Ujjivan Small Finance Bank Limited (UJJIVANSFB) — Cash Flow-to-Debt Ratio
Ujjivan Small Finance Bank Limited (UJJIVANSFB) has a Cash Flow-to-Debt Ratio of -0.02x as of September 2025, meaning its operating cash flow of Rs-7.86 Billion could theoretically repay 0% of its total liabilities (Rs432.91 Billion) in one year. Explore UJJIVANSFB long-term investments to assets to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Ujjivan Small Finance Bank Limited Cash Flow-to-Debt Ratio (2017–2026)
Historical debt coverage capacity for Ujjivan Small Finance Bank Limited across 10 annual periods. Also explore total assets of Ujjivan Small Finance Bank Limited for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Ujjivan Small Finance Bank Limited (2017–2026)
Year-by-year debt coverage analysis for Ujjivan Small Finance Bank Limited. For market capitalisation and broader financial context, see UJJIVANSFB market cap.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.03x | Rs16.27 Billion | Rs507.26 Billion | ▲ +132.2% |
| 2025 | -0.10x | Rs-41.40 Billion | Rs416.06 Billion | ▼ -295.8% |
| 2024 | 0.05x | Rs17.69 Billion | Rs348.09 Billion | ▲ +39.6% |
| 2023 | 0.04x | Rs10.60 Billion | Rs291.08 Billion | ▼ -70.3% |
| 2022 | 0.12x | Rs25.47 Billion | Rs208.02 Billion | ▼ -20.9% |
| 2021 | 0.15x | Rs26.57 Billion | Rs171.62 Billion | ▲ +653.4% |
| 2020 | -0.03x | Rs-4.26 Billion | Rs152.24 Billion | ▼ -169.8% |
| 2019 | 0.04x | Rs4.78 Billion | Rs119.23 Billion | ▼ -86.4% |
| 2018 | 0.30x | Rs23.14 Billion | Rs78.26 Billion | ▲ +8249.9% |
| 2017 | 0.00x | Rs240.62 Million | Rs67.96 Billion | — |