First Business Financial Services (FBIZ) — Defensive Interval Ratio
First Business Financial Services (FBIZ) has a Defensive Interval Ratio of 40 days as of March 2026. Defensive assets of $389.65 Million (cash $-, short-term investments $376.42 Million, receivables $13.23 Million) cover 40 days of daily cash needs of $9.77 Million/day. Check First Business Financial Services (FBIZ) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Business Financial Services Defensive Interval Ratio (2003–2025)
This chart shows how First Business Financial Services's Defensive Interval Ratio has evolved across 23 annual periods from 2003 to 2025. As of March 2026, the ratio stands at 40 days, meaning defensive assets of $389.65 Million can fund 40 days of operations without new revenue. Also explore how fast is First Business Financial Services growing its equity to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for First Business Financial Services (2003–2025)
The table below presents the year-by-year Defensive Interval Ratio for First Business Financial Services from 2003 to 2025, covering 23 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see First Business Financial Services stock valuation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 9628 days | $3.35 Billion | $347.55K/day | $- | $8.71 Million | ▲ +9586 days |
| 2024 | 42 days | $354.27 Million | $8.51 Million/day | $- | $341.39 Million | ▲ +1 days |
| 2023 | 40 days | $310.28 Million | $7.66 Million/day | $- | $297.01 Million | ▲ +4 days |
| 2022 | 37 days | $221.43 Million | $5.99 Million/day | $- | $212.02 Million | ▼ -5 days |
| 2021 | 42 days | $226.94 Million | $5.41 Million/day | $- | $205.70 Million | ▲ +0 days |
| 2020 | 42 days | $214.82 Million | $5.13 Million/day | $- | $183.93 Million | ▼ -7 days |
| 2019 | 49 days | $206.99 Million | $4.23 Million/day | $- | $173.13 Million | ▲ +5 days |
| 2018 | 44 days | $177.21 Million | $4.05 Million/day | $- | $138.36 Million | ▲ +2 days |
| 2017 | 42 days | $161.81 Million | $3.85 Million/day | $- | $126.00 Million | ▼ -7090 days |
| 2016 | 7132 days | $205.45 Million | $28.81K/day | $- | $145.89 Million | ▲ +1086 days |
| 2015 | 6046 days | $166.17 Million | $27.48K/day | $- | $140.55 Million | ▲ +6009 days |
| 2014 | 37 days | $148.63 Million | $3.97 Million/day | $- | $144.70 Million | ▼ -30 days |
| 2013 | 67 days | $209.41 Million | $3.12 Million/day | $- | $180.12 Million | ▼ -5 days |
| 2012 | 73 days | $219.74 Million | $3.02 Million/day | $- | $200.60 Million | ▲ +7 days |
| 2011 | 66 days | $191.04 Million | $2.91 Million/day | $- | $170.39 Million | ▲ +49 days |
| 2010 | 17 days | $44.77 Million | $2.71 Million/day | $- | $41.37 Million | ▼ -29 days |
| 2009 | 45 days | $122.56 Million | $2.70 Million/day | $- | $104.17 Million | ▲ +38 days |
| 2008 | 7 days | $16.71 Million | $2.34 Million/day | $- | $4.47 Million | ▲ +2 days |
| 2007 | 5 days | $10.55 Million | $2.16 Million/day | $- | $203.00K | ▼ -1 days |
| 2006 | 6 days | $9.87 Million | $1.78 Million/day | $- | $246.00K | ▲ +0 days |
| 2005 | 5 days | $8.02 Million | $1.58 Million/day | $- | $8.00K | ▲ +1 days |
| 2004 | 4 days | $5.67 Million | $1.33 Million/day | $- | $27.00K | ▲ +0 days |
| 2003 | 4 days | $5.06 Million | $1.21 Million/day | $- | $- | — |