First Business Financial Services (FBIZ) — Cash Flow-to-Debt Ratio
First Business Financial Services (FBIZ) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $3.05 Million could theoretically repay 0% of its total liabilities ($3.94 Billion) in one year. Explore FBIZ long-term investment intensity to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
First Business Financial Services Cash Flow-to-Debt Ratio (2003–2025)
Historical debt coverage capacity for First Business Financial Services across 23 annual periods. Also explore FBIZ total assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for First Business Financial Services (2003–2025)
Year-by-year debt coverage analysis for First Business Financial Services. For market capitalisation and broader financial context, see FBIZ market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $61.70 Million | $3.71 Billion | ▲ +1.9% |
| 2024 | 0.02x | $57.49 Million | $3.52 Billion | ▼ -3.6% |
| 2023 | 0.02x | $54.45 Million | $3.22 Billion | ▲ +18.9% |
| 2022 | 0.01x | $38.65 Million | $2.72 Billion | ▼ -4.3% |
| 2021 | 0.01x | $35.99 Million | $2.42 Billion | ▲ +31.8% |
| 2020 | 0.01x | $26.64 Million | $2.36 Billion | ▼ -26.0% |
| 2019 | 0.02x | $28.98 Million | $1.90 Billion | ▲ +7.6% |
| 2018 | 0.01x | $25.28 Million | $1.79 Billion | ▲ +2.7% |
| 2017 | 0.01x | $22.41 Million | $1.62 Billion | ▼ -14.7% |
| 2016 | 0.02x | $26.16 Million | $1.62 Billion | ▲ +13.6% |
| 2015 | 0.01x | $23.22 Million | $1.63 Billion | ▲ +78.6% |
| 2014 | 0.01x | $11.87 Million | $1.49 Billion | ▼ -42.0% |
| 2013 | 0.01x | $15.90 Million | $1.16 Billion | ▼ -3.4% |
| 2012 | 0.01x | $16.00 Million | $1.13 Billion | ▼ -10.1% |
| 2011 | 0.02x | $17.58 Million | $1.11 Billion | ▲ +40.6% |
| 2010 | 0.01x | $11.81 Million | $1.05 Billion | ▲ +1134.9% |
| 2009 | 0.00x | $967.00K | $1.06 Billion | ▼ -89.6% |
| 2008 | 0.01x | $8.37 Million | $957.78 Million | ▼ -1.8% |
| 2007 | 0.01x | $7.74 Million | $869.89 Million | ▲ +45.4% |
| 2006 | 0.01x | $4.54 Million | $742.57 Million | ▲ +45.4% |
| 2005 | 0.00x | $2.64 Million | $627.41 Million | ▼ -48.1% |
| 2004 | 0.01x | $4.25 Million | $524.77 Million | ▼ -44.2% |
| 2003 | 0.01x | $7.15 Million | $492.48 Million | — |