Ujjivan Small Finance Bank Limited (UJJIVANSFB) — Free Cash Flow Generation Index

Latest as of March 2025: 1.08x

Ujjivan Small Finance Bank Limited (UJJIVANSFB) has a Free Cash Flow Generation Index of 1.08x as of March 2025. Free cash flow of Rs21.95 Billion represents 1% of operating cash flow (Rs20.28 Billion). Explore Ujjivan Small Finance Bank Limited (UJJIVANSFB) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

1.08x
Free Cash Flow / Operating CF

Free Cash Flow

Rs21.95 Billion
INR

Operating Cash Flow

Rs20.28 Billion
INR

Capital Expenditures

Rs1.67 Billion
INR

Ujjivan Small Finance Bank Limited Free Cash Flow Generation Index (2017–2026)

Historical FCF Generation Index trend for Ujjivan Small Finance Bank Limited across 8 annual periods. For the full cash flow conversion analysis, see Ujjivan Small Finance Bank Limited operating cash flow efficiency.

Annual Free Cash Flow Generation for Ujjivan Small Finance Bank Limited (2017–2026)

Year-by-year Free Cash Flow Generation Index for Ujjivan Small Finance Bank Limited. Check UJJIVANSFB capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (INR) Operating CF Capital Expenditures YoY Change
2026 0.89x Rs14.44 Billion Rs16.27 Billion Rs1.84 Billion ▲ +3.0%
2024 0.86x Rs15.23 Billion Rs17.69 Billion Rs2.46 Billion ▼ -2.3%
2023 0.88x Rs9.34 Billion Rs10.60 Billion Rs1.25 Billion ▼ -10.0%
2022 0.98x Rs24.95 Billion Rs25.47 Billion Rs514.81 Million ▲ +0.2%
2021 0.98x Rs25.99 Billion Rs26.57 Billion Rs581.39 Million ▲ +42.1%
2019 0.69x Rs3.29 Billion Rs4.78 Billion Rs1.49 Billion ▼ -28.0%
2018 0.96x Rs22.13 Billion Rs23.14 Billion Rs1.01 Billion ▲ +116.8%
2017 -5.70x Rs-1.37 Billion Rs240.62 Million Rs1.61 Billion
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).