First Business Financial Services (FBIZ) — Cash Flow Reinvestment Rate
First Business Financial Services (FBIZ) has a Cash Flow Reinvestment Rate of 2.74x as of March 2026, reinvesting $8.35 Million (capex $135.00K plus investments $-8.21 Million) from operating cash flow of $3.05 Million. Check how high is First Business Financial Services's earnings quality to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
First Business Financial Services Cash Flow Reinvestment Rate (2003–2025)
Historical reinvestment intensity for First Business Financial Services across 23 annual periods. Explore how much of First Business Financial Services's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for First Business Financial Services (2003–2025)
Year-by-year capital reinvestment analysis for First Business Financial Services. For live market cap and broader valuation context, see First Business Financial Services (FBIZ) total market value.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.36x | $83.75 Million | $61.70 Million | $595.00K | ▼ -76.3% |
| 2024 | 5.72x | $328.69 Million | $57.49 Million | $223.00K | ▼ -41.0% |
| 2023 | 9.69x | $527.58 Million | $54.45 Million | $3.95 Million | ▲ +58.3% |
| 2022 | 6.12x | $236.48 Million | $38.65 Million | $3.22 Million | ▲ +103.7% |
| 2021 | 3.00x | $108.15 Million | $35.99 Million | $391.00K | ▼ -82.2% |
| 2020 | 16.83x | $448.37 Million | $26.64 Million | $264.00K | ▲ +282.2% |
| 2019 | 4.40x | $127.68 Million | $28.98 Million | $225.00K | ▼ -19.2% |
| 2018 | 5.45x | $137.76 Million | $25.28 Million | $969.00K | ▲ +168.7% |
| 2017 | 2.03x | $45.44 Million | $22.41 Million | $1.24 Million | ▲ +70.3% |
| 2016 | 1.19x | $31.16 Million | $26.16 Million | $584.00K | ▼ -81.5% |
| 2015 | 6.44x | $149.51 Million | $23.22 Million | $789.00K | ▼ -75.4% |
| 2014 | 26.13x | $310.24 Million | $11.87 Million | $3.19 Million | ▲ +620.6% |
| 2013 | 3.63x | $57.66 Million | $15.90 Million | $531.00K | ▼ -40.5% |
| 2012 | 6.09x | $97.49 Million | $16.00 Million | $561.00K | ▲ +6988.7% |
| 2011 | 0.09x | $1.51 Million | $17.58 Million | $411.00K | ▲ +675.3% |
| 2010 | 0.01x | $131.00K | $11.81 Million | $131.00K | ▼ -94.3% |
| 2009 | 0.19x | $188.00K | $967.00K | $188.00K | ▲ +228.2% |
| 2008 | 0.06x | $496.00K | $8.37 Million | $496.00K | ▼ -46.4% |
| 2007 | 0.11x | $856.00K | $7.74 Million | $856.00K | ▲ +77.6% |
| 2006 | 0.06x | $283.00K | $4.54 Million | $283.00K | ▼ -49.7% |
| 2005 | 0.12x | $327.00K | $2.64 Million | $327.00K | ▲ +73.3% |
| 2004 | 0.07x | $304.00K | $4.25 Million | $304.00K | — |
| 2003 | 0.00x | $0.00 | $7.15 Million | $0.00 | — |