First Business Financial Services (FBIZ) — Free Cash Flow Generation Index

Latest as of March 2026: 0.96x

First Business Financial Services (FBIZ) has a Free Cash Flow Generation Index of 0.96x as of March 2026. Free cash flow of $2.92 Million represents 1% of operating cash flow ($3.05 Million). Read total liabilities of First Business Financial Services for a breakdown of total debt and financial obligations.

FCF Generation Index

0.96x
Free Cash Flow / Operating CF

Free Cash Flow

$2.92 Million
USD

Operating Cash Flow

$3.05 Million
USD

Capital Expenditures

$135.00K
USD

First Business Financial Services Free Cash Flow Generation Index (2003–2025)

Historical FCF Generation Index trend for First Business Financial Services across 23 annual periods. Explore how much does First Business Financial Services reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for First Business Financial Services (2003–2025)

Year-by-year Free Cash Flow Generation Index for First Business Financial Services. For the full company profile including market capitalisation, see First Business Financial Services stock valuation.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.99x $61.10 Million $61.70 Million $595.00K ▼ -0.6%
2024 1.00x $57.27 Million $57.49 Million $223.00K ▼ -0.4%
2023 1.00x $54.45 Million $54.45 Million $3.95 Million ▲ +9.1%
2022 0.92x $35.42 Million $38.65 Million $3.22 Million ▼ -7.3%
2021 0.99x $35.60 Million $35.99 Million $391.00K ▼ -0.1%
2020 0.99x $26.37 Million $26.64 Million $264.00K ▼ -0.2%
2019 0.99x $28.76 Million $28.98 Million $225.00K ▲ +3.2%
2018 0.96x $24.31 Million $25.28 Million $969.00K ▲ +1.8%
2017 0.94x $21.17 Million $22.41 Million $1.24 Million ▼ -3.4%
2016 0.98x $25.58 Million $26.16 Million $584.00K ▲ +1.2%
2015 0.97x $22.43 Million $23.22 Million $789.00K ▲ +32.1%
2014 0.73x $8.68 Million $11.87 Million $3.19 Million ▼ -24.3%
2013 0.97x $15.37 Million $15.90 Million $531.00K ▲ +0.2%
2012 0.96x $15.44 Million $16.00 Million $561.00K ▼ -1.2%
2011 0.98x $17.17 Million $17.58 Million $411.00K ▼ -1.2%
2010 0.99x $11.68 Million $11.81 Million $131.00K ▲ +22.8%
2009 0.81x $779.00K $967.00K $188.00K ▼ -14.4%
2008 0.94x $7.88 Million $8.37 Million $496.00K ▲ +5.8%
2007 0.89x $6.88 Million $7.74 Million $856.00K ▼ -5.2%
2006 0.94x $4.26 Million $4.54 Million $283.00K ▲ +7.0%
2005 0.88x $2.31 Million $2.64 Million $327.00K ▼ -5.6%
2004 0.93x $3.95 Million $4.25 Million $304.00K ▼ -7.1%
2003 1.00x $7.15 Million $7.15 Million $0.00
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).