Ujjivan Small Finance Bank Limited Cash Flow-to-Debt Ratio
Ujjivan Small Finance Bank Limited cash flow-to-debt ratio. Ujjivan Small Finance Bank Limited (UJJIVANSFB) has a Cash Flow-to-Debt Ratio of -0.02x as of September 2025, meaning its operating cash flow of Rs-7.86 Billion could theoretically repay 0% of its total liabilities (Rs432.91 Billion) in one year. Check UJJIVANSFB cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Ujjivan Small Finance Bank Limited (2017–2026)
Cash flow-to-debt ratio of Ujjivan Small Finance Bank Limited from 2017 to 2026. Historical debt coverage capacity for Ujjivan Small Finance Bank Limited across 10 annual periods. Check UJJIVANSFB cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Ujjivan Small Finance Bank Limited Cash Flow-to-Debt Ratio by Year (2017–2026)
Ujjivan Small Finance Bank Limited cash flow-to-debt ratio by year from 2017 to 2026. Year-by-year debt coverage analysis for Ujjivan Small Finance Bank Limited. For the full cash flow conversion analysis, see cash flow conversion of Ujjivan Small Finance Bank Limited.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.03x | Rs16.27 Billion | Rs507.26 Billion | ▲ +132.2% |
| 2025 | -0.10x | Rs-41.40 Billion | Rs416.06 Billion | ▼ -295.8% |
| 2024 | 0.05x | Rs17.69 Billion | Rs348.09 Billion | ▲ +39.6% |
| 2023 | 0.04x | Rs10.60 Billion | Rs291.08 Billion | ▼ -70.3% |
| 2022 | 0.12x | Rs25.47 Billion | Rs208.02 Billion | ▼ -20.9% |
| 2021 | 0.15x | Rs26.57 Billion | Rs171.62 Billion | ▲ +653.4% |
| 2020 | -0.03x | Rs-4.26 Billion | Rs152.24 Billion | ▼ -169.8% |
| 2019 | 0.04x | Rs4.78 Billion | Rs119.23 Billion | ▼ -86.4% |
| 2018 | 0.30x | Rs23.14 Billion | Rs78.26 Billion | ▲ +8249.9% |
| 2017 | 0.00x | Rs240.62 Million | Rs67.96 Billion | — |