Ujjivan Small Finance Bank Limited (UJJIVANSFB) — Financial Flexibility Index
Ujjivan Small Finance Bank Limited (UJJIVANSFB) has a Financial Flexibility Index of -0.02x as of September 2025. Free cash flow of Rs-6.82 Billion (operating CF Rs-7.86 Billion minus capex Rs1.04 Billion) represents 0% of total liabilities (Rs432.91 Billion). Also explore Ujjivan Small Finance Bank Limited (UJJIVANSFB) equity growth momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Ujjivan Small Finance Bank Limited Financial Flexibility Index (2017–2025)
Historical Financial Flexibility Index trend for Ujjivan Small Finance Bank Limited across 9 annual periods. Check Ujjivan Small Finance Bank Limited PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Ujjivan Small Finance Bank Limited (2017–2025)
Year-by-year free cash flow to debt coverage for Ujjivan Small Finance Bank Limited. For the full company profile including market capitalisation, see Ujjivan Small Finance Bank Limited market cap and net worth.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.10x | Rs-39.73 Billion | Rs-41.40 Billion | Rs416.06 Billion | ▼ -265.0% |
| 2024 | 0.06x | Rs20.15 Billion | Rs17.69 Billion | Rs348.09 Billion | ▲ +42.1% |
| 2023 | 0.04x | Rs11.85 Billion | Rs10.60 Billion | Rs291.08 Billion | ▼ -67.4% |
| 2022 | 0.12x | Rs25.98 Billion | Rs25.47 Billion | Rs208.02 Billion | ▼ -21.0% |
| 2021 | 0.16x | Rs27.15 Billion | Rs26.57 Billion | Rs171.62 Billion | ▲ +816.0% |
| 2020 | -0.02x | Rs-3.36 Billion | Rs-4.26 Billion | Rs152.24 Billion | ▼ -142.0% |
| 2019 | 0.05x | Rs6.27 Billion | Rs4.78 Billion | Rs119.23 Billion | ▼ -83.0% |
| 2018 | 0.31x | Rs24.15 Billion | Rs23.14 Billion | Rs78.26 Billion | ▲ +1032.2% |
| 2017 | 0.03x | Rs1.85 Billion | Rs240.62 Million | Rs67.96 Billion | — |