First Business Financial Services (FBIZ) — Free Cash Flow Generation Index
First Business Financial Services (FBIZ) has a Free Cash Flow Generation Index of 1.00x as of June 2026. Free cash flow of $43.63 Million represents 1% of operating cash flow ($43.79 Million). Explore capital reinvestment ratio of First Business Financial Services to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
First Business Financial Services Free Cash Flow Generation Index (2003–2025)
Historical FCF Generation Index trend for First Business Financial Services across 23 annual periods. For the full cash flow conversion analysis, see FBIZ cash flow metrics.
Annual Free Cash Flow Generation for First Business Financial Services (2003–2025)
Year-by-year Free Cash Flow Generation Index for First Business Financial Services. Check First Business Financial Services cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | $61.10 Million | $61.70 Million | $595.00K | ▼ -0.6% |
| 2024 | 1.00x | $57.27 Million | $57.49 Million | $223.00K | ▼ -0.4% |
| 2023 | 1.00x | $54.45 Million | $54.45 Million | $3.95 Million | ▲ +9.1% |
| 2022 | 0.92x | $35.42 Million | $38.65 Million | $3.22 Million | ▼ -7.3% |
| 2021 | 0.99x | $35.60 Million | $35.99 Million | $391.00K | ▼ -0.1% |
| 2020 | 0.99x | $26.37 Million | $26.64 Million | $264.00K | ▼ -0.2% |
| 2019 | 0.99x | $28.76 Million | $28.98 Million | $225.00K | ▲ +3.2% |
| 2018 | 0.96x | $24.31 Million | $25.28 Million | $969.00K | ▲ +1.8% |
| 2017 | 0.94x | $21.17 Million | $22.41 Million | $1.24 Million | ▼ -3.4% |
| 2016 | 0.98x | $25.58 Million | $26.16 Million | $584.00K | ▲ +1.2% |
| 2015 | 0.97x | $22.43 Million | $23.22 Million | $789.00K | ▲ +32.1% |
| 2014 | 0.73x | $8.68 Million | $11.87 Million | $3.19 Million | ▼ -24.3% |
| 2013 | 0.97x | $15.37 Million | $15.90 Million | $531.00K | ▲ +0.2% |
| 2012 | 0.96x | $15.44 Million | $16.00 Million | $561.00K | ▼ -1.2% |
| 2011 | 0.98x | $17.17 Million | $17.58 Million | $411.00K | ▼ -1.2% |
| 2010 | 0.99x | $11.68 Million | $11.81 Million | $131.00K | ▲ +22.8% |
| 2009 | 0.81x | $779.00K | $967.00K | $188.00K | ▼ -14.4% |
| 2008 | 0.94x | $7.88 Million | $8.37 Million | $496.00K | ▲ +5.8% |
| 2007 | 0.89x | $6.88 Million | $7.74 Million | $856.00K | ▼ -5.2% |
| 2006 | 0.94x | $4.26 Million | $4.54 Million | $283.00K | ▲ +7.0% |
| 2005 | 0.88x | $2.31 Million | $2.64 Million | $327.00K | ▼ -5.6% |
| 2004 | 0.93x | $3.95 Million | $4.25 Million | $304.00K | ▼ -7.1% |
| 2003 | 1.00x | $7.15 Million | $7.15 Million | $0.00 | — |