Ujjivan Small Finance Bank Limited (UJJIVANSFB) — Cash Flow-to-Debt Ratio
Ujjivan Small Finance Bank Limited (UJJIVANSFB) has a Cash Flow-to-Debt Ratio of -0.02x as of September 2025, meaning its operating cash flow of Rs-7.86 Billion could theoretically repay 0% of its total liabilities (Rs432.91 Billion) in one year. See Ujjivan Small Finance Bank Limited free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Ujjivan Small Finance Bank Limited Cash Flow-to-Debt Ratio (2017–2025)
Historical debt coverage capacity for Ujjivan Small Finance Bank Limited across 9 annual periods. Also explore UJJIVANSFB net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Ujjivan Small Finance Bank Limited (2017–2025)
Year-by-year debt coverage analysis for Ujjivan Small Finance Bank Limited. For market capitalisation and broader financial context, see market cap of Ujjivan Small Finance Bank Limited.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.10x | Rs-41.40 Billion | Rs416.06 Billion | ▼ -295.8% |
| 2024 | 0.05x | Rs17.69 Billion | Rs348.09 Billion | ▲ +39.6% |
| 2023 | 0.04x | Rs10.60 Billion | Rs291.08 Billion | ▼ -70.3% |
| 2022 | 0.12x | Rs25.47 Billion | Rs208.02 Billion | ▼ -20.9% |
| 2021 | 0.15x | Rs26.57 Billion | Rs171.62 Billion | ▲ +653.4% |
| 2020 | -0.03x | Rs-4.26 Billion | Rs152.24 Billion | ▼ -169.8% |
| 2019 | 0.04x | Rs4.78 Billion | Rs119.23 Billion | ▼ -86.4% |
| 2018 | 0.30x | Rs23.14 Billion | Rs78.26 Billion | ▲ +8249.9% |
| 2017 | 0.00x | Rs240.62 Million | Rs67.96 Billion | — |