First Business Financial Services (FBIZ) — Financial Flexibility Index

Latest as of March 2026: 0.00x

First Business Financial Services (FBIZ) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $3.19 Million (operating CF $3.05 Million minus capex $135.00K) represents 0% of total liabilities ($3.94 Billion). Also explore First Business Financial Services equity growth rate to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$3.19 Million
Operating CF − Capex

Total Liabilities

$3.94 Billion
USD

Capital Expenditures

$135.00K
USD

First Business Financial Services Financial Flexibility Index (2003–2025)

Historical Financial Flexibility Index trend for First Business Financial Services across 23 annual periods. Check how strategically is First Business Financial Services's equity deployed to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for First Business Financial Services (2003–2025)

Year-by-year free cash flow to debt coverage for First Business Financial Services. For the full company profile including market capitalisation, see First Business Financial Services (FBIZ) total market value.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $62.29 Million $61.70 Million $3.71 Billion ▲ +2.5%
2024 0.02x $57.71 Million $57.49 Million $3.52 Billion ▼ -9.8%
2023 0.02x $58.40 Million $54.45 Million $3.22 Billion ▲ +17.7%
2022 0.02x $41.87 Million $38.65 Million $2.72 Billion ▲ +2.6%
2021 0.02x $36.38 Million $35.99 Million $2.42 Billion ▲ +32.0%
2020 0.01x $26.90 Million $26.64 Million $2.36 Billion ▼ -25.8%
2019 0.02x $29.21 Million $28.98 Million $1.90 Billion ▲ +4.4%
2018 0.01x $26.25 Million $25.28 Million $1.79 Billion ▲ +1.0%
2017 0.01x $23.65 Million $22.41 Million $1.62 Billion ▼ -11.9%
2016 0.02x $26.75 Million $26.16 Million $1.62 Billion ▲ +12.3%
2015 0.01x $24.01 Million $23.22 Million $1.63 Billion ▲ +45.6%
2014 0.01x $15.06 Million $11.87 Million $1.49 Billion ▼ -28.7%
2013 0.01x $16.43 Million $15.90 Million $1.16 Billion ▼ -3.6%
2012 0.01x $16.56 Million $16.00 Million $1.13 Billion ▼ -9.1%
2011 0.02x $17.99 Million $17.58 Million $1.11 Billion ▲ +42.3%
2010 0.01x $11.95 Million $11.81 Million $1.05 Billion ▲ +945.3%
2009 0.00x $1.16 Million $967.00K $1.06 Billion ▼ -88.3%
2008 0.01x $8.87 Million $8.37 Million $957.78 Million ▼ -6.3%
2007 0.01x $8.60 Million $7.74 Million $869.89 Million ▲ +52.0%
2006 0.01x $4.83 Million $4.54 Million $742.57 Million ▲ +37.4%
2005 0.00x $2.97 Million $2.64 Million $627.41 Million ▼ -45.5%
2004 0.01x $4.56 Million $4.25 Million $524.77 Million ▼ -40.2%
2003 0.01x $7.15 Million $7.15 Million $492.48 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities