First Business Financial Services (FBIZ) — Tangible Net Worth Ratio
First Business Financial Services (FBIZ) has a Tangible Net Worth Ratio of 97.0% as of June 2026. This metric is calculated by deducting intangible assets ($11.93 Million) from net assets ($395.31 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore First Business Financial Services net asset momentum to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
First Business Financial Services Tangible Net Worth Ratio (2001–2025)
This chart shows how First Business Financial Services's Tangible Net Worth Ratio has changed across 25 annual periods from 2001 to 2025. As of June 2026, the ratio stands at 97.0%, reflecting net assets of $395.31 Million with intangible assets of $11.93 Million USD. For live market cap and overall valuation, see First Business Financial Services (FBIZ) total market value.
Annual Tangible Net Worth Ratio for First Business Financial Services (2001–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for First Business Financial Services from 2001 to 2025, covering 25 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore FBIZ capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 99.7% | $371.58 Million | $1.30 Million | $4.08 Billion | ▲ +0.0 pp |
| 2024 | 99.6% | $328.59 Million | $1.21 Million | $3.85 Billion | ▲ +0.1 pp |
| 2023 | 99.5% | $289.59 Million | $1.32 Million | $3.51 Billion | ▲ +0.1 pp |
| 2022 | 99.4% | $260.64 Million | $1.46 Million | $2.98 Billion | ▲ +0.1 pp |
| 2021 | 99.3% | $232.42 Million | $1.57 Million | $2.65 Billion | ▼ 0.0 pp |
| 2020 | 99.4% | $206.16 Million | $1.32 Million | $2.57 Billion | ▼ 0.0 pp |
| 2019 | 99.4% | $194.16 Million | $1.22 Million | $2.10 Billion | ▲ +0.1 pp |
| 2018 | 99.3% | $180.71 Million | $1.34 Million | $1.97 Billion | ▲ +0.4 pp |
| 2017 | 98.8% | $169.28 Million | $1.95 Million | $1.79 Billion | ▲ +0.1 pp |
| 2016 | 98.7% | $161.65 Million | $2.07 Million | $1.78 Billion | ▼ -0.1 pp |
| 2015 | 98.8% | $150.83 Million | $1.79 Million | $1.78 Billion | ▼ -0.3 pp |
| 2014 | 99.1% | $137.75 Million | $1.24 Million | $1.63 Billion | ▼ -0.9 pp |
| 2013 | 100.0% | $109.28 Million | $0.00 | $1.27 Billion | ▲ +0.0 pp |
| 2012 | 100.0% | $99.54 Million | $0.00 | $1.23 Billion | ▲ +0.0 pp |
| 2011 | 100.0% | $64.21 Million | $0.00 | $1.18 Billion | ▲ +0.1 pp |
| 2010 | 99.9% | $55.34 Million | $32.00K | $1.11 Billion | ▲ +0.0 pp |
| 2009 | 99.9% | $54.39 Million | $51.00K | $1.12 Billion | ▲ +0.0 pp |
| 2008 | 99.9% | $53.01 Million | $73.00K | $1.01 Billion | ▲ +5.6 pp |
| 2007 | 94.3% | $48.55 Million | $2.79 Million | $918.44 Million | ▲ +0.4 pp |
| 2006 | 93.8% | $45.76 Million | $2.82 Million | $788.32 Million | ▲ +0.7 pp |
| 2005 | 93.2% | $41.84 Million | $2.85 Million | $669.25 Million | ▲ +0.8 pp |
| 2004 | 92.4% | $38.18 Million | $2.90 Million | $562.95 Million | ▼ -7.6 pp |
| 2003 | 100.0% | $25.99 Million | $0.00 | $518.47 Million | ▲ +0.0 pp |
| 2002 | 100.0% | $20.82 Million | $0.00 | $480.06 Million | ▲ +0.0 pp |
| 2001 | 100.0% | $21.38 Million | $0.00 | $410.22 Million | — |