UTKARSH SMALL FINANCE BANK ORD (BSE) (NSE:UTKARSHBNK) — Stock Price
UTKARSH SMALL FINANCE BANK ORD (BSE) (NSE:UTKARSHBNK) is currently trading at Rs14.02 INR, down 1.20% today. Over the past 52 weeks, shares have ranged between Rs10.22 and Rs23.20. This page tracks UTKARSH SMALL FINANCE BANK ORD (BSE)'s live share price on the NSE exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see how much is UTKARSH SMALL FINANCE BANK ORD (BSE) worth.
UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) Stock Price Chart — Daily History & Trading Volume
The chart below tracks UTKARSH SMALL FINANCE BANK ORD (BSE)'s daily closing share price and trading volume on the NSE exchange over the past year, giving a clear view of recent price momentum and liquidity.
UTKARSH SMALL FINANCE BANK ORD (BSE) Income Statement — Revenue, Profit & Earnings by Year
UTKARSH SMALL FINANCE BANK ORD (BSE)'s annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Revenue | Rs43.65 Billion | Rs35.79 Billion | Rs28.04 Billion | Rs20.34 Billion | Rs17.06 Billion |
| Cost of Revenue | Rs17.42 Billion | Rs12.93 Billion | Rs9.76 Billion | Rs7.88 Billion | Rs7.42 Billion |
| Gross Profit | Rs26.22 Billion | Rs22.86 Billion | Rs18.28 Billion | Rs12.46 Billion | Rs9.64 Billion |
| Research & Development | — | — | — | — | — |
| SG&A | Rs322.83 Million | Rs307.50 Million | Rs199.85 Million | Rs142.00 Million | Rs113.49 Million |
| Total Operating Expenses | Rs25.95 Billion | Rs16.27 Billion | Rs12.92 Billion | Rs11.66 Billion | Rs8.13 Billion |
| Operating Income | Rs276.52 Million | Rs6.59 Billion | Rs5.36 Billion | Rs797.17 Million | Rs1.51 Billion |
| EBITDA | Rs1.04 Billion | Rs7.25 Billion | Rs5.94 Billion | Rs1.21 Billion | Rs1.81 Billion |
| EBIT | Rs276.52 Million | Rs6.59 Billion | Rs5.36 Billion | Rs797.17 Million | Rs1.51 Billion |
| Interest Expense | Rs17.42 Billion | Rs12.93 Billion | Rs9.76 Billion | Rs7.88 Billion | Rs7.42 Billion |
| Income Before Tax | Rs276.52 Million | Rs6.59 Billion | Rs5.36 Billion | Rs797.17 Million | Rs1.51 Billion |
| Income Tax Expense | Rs39.50 Million | Rs1.62 Billion | Rs1.31 Billion | Rs182.51 Million | Rs396.21 Million |
| Net Income | Rs237.00 Million | Rs4.98 Billion | Rs4.05 Billion | Rs614.62 Million | Rs1.12 Billion |
UTKARSH SMALL FINANCE BANK ORD (BSE) Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes UTKARSH SMALL FINANCE BANK ORD (BSE)'s financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | Rs281.27 Billion | Rs239.03 Billion | Rs191.17 Billion | Rs150.64 Billion | Rs121.38 Billion |
| Total Current Assets | Rs36.94 Billion | Rs31.92 Billion | Rs26.41 Billion | Rs19.65 Billion | Rs12.44 Billion |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | — | — | — | — | — |
| Net Receivables | Rs1.99 Billion | Rs1.65 Billion | Rs1.25 Billion | Rs931.85 Million | Rs743.58 Million |
| Inventory | — | Rs1.73 Billion | — | — | — |
| Property, Plant & Equipment | — | — | — | — | — |
| Goodwill | — | — | — | — | — |
| Total Liabilities | Rs251.53 Billion | Rs209.29 Billion | Rs171.17 Billion | Rs134.91 Billion | Rs107.70 Billion |
| Total Current Liabilities | Rs223.02 Billion | Rs50.39 Billion | Rs4.08 Billion | Rs104.56 Billion | Rs2.88 Billion |
| Long-term Debt | — | — | — | — | — |
| Net Debt | Rs-10.82 Billion | Rs-11.82 Billion | Rs-3.17 Billion | Rs4.63 Billion | Rs13.51 Billion |
| Total Stockholder Equity | Rs29.75 Billion | Rs29.73 Billion | Rs20.00 Billion | Rs15.72 Billion | Rs13.68 Billion |
| Retained Earnings | Rs8.79 Billion | Rs9.37 Billion | Rs5.69 Billion | Rs2.54 Billion | Rs2.07 Billion |
UTKARSH SMALL FINANCE BANK ORD (BSE) Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how UTKARSH SMALL FINANCE BANK ORD (BSE) generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | Rs-32.18 Billion | Rs-27.71 Billion | Rs-20.63 Billion | Rs13.29 Billion | Rs-834.63 Million |
| Capital Expenditures | Rs1.59 Billion | Rs704.13 Million | Rs758.47 Million | Rs1.47 Billion | Rs793.68 Million |
| Free Cash Flow | Rs-33.76 Billion | Rs10.41 Billion | Rs14.97 Billion | Rs11.82 Billion | Rs-1.63 Billion |
| Investing Cash Flow | Rs-7.77 Billion | Rs-6.20 Billion | Rs-6.93 Billion | Rs-7.39 Billion | Rs-5.32 Billion |
| Financing Cash Flow | Rs44.04 Billion | Rs39.02 Billion | Rs34.01 Billion | Rs26.78 Billion | Rs1.72 Billion |
| Dividends Paid | Rs-550.23 Million | — | — | — | — |
| Stock-Based Compensation | Rs250.19 Million | — | — | — | — |
| Depreciation | Rs765.69 Million | Rs652.66 Million | Rs586.55 Million | Rs408.84 Million | Rs295.77 Million |
| Change in Cash | Rs4.09 Billion | Rs5.11 Billion | Rs6.45 Billion | Rs7.02 Billion | Rs-4.44 Billion |
UTKARSH SMALL FINANCE BANK ORD (BSE) Earnings History — EPS Actual vs. Analyst Estimates
Track UTKARSH SMALL FINANCE BANK ORD (BSE)'s quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| Feb 02, 2026 | -2.46 | -2.00 | -23.00% |
| Nov 14, 2025 | -3.16 | -2.80 | -12.86% |
| Aug 02, 2025 | -2.17 | -0.50 | -334.00% |
| May 03, 2025 | 0.03 | -1.80 | +101.67% |
| Feb 14, 2025 | -1.53 | -0.20 | -665.00% |
| Nov 09, 2024 | 0.46 | 0.90 | -48.89% |
| Aug 03, 2024 | 1.24 | 1.40 | -11.43% |
| Apr 26, 2024 | 1.44 | 1.20 | +20.00% |