First Business Financial Services (FBIZ) — Free Cash Flow Generation Index
First Business Financial Services (FBIZ) has a Free Cash Flow Generation Index of 0.96x as of March 2026. Free cash flow of $2.92 Million represents 1% of operating cash flow ($3.05 Million). See FBIZ working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
First Business Financial Services Free Cash Flow Generation Index (2003–2025)
Historical FCF Generation Index trend for First Business Financial Services across 23 annual periods. Explore First Business Financial Services debt service capacity to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for First Business Financial Services (2003–2025)
Year-by-year Free Cash Flow Generation Index for First Business Financial Services. For the full company profile including market capitalisation, see First Business Financial Services market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | $61.10 Million | $61.70 Million | $595.00K | ▼ -0.6% |
| 2024 | 1.00x | $57.27 Million | $57.49 Million | $223.00K | ▼ -0.4% |
| 2023 | 1.00x | $54.45 Million | $54.45 Million | $3.95 Million | ▲ +9.1% |
| 2022 | 0.92x | $35.42 Million | $38.65 Million | $3.22 Million | ▼ -7.3% |
| 2021 | 0.99x | $35.60 Million | $35.99 Million | $391.00K | ▼ -0.1% |
| 2020 | 0.99x | $26.37 Million | $26.64 Million | $264.00K | ▼ -0.2% |
| 2019 | 0.99x | $28.76 Million | $28.98 Million | $225.00K | ▲ +3.2% |
| 2018 | 0.96x | $24.31 Million | $25.28 Million | $969.00K | ▲ +1.8% |
| 2017 | 0.94x | $21.17 Million | $22.41 Million | $1.24 Million | ▼ -3.4% |
| 2016 | 0.98x | $25.58 Million | $26.16 Million | $584.00K | ▲ +1.2% |
| 2015 | 0.97x | $22.43 Million | $23.22 Million | $789.00K | ▲ +32.1% |
| 2014 | 0.73x | $8.68 Million | $11.87 Million | $3.19 Million | ▼ -24.3% |
| 2013 | 0.97x | $15.37 Million | $15.90 Million | $531.00K | ▲ +0.2% |
| 2012 | 0.96x | $15.44 Million | $16.00 Million | $561.00K | ▼ -1.2% |
| 2011 | 0.98x | $17.17 Million | $17.58 Million | $411.00K | ▼ -1.2% |
| 2010 | 0.99x | $11.68 Million | $11.81 Million | $131.00K | ▲ +22.8% |
| 2009 | 0.81x | $779.00K | $967.00K | $188.00K | ▼ -14.4% |
| 2008 | 0.94x | $7.88 Million | $8.37 Million | $496.00K | ▲ +5.8% |
| 2007 | 0.89x | $6.88 Million | $7.74 Million | $856.00K | ▼ -5.2% |
| 2006 | 0.94x | $4.26 Million | $4.54 Million | $283.00K | ▲ +7.0% |
| 2005 | 0.88x | $2.31 Million | $2.64 Million | $327.00K | ▼ -5.6% |
| 2004 | 0.93x | $3.95 Million | $4.25 Million | $304.00K | ▼ -7.1% |
| 2003 | 1.00x | $7.15 Million | $7.15 Million | $0.00 | — |