First Business Financial Services (FBIZ) — Financial Flexibility Index
First Business Financial Services (FBIZ) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $3.19 Million (operating CF $3.05 Million minus capex $135.00K) represents 0% of total liabilities ($3.94 Billion). Check how strategically is First Business Financial Services's equity deployed to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First Business Financial Services Financial Flexibility Index (2003–2025)
Historical Financial Flexibility Index trend for First Business Financial Services across 23 annual periods. See working capital to net assets of First Business Financial Services to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for First Business Financial Services (2003–2025)
Year-by-year free cash flow to debt coverage for First Business Financial Services. For the full company profile including market capitalisation, see First Business Financial Services (FBIZ) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $62.29 Million | $61.70 Million | $3.71 Billion | ▲ +2.5% |
| 2024 | 0.02x | $57.71 Million | $57.49 Million | $3.52 Billion | ▼ -9.8% |
| 2023 | 0.02x | $58.40 Million | $54.45 Million | $3.22 Billion | ▲ +17.7% |
| 2022 | 0.02x | $41.87 Million | $38.65 Million | $2.72 Billion | ▲ +2.6% |
| 2021 | 0.02x | $36.38 Million | $35.99 Million | $2.42 Billion | ▲ +32.0% |
| 2020 | 0.01x | $26.90 Million | $26.64 Million | $2.36 Billion | ▼ -25.8% |
| 2019 | 0.02x | $29.21 Million | $28.98 Million | $1.90 Billion | ▲ +4.4% |
| 2018 | 0.01x | $26.25 Million | $25.28 Million | $1.79 Billion | ▲ +1.0% |
| 2017 | 0.01x | $23.65 Million | $22.41 Million | $1.62 Billion | ▼ -11.9% |
| 2016 | 0.02x | $26.75 Million | $26.16 Million | $1.62 Billion | ▲ +12.3% |
| 2015 | 0.01x | $24.01 Million | $23.22 Million | $1.63 Billion | ▲ +45.6% |
| 2014 | 0.01x | $15.06 Million | $11.87 Million | $1.49 Billion | ▼ -28.7% |
| 2013 | 0.01x | $16.43 Million | $15.90 Million | $1.16 Billion | ▼ -3.6% |
| 2012 | 0.01x | $16.56 Million | $16.00 Million | $1.13 Billion | ▼ -9.1% |
| 2011 | 0.02x | $17.99 Million | $17.58 Million | $1.11 Billion | ▲ +42.3% |
| 2010 | 0.01x | $11.95 Million | $11.81 Million | $1.05 Billion | ▲ +945.3% |
| 2009 | 0.00x | $1.16 Million | $967.00K | $1.06 Billion | ▼ -88.3% |
| 2008 | 0.01x | $8.87 Million | $8.37 Million | $957.78 Million | ▼ -6.3% |
| 2007 | 0.01x | $8.60 Million | $7.74 Million | $869.89 Million | ▲ +52.0% |
| 2006 | 0.01x | $4.83 Million | $4.54 Million | $742.57 Million | ▲ +37.4% |
| 2005 | 0.00x | $2.97 Million | $2.64 Million | $627.41 Million | ▼ -45.5% |
| 2004 | 0.01x | $4.56 Million | $4.25 Million | $524.77 Million | ▼ -40.2% |
| 2003 | 0.01x | $7.15 Million | $7.15 Million | $492.48 Million | — |