First Business Financial Services Financial Flexibility Index
First Business Financial Services financial flexibility index. First Business Financial Services (FBIZ) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $43.96 Million (operating CF $43.79 Million minus capex $164.00K) represents 0% of total liabilities ($4.01 Billion). See FBIZ free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of First Business Financial Services (2003–2025)
Financial flexibility index of First Business Financial Services from 2003 to 2025. Historical Financial Flexibility Index trend for First Business Financial Services across 23 annual periods. Check FBIZ cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
First Business Financial Services Financial Flexibility Index by Year (2003–2025)
First Business Financial Services financial flexibility index by year from 2003 to 2025. Year-by-year free cash flow to debt coverage for First Business Financial Services. For the full cash flow conversion analysis, see FBIZ cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $62.29 Million | $61.70 Million | $3.71 Billion | ▲ +2.5% |
| 2024 | 0.02x | $57.71 Million | $57.49 Million | $3.52 Billion | ▼ -9.8% |
| 2023 | 0.02x | $58.40 Million | $54.45 Million | $3.22 Billion | ▲ +17.7% |
| 2022 | 0.02x | $41.87 Million | $38.65 Million | $2.72 Billion | ▲ +2.6% |
| 2021 | 0.02x | $36.38 Million | $35.99 Million | $2.42 Billion | ▲ +32.0% |
| 2020 | 0.01x | $26.90 Million | $26.64 Million | $2.36 Billion | ▼ -25.8% |
| 2019 | 0.02x | $29.21 Million | $28.98 Million | $1.90 Billion | ▲ +4.4% |
| 2018 | 0.01x | $26.25 Million | $25.28 Million | $1.79 Billion | ▲ +1.0% |
| 2017 | 0.01x | $23.65 Million | $22.41 Million | $1.62 Billion | ▼ -11.9% |
| 2016 | 0.02x | $26.75 Million | $26.16 Million | $1.62 Billion | ▲ +12.3% |
| 2015 | 0.01x | $24.01 Million | $23.22 Million | $1.63 Billion | ▲ +45.6% |
| 2014 | 0.01x | $15.06 Million | $11.87 Million | $1.49 Billion | ▼ -28.7% |
| 2013 | 0.01x | $16.43 Million | $15.90 Million | $1.16 Billion | ▼ -3.6% |
| 2012 | 0.01x | $16.56 Million | $16.00 Million | $1.13 Billion | ▼ -9.1% |
| 2011 | 0.02x | $17.99 Million | $17.58 Million | $1.11 Billion | ▲ +42.3% |
| 2010 | 0.01x | $11.95 Million | $11.81 Million | $1.05 Billion | ▲ +945.3% |
| 2009 | 0.00x | $1.16 Million | $967.00K | $1.06 Billion | ▼ -88.3% |
| 2008 | 0.01x | $8.87 Million | $8.37 Million | $957.78 Million | ▼ -6.3% |
| 2007 | 0.01x | $8.60 Million | $7.74 Million | $869.89 Million | ▲ +52.0% |
| 2006 | 0.01x | $4.83 Million | $4.54 Million | $742.57 Million | ▲ +37.4% |
| 2005 | 0.00x | $2.97 Million | $2.64 Million | $627.41 Million | ▼ -45.5% |
| 2004 | 0.01x | $4.56 Million | $4.25 Million | $524.77 Million | ▼ -40.2% |
| 2003 | 0.01x | $7.15 Million | $7.15 Million | $492.48 Million | — |