Ujjivan Small Finance Bank Limited (UJJIVANSFB) — Net Asset Quality Index
Ujjivan Small Finance Bank Limited (UJJIVANSFB) has a Net Asset Quality Index of 12.5% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs522.99 Billion minus total liabilities of Rs457.80 Billion yields net assets of Rs65.19 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check how resilient are Ujjivan Small Finance Bank Limited's assets to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Ujjivan Small Finance Bank Limited Net Asset Quality Index Over Time (2017–2025)
This chart shows how Ujjivan Small Finance Bank Limited's Net Asset Quality Index has evolved across 9 annual periods from 2017 to 2025. As of December 2025, the index stands at 12.5%, representing net assets of Rs65.19 Billion against total assets of Rs522.99 Billion INR. See Ujjivan Small Finance Bank Limited short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Ujjivan Small Finance Bank Limited (2017–2025)
The table below presents the year-by-year Net Asset Quality Index for Ujjivan Small Finance Bank Limited from 2017 to 2025, covering 9 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Ujjivan Small Finance Bank Limited (UJJIVANSFB) market capitalisation.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 12.8% | Rs60.83 Billion | Rs476.89 Billion | Rs416.06 Billion | ▼ -1.1 pp |
| 2024 | 13.9% | Rs56.13 Billion | Rs404.22 Billion | Rs348.09 Billion | ▲ +1.3 pp |
| 2023 | 12.6% | Rs42.09 Billion | Rs333.17 Billion | Rs291.08 Billion | ▲ +0.8 pp |
| 2022 | 11.9% | Rs28.03 Billion | Rs236.04 Billion | Rs208.02 Billion | ▼ -3.9 pp |
| 2021 | 15.8% | Rs32.19 Billion | Rs203.80 Billion | Rs171.62 Billion | ▼ -1.5 pp |
| 2020 | 17.3% | Rs31.88 Billion | Rs184.11 Billion | Rs152.24 Billion | ▲ +4.1 pp |
| 2019 | 13.2% | Rs18.20 Billion | Rs137.42 Billion | Rs119.23 Billion | ▼ -4.1 pp |
| 2018 | 17.4% | Rs16.47 Billion | Rs94.73 Billion | Rs78.26 Billion | ▼ -2.1 pp |
| 2017 | 19.4% | Rs16.40 Billion | Rs84.36 Billion | Rs67.96 Billion | — |