Ujjivan Small Finance Bank Limited (UJJIVANSFB) — Defensive Interval Ratio
Ujjivan Small Finance Bank Limited (UJJIVANSFB) has a Defensive Interval Ratio of -171 days as of March 2024. Defensive assets of Rs-46.67 Billion (cash Rs-, short-term investments Rs-50.74 Billion, receivables Rs4.06 Billion) cover -171 days of daily cash needs of Rs273.30 Million/day. Check UJJIVANSFB tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Ujjivan Small Finance Bank Limited Defensive Interval Ratio (2017–2025)
This chart shows how Ujjivan Small Finance Bank Limited's Defensive Interval Ratio has evolved across 9 annual periods from 2017 to 2025. As of March 2024, the ratio stands at -171 days, meaning defensive assets of Rs-46.67 Billion can fund -171 days of operations without new revenue. Also explore net asset growth rate of Ujjivan Small Finance Bank Limited to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Ujjivan Small Finance Bank Limited (2017–2025)
The table below presents the year-by-year Defensive Interval Ratio for Ujjivan Small Finance Bank Limited from 2017 to 2025, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Ujjivan Small Finance Bank Limited market cap and net worth.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 4 days | Rs4.65 Billion | Rs1.04 Billion/day | Rs- | Rs- | ▲ +82 days |
| 2024 | -77 days | Rs-19.17 Billion | Rs248.67 Million/day | Rs- | Rs-23.24 Billion | ▲ +3670 days |
| 2023 | -3747 days | Rs-19.74 Billion | Rs5.27 Million/day | Rs- | Rs-22.98 Billion | ▼ -1256 days |
| 2022 | -2491 days | Rs-12.88 Billion | Rs5.17 Million/day | Rs- | Rs-15.07 Billion | ▲ +1751 days |
| 2021 | -4242 days | Rs-13.63 Billion | Rs3.21 Million/day | Rs- | Rs-15.29 Billion | ▼ -2151 days |
| 2020 | -2091 days | Rs-8.32 Billion | Rs3.98 Million/day | Rs- | Rs-10.27 Billion | ▼ -2562 days |
| 2019 | 471 days | Rs1.32 Billion | Rs2.80 Million/day | Rs- | Rs- | ▲ +6 days |
| 2018 | 465 days | Rs846.40 Million | Rs1.82 Million/day | Rs- | Rs- | ▼ -11 days |
| 2017 | 476 days | Rs782.04 Million | Rs1.64 Million/day | Rs- | Rs- | — |