First Business Financial Services Defensive Interval Ratio
First Business Financial Services defensive interval ratio. First Business Financial Services (FBIZ) has a Defensive Interval Ratio of 575 days as of June 2026. Defensive assets of $380.53 Million (cash $-, short-term investments $367.75 Million, receivables $12.78 Million) cover 575 days of daily cash needs of $662.27K/day. See working capital to net assets of First Business Financial Services to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of First Business Financial Services (2003–2025)
Defensive interval ratio of First Business Financial Services from 2003 to 2025. This chart shows how First Business Financial Services's Defensive Interval Ratio has evolved across 23 annual periods from 2003 to 2025. As of June 2026, the ratio stands at 575 days, meaning defensive assets of $380.53 Million can fund 575 days of operations without new revenue. Check asset resilience ratio of First Business Financial Services to evaluate the company's liquid asset resilience ratio.
First Business Financial Services Defensive Interval Ratio by Year (2003–2025)
First Business Financial Services defensive interval ratio by year from 2003 to 2025. The table below presents the year-by-year Defensive Interval Ratio for First Business Financial Services from 2003 to 2025, covering 23 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see First Business Financial Services (FBIZ) total assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 9628 days | $3.35 Billion | $347.55K/day | $- | $8.71 Million | ▲ +9586 days |
| 2024 | 42 days | $354.27 Million | $8.51 Million/day | $- | $341.39 Million | ▲ +1 days |
| 2023 | 40 days | $310.28 Million | $7.66 Million/day | $- | $297.01 Million | ▲ +4 days |
| 2022 | 37 days | $221.43 Million | $5.99 Million/day | $- | $212.02 Million | ▼ -5 days |
| 2021 | 42 days | $226.94 Million | $5.41 Million/day | $- | $205.70 Million | ▲ +0 days |
| 2020 | 42 days | $214.82 Million | $5.13 Million/day | $- | $183.93 Million | ▼ -7 days |
| 2019 | 49 days | $206.99 Million | $4.23 Million/day | $- | $173.13 Million | ▲ +5 days |
| 2018 | 44 days | $177.21 Million | $4.05 Million/day | $- | $138.36 Million | ▲ +2 days |
| 2017 | 42 days | $161.81 Million | $3.85 Million/day | $- | $126.00 Million | ▼ -7090 days |
| 2016 | 7132 days | $205.45 Million | $28.81K/day | $- | $145.89 Million | ▲ +1086 days |
| 2015 | 6046 days | $166.17 Million | $27.48K/day | $- | $140.55 Million | ▲ +6009 days |
| 2014 | 37 days | $148.63 Million | $3.97 Million/day | $- | $144.70 Million | ▼ -30 days |
| 2013 | 67 days | $209.41 Million | $3.12 Million/day | $- | $180.12 Million | ▼ -5 days |
| 2012 | 73 days | $219.74 Million | $3.02 Million/day | $- | $200.60 Million | ▲ +7 days |
| 2011 | 66 days | $191.04 Million | $2.91 Million/day | $- | $170.39 Million | ▲ +49 days |
| 2010 | 17 days | $44.77 Million | $2.71 Million/day | $- | $41.37 Million | ▼ -29 days |
| 2009 | 45 days | $122.56 Million | $2.70 Million/day | $- | $104.17 Million | ▲ +38 days |
| 2008 | 7 days | $16.71 Million | $2.34 Million/day | $- | $4.47 Million | ▲ +2 days |
| 2007 | 5 days | $10.55 Million | $2.16 Million/day | $- | $203.00K | ▼ -1 days |
| 2006 | 6 days | $9.87 Million | $1.78 Million/day | $- | $246.00K | ▲ +0 days |
| 2005 | 5 days | $8.02 Million | $1.58 Million/day | $- | $8.00K | ▲ +1 days |
| 2004 | 4 days | $5.67 Million | $1.33 Million/day | $- | $27.00K | ▲ +0 days |
| 2003 | 4 days | $5.06 Million | $1.21 Million/day | $- | $- | — |