First Business Financial Services (FBIZ) — Cash Flow Reinvestment Rate

Latest as of June 2026: 0.15x

First Business Financial Services (FBIZ) has a Cash Flow Reinvestment Rate of 0.15x as of June 2026, reinvesting $6.78 Million (capex $164.00K plus investments $6.61 Million) from operating cash flow of $43.79 Million. See FBIZ FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.15x
(Capex + Investments) / Operating CF

Total Reinvested

$6.78 Million
Capex + Investments

Operating Cash Flow

$43.79 Million
USD

Capital Expenditures

$164.00K
USD

First Business Financial Services Cash Flow Reinvestment Rate (2003–2025)

Historical reinvestment intensity for First Business Financial Services across 23 annual periods. For the full cash flow conversion analysis, see First Business Financial Services (FBIZ) cash flow conversion.

Annual Cash Flow Reinvestment Rate for First Business Financial Services (2003–2025)

Year-by-year capital reinvestment analysis for First Business Financial Services. See First Business Financial Services leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 1.36x $83.75 Million $61.70 Million $595.00K ▼ -76.3%
2024 5.72x $328.69 Million $57.49 Million $223.00K ▼ -41.0%
2023 9.69x $527.58 Million $54.45 Million $3.95 Million ▲ +58.3%
2022 6.12x $236.48 Million $38.65 Million $3.22 Million ▲ +103.7%
2021 3.00x $108.15 Million $35.99 Million $391.00K ▼ -82.2%
2020 16.83x $448.37 Million $26.64 Million $264.00K ▲ +282.2%
2019 4.40x $127.68 Million $28.98 Million $225.00K ▼ -19.2%
2018 5.45x $137.76 Million $25.28 Million $969.00K ▲ +168.7%
2017 2.03x $45.44 Million $22.41 Million $1.24 Million ▲ +70.3%
2016 1.19x $31.16 Million $26.16 Million $584.00K ▼ -81.5%
2015 6.44x $149.51 Million $23.22 Million $789.00K ▼ -75.4%
2014 26.13x $310.24 Million $11.87 Million $3.19 Million ▲ +620.6%
2013 3.63x $57.66 Million $15.90 Million $531.00K ▼ -40.5%
2012 6.09x $97.49 Million $16.00 Million $561.00K ▲ +6988.7%
2011 0.09x $1.51 Million $17.58 Million $411.00K ▲ +675.3%
2010 0.01x $131.00K $11.81 Million $131.00K ▼ -94.3%
2009 0.19x $188.00K $967.00K $188.00K ▲ +228.2%
2008 0.06x $496.00K $8.37 Million $496.00K ▼ -46.4%
2007 0.11x $856.00K $7.74 Million $856.00K ▲ +77.6%
2006 0.06x $283.00K $4.54 Million $283.00K ▼ -49.7%
2005 0.12x $327.00K $2.64 Million $327.00K ▲ +73.3%
2004 0.07x $304.00K $4.25 Million $304.00K
2003 0.00x $0.00 $7.15 Million $0.00
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow