36.0% |
| 2018 | -0.21x | Rs-28.42 Billion | Rs-28.77 Billion | Rs133.33 Billion | ▲ +11.1% |
| 2017 | -0.24x | Rs-22.33 Billion | Rs-22.35 Billion | Rs93.16 Billion | ▼ -299.7% |
| 2016 | 0.12x | Rs8.07 Billion | Rs8.07 Billion | Rs67.25 Billion | ▲ +172.3% |
| 2015 | -0.17x | Rs-8.79 Billion | Rs-8.79 Billion | Rs52.92 Billion | ▼ -66.6% |
| 2014 | -0.10x | Rs-3.97 Billion | Rs-3.98 Billion | Rs39.89 Billion | ▲ +58.9% |
| 2013 | -0.24x | Rs-7.38 Billion | Rs-7.38 Billion | Rs30.40 Billion | — |