First Business Financial Services Working Capital to Net Assets Ratio
First Business Financial Services working capital to net assets ratio. First Business Financial Services (FBIZ) has a Working Capital to Net Assets ratio of 981.4% as of June 2026. Working capital of $3.88 Billion (current assets of $4.12 Billion minus current liabilities of $241.73 Million) is measured against net assets of $395.31 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. Check how tangible is First Business Financial Services's equity to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of First Business Financial Services (2003–2025)
Working capital to net assets ratio of First Business Financial Services from 2003 to 2025. This chart shows how First Business Financial Services's Working Capital to Net Assets ratio has evolved across 23 annual periods from 2003 to 2025. As of June 2026, the ratio stands at 981.4%, reflecting working capital of $3.88 Billion against net assets of $395.31 Million USD. See First Business Financial Services (FBIZ) liquidity interval to measure how many days the company can operate on defensive assets alone.
First Business Financial Services Working Capital to Net Assets Ratio by Year (2003–2025)
First Business Financial Services working capital to net assets ratio by year from 2003 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for First Business Financial Services from 2003 to 2025, covering 23 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see First Business Financial Services (FBIZ) total assets.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -23.5% | $-87.37 Million | $371.58 Million | $39.48 Million | $126.86 Million | ▲ +765.0 pp |
| 2024 | -788.5% | $-2.59 Billion | $328.59 Million | $516.19 Million | $3.11 Billion | ▲ +20.5 pp |
| 2023 | -809.0% | $-2.34 Billion | $289.59 Million | $454.06 Million | $2.80 Billion | ▼ -95.5 pp |
| 2022 | -713.5% | $-1.86 Billion | $260.64 Million | $327.93 Million | $2.19 Billion | ▲ +12.1 pp |
| 2021 | -725.6% | $-1.69 Billion | $232.42 Million | $286.74 Million | $1.97 Billion | ▲ +49.1 pp |
| 2020 | -774.7% | $-1.60 Billion | $206.16 Million | $273.89 Million | $1.87 Billion | ▼ -121.5 pp |
| 2019 | -653.3% | $-1.27 Billion | $194.16 Million | $276.37 Million | $1.54 Billion | ▲ +16.4 pp |
| 2018 | -669.7% | $-1.21 Billion | $180.71 Million | $266.65 Million | $1.48 Billion | ▲ +33.0 pp |
| 2017 | -702.6% | $-1.19 Billion | $169.28 Million | $217.44 Million | $1.41 Billion | ▼ -1665.8 pp |
| 2016 | 963.2% | $1.56 Billion | $161.65 Million | $1.57 Billion | $10.51 Million | ▼ -75.7 pp |
| 2015 | 1038.9% | $1.57 Billion | $150.83 Million | $1.58 Billion | $10.03 Million | ▲ +1905.1 pp |
| 2014 | -866.3% | $-1.19 Billion | $137.75 Million | $254.08 Million | $1.45 Billion | ▼ -92.8 pp |
| 2013 | -773.5% | $-845.21 Million | $109.28 Million | $291.92 Million | $1.14 Billion | ▲ +27.3 pp |
| 2012 | -800.8% | $-797.07 Million | $99.54 Million | $306.78 Million | $1.10 Billion | ▲ +351.2 pp |
| 2011 | -1152.0% | $-739.75 Million | $64.21 Million | $322.60 Million | $1.06 Billion | ▲ +529.8 pp |
| 2010 | -1681.8% | $-930.61 Million | $55.34 Million | $57.69 Million | $988.30 Million | ▼ -113.1 pp |
| 2009 | -1568.7% | $-853.25 Million | $54.39 Million | $131.12 Million | $984.37 Million | ▼ -27.3 pp |
| 2008 | -1541.4% | $-817.02 Million | $53.01 Million | $35.92 Million | $852.94 Million | ▲ +24.2 pp |
| 2007 | -1565.6% | $-760.13 Million | $48.55 Million | $27.77 Million | $787.90 Million | ▼ -208.0 pp |
| 2006 | -1357.7% | $-621.21 Million | $45.76 Million | $28.84 Million | $650.05 Million | ▼ -34.9 pp |
| 2005 | -1322.7% | $-553.47 Million | $41.84 Million | $24.58 Million | $578.05 Million | ▼ -85.0 pp |
| 2004 | -1237.8% | $-472.55 Million | $38.18 Million | $14.32 Million | $486.86 Million | ▲ +396.1 pp |
| 2003 | -1633.8% | $-424.64 Million | $25.99 Million | $17.52 Million | $442.16 Million | — |