Ujjivan Small Finance Bank Limited Financial Flexibility Index
Ujjivan Small Finance Bank Limited financial flexibility index. Ujjivan Small Finance Bank Limited (UJJIVANSFB) has a Financial Flexibility Index of -0.02x as of September 2025. Free cash flow of Rs-6.82 Billion (operating CF Rs-7.86 Billion minus capex Rs1.04 Billion) represents 0% of total liabilities (Rs432.91 Billion). See free cash flow generation of Ujjivan Small Finance Bank Limited to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Ujjivan Small Finance Bank Limited (2017–2026)
Financial flexibility index of Ujjivan Small Finance Bank Limited from 2017 to 2026. Historical Financial Flexibility Index trend for Ujjivan Small Finance Bank Limited across 10 annual periods. Check how high is Ujjivan Small Finance Bank Limited's earnings quality to evaluate the quality of earnings relative to operating cash generation.
Ujjivan Small Finance Bank Limited Financial Flexibility Index by Year (2017–2026)
Ujjivan Small Finance Bank Limited financial flexibility index by year from 2017 to 2026. Year-by-year free cash flow to debt coverage for Ujjivan Small Finance Bank Limited. For the full cash flow conversion analysis, see UJJIVANSFB cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.04x | Rs18.11 Billion | Rs16.27 Billion | Rs507.26 Billion | ▲ +137.4% |
| 2025 | -0.10x | Rs-39.73 Billion | Rs-41.40 Billion | Rs416.06 Billion | ▼ -265.0% |
| 2024 | 0.06x | Rs20.15 Billion | Rs17.69 Billion | Rs348.09 Billion | ▲ +42.1% |
| 2023 | 0.04x | Rs11.85 Billion | Rs10.60 Billion | Rs291.08 Billion | ▼ -67.4% |
| 2022 | 0.12x | Rs25.98 Billion | Rs25.47 Billion | Rs208.02 Billion | ▼ -21.0% |
| 2021 | 0.16x | Rs27.15 Billion | Rs26.57 Billion | Rs171.62 Billion | ▲ +816.0% |
| 2020 | -0.02x | Rs-3.36 Billion | Rs-4.26 Billion | Rs152.24 Billion | ▼ -142.0% |
| 2019 | 0.05x | Rs6.27 Billion | Rs4.78 Billion | Rs119.23 Billion | ▼ -83.0% |
| 2018 | 0.31x | Rs24.15 Billion | Rs23.14 Billion | Rs78.26 Billion | ▲ +1032.2% |
| 2017 | 0.03x | Rs1.85 Billion | Rs240.62 Million | Rs67.96 Billion | — |