Ujjivan Small Finance Bank Limited (NSE:UJJIVANSFB) — Stock Price
Ujjivan Small Finance Bank Limited (NSE:UJJIVANSFB) is currently trading at Rs69.76 INR, down 0.50% today. Over the past 52 weeks, shares have ranged between Rs41.67 and Rs72.05. This page tracks Ujjivan Small Finance Bank Limited's live share price on the NSE exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see Ujjivan Small Finance Bank Limited (UJJIVANSFB) total market value.
Ujjivan Small Finance Bank Limited (UJJIVANSFB) Stock Price Chart — Daily History & Trading Volume
The chart below tracks Ujjivan Small Finance Bank Limited's daily closing share price and trading volume on the NSE exchange over the past year, giving a clear view of recent price momentum and liquidity.
Ujjivan Small Finance Bank Limited Income Statement — Revenue, Profit & Earnings by Year
Ujjivan Small Finance Bank Limited's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Total Revenue | Rs80.39 Billion | Rs70.88 Billion | Rs63.25 Billion | Rs47.55 Billion | Rs31.75 Billion |
| Cost of Revenue | Rs38.60 Billion | Rs27.18 Billion | Rs22.68 Billion | Rs14.67 Billion | Rs10.39 Billion |
| Gross Profit | Rs41.79 Billion | Rs43.70 Billion | Rs40.57 Billion | Rs32.88 Billion | Rs21.35 Billion |
| Research & Development | — | — | — | — | — |
| SG&A | — | Rs171.50 Million | Rs110.77 Million | Rs97.22 Million | Rs66.81 Million |
| Total Operating Expenses | Rs32.68 Billion | Rs34.29 Billion | Rs23.55 Billion | Rs18.21 Billion | Rs26.86 Billion |
| Operating Income | Rs9.11 Billion | Rs9.42 Billion | Rs17.02 Billion | Rs14.67 Billion | Rs-5.50 Billion |
| EBITDA | Rs10.56 Billion | Rs10.76 Billion | Rs18.00 Billion | Rs15.58 Billion | Rs-4.70 Billion |
| EBIT | Rs9.11 Billion | Rs9.42 Billion | Rs17.02 Billion | Rs14.67 Billion | Rs-5.50 Billion |
| Interest Expense | Rs30.60 Billion | Rs27.18 Billion | Rs22.68 Billion | Rs14.67 Billion | Rs10.39 Billion |
| Income Before Tax | Rs9.11 Billion | Rs9.42 Billion | Rs17.02 Billion | Rs14.67 Billion | Rs-5.50 Billion |
| Income Tax Expense | Rs2.18 Billion | Rs2.15 Billion | Rs4.21 Billion | Rs3.67 Billion | Rs-1.36 Billion |
| Net Income | Rs6.93 Billion | Rs7.26 Billion | Rs12.81 Billion | Rs11.00 Billion | Rs-4.15 Billion |
Ujjivan Small Finance Bank Limited Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes Ujjivan Small Finance Bank Limited's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Total Assets | Rs575.41 Billion | Rs476.89 Billion | Rs404.22 Billion | Rs333.17 Billion | Rs236.04 Billion |
| Total Current Assets | Rs34.44 Billion | Rs36.97 Billion | Rs2.00 Billion | Rs1.85 Billion | Rs6.49 Billion |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | — | — | Rs-23.24 Billion | Rs-22.98 Billion | Rs-15.07 Billion |
| Net Receivables | — | Rs4.65 Billion | Rs4.06 Billion | Rs3.24 Billion | Rs2.19 Billion |
| Inventory | — | — | Rs21.30 Billion | Rs-31.32 Billion | Rs-171.49 Billion |
| Property, Plant & Equipment | — | Rs3.18 Billion | Rs3.19 Billion | Rs2.83 Billion | Rs2.49 Billion |
| Goodwill | — | — | — | — | — |
| Total Liabilities | Rs507.26 Billion | Rs416.06 Billion | Rs348.09 Billion | Rs291.08 Billion | Rs208.02 Billion |
| Total Current Liabilities | Rs456.68 Billion | Rs378.78 Billion | Rs90.77 Billion | Rs1.92 Billion | Rs1.89 Billion |
| Long-term Debt | — | Rs12.44 Billion | Rs8.32 Billion | Rs26.41 Billion | Rs17.64 Billion |
| Net Debt | Rs2.92 Billion | Rs-3.12 Billion | Rs6.31 Billion | Rs1.58 Billion | Rs-6.27 Billion |
| Total Stockholder Equity | Rs68.16 Billion | Rs60.83 Billion | Rs56.13 Billion | Rs42.09 Billion | Rs28.03 Billion |
| Retained Earnings | — | Rs20.33 Billion | Rs18.18 Billion | Rs5.07 Billion | Rs-723.52 Million |
Ujjivan Small Finance Bank Limited Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how Ujjivan Small Finance Bank Limited generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | Rs16.27 Billion | Rs-41.40 Billion | Rs17.69 Billion | Rs10.60 Billion | Rs25.47 Billion |
| Capital Expenditures | Rs1.84 Billion | Rs1.67 Billion | Rs2.46 Billion | Rs1.25 Billion | Rs514.81 Million |
| Free Cash Flow | Rs14.44 Billion | Rs-43.07 Billion | Rs15.23 Billion | Rs9.34 Billion | Rs24.95 Billion |
| Investing Cash Flow | Rs-22.65 Billion | Rs-17.93 Billion | Rs-71.36 Billion | Rs-20.96 Billion | Rs-8.41 Billion |
| Financing Cash Flow | Rs9.11 Billion | Rs65.67 Billion | Rs55.77 Billion | Rs11.86 Billion | Rs-14.84 Billion |
| Dividends Paid | — | Rs2.90 Billion | Rs683.41 Million | Rs1.58 Billion | Rs1.58 Billion |
| Stock-Based Compensation | Rs190.50 Million | Rs173.20 Million | Rs116.22 Million | Rs90.20 Million | Rs-15.28 Million |
| Depreciation | Rs1.45 Billion | Rs1.35 Billion | Rs982.90 Million | Rs902.80 Million | Rs804.43 Million |
| Change in Cash | Rs2.74 Billion | Rs6.33 Billion | Rs2.10 Billion | Rs1.50 Billion | Rs2.30 Billion |
Ujjivan Small Finance Bank Limited Earnings History — EPS Actual vs. Analyst Estimates
Track Ujjivan Small Finance Bank Limited's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| May 08, 2026 | 1.43 | 1.30 | +10.00% |
| Jan 22, 2026 | 0.94 | 0.85 | +10.59% |
| Oct 17, 2025 | 0.62 | 0.60 | +3.33% |
| Jul 24, 2025 | 0.53 | 0.45 | +17.78% |
| Apr 30, 2025 | 0.43 | 0.30 | +43.33% |
| Jan 23, 2025 | 0.56 | 0.37 | +51.35% |
| Oct 24, 2024 | 1.19 | 1.40 | -15.00% |
| Jul 25, 2024 | 1.53 | 1.60 | -4.38% |