Ujjivan Small Finance Bank Limited Cash Flow Quality Index
Ujjivan Small Finance Bank Limited cash flow quality index. Ujjivan Small Finance Bank Limited (UJJIVANSFB) has a Cash Flow Quality Index of -3.49x as of September 2025. Operating cash flow of Rs-7.86 Billion is below net income of Rs2.25 Billion, suggesting accrual-heavy earnings not yet converted to cash. See Ujjivan Small Finance Bank Limited (UJJIVANSFB) financial flexibility to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Ujjivan Small Finance Bank Limited (2017–2026)
Cash flow quality index of Ujjivan Small Finance Bank Limited from 2017 to 2026. Historical Cash Flow Quality Index for Ujjivan Small Finance Bank Limited across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore UJJIVANSFB debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Ujjivan Small Finance Bank Limited Cash Flow Quality Index by Year (2017–2026)
Ujjivan Small Finance Bank Limited cash flow quality index by year from 2017 to 2026. Year-by-year earnings quality comparison for Ujjivan Small Finance Bank Limited. For the full cash flow conversion analysis, see how efficiently does Ujjivan Small Finance Bank Limited generate cash.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 2.35x | Rs16.27 Billion | Rs6.93 Billion | ▲ +141.2% |
| 2025 | -5.70x | Rs-41.40 Billion | Rs7.26 Billion | ▼ -648.7% |
| 2024 | 1.04x | Rs17.69 Billion | Rs17.02 Billion | ▲ +43.9% |
| 2023 | 0.72x | Rs10.60 Billion | Rs14.67 Billion | ▼ -99.7% |
| 2021 | 260.52x | Rs26.57 Billion | Rs101.97 Million | ▲ +28621.1% |
| 2020 | -0.91x | Rs-4.26 Billion | Rs4.66 Billion | ▼ -151.3% |
| 2019 | 1.78x | Rs4.78 Billion | Rs2.68 Billion | ▼ -99.3% |
| 2018 | 270.83x | Rs23.14 Billion | Rs85.43 Million | ▼ -60.6% |
| 2017 | 687.49x | Rs240.62 Million | Rs350.00K | — |