First Business Financial Services Cash Flow-to-Debt Ratio
First Business Financial Services cash flow-to-debt ratio. First Business Financial Services (FBIZ) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2026, meaning its operating cash flow of $43.79 Million could theoretically repay 0% of its total liabilities ($4.01 Billion) in one year. Check First Business Financial Services cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of First Business Financial Services (2003–2025)
Cash flow-to-debt ratio of First Business Financial Services from 2003 to 2025. Historical debt coverage capacity for First Business Financial Services across 23 annual periods. Check First Business Financial Services (FBIZ) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
First Business Financial Services Cash Flow-to-Debt Ratio by Year (2003–2025)
First Business Financial Services cash flow-to-debt ratio by year from 2003 to 2025. Year-by-year debt coverage analysis for First Business Financial Services. For the full cash flow conversion analysis, see cash flow conversion of First Business Financial Services.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $61.70 Million | $3.71 Billion | ▲ +1.9% |
| 2024 | 0.02x | $57.49 Million | $3.52 Billion | ▼ -3.6% |
| 2023 | 0.02x | $54.45 Million | $3.22 Billion | ▲ +18.9% |
| 2022 | 0.01x | $38.65 Million | $2.72 Billion | ▼ -4.3% |
| 2021 | 0.01x | $35.99 Million | $2.42 Billion | ▲ +31.8% |
| 2020 | 0.01x | $26.64 Million | $2.36 Billion | ▼ -26.0% |
| 2019 | 0.02x | $28.98 Million | $1.90 Billion | ▲ +7.6% |
| 2018 | 0.01x | $25.28 Million | $1.79 Billion | ▲ +2.7% |
| 2017 | 0.01x | $22.41 Million | $1.62 Billion | ▼ -14.7% |
| 2016 | 0.02x | $26.16 Million | $1.62 Billion | ▲ +13.6% |
| 2015 | 0.01x | $23.22 Million | $1.63 Billion | ▲ +78.6% |
| 2014 | 0.01x | $11.87 Million | $1.49 Billion | ▼ -42.0% |
| 2013 | 0.01x | $15.90 Million | $1.16 Billion | ▼ -3.4% |
| 2012 | 0.01x | $16.00 Million | $1.13 Billion | ▼ -10.1% |
| 2011 | 0.02x | $17.58 Million | $1.11 Billion | ▲ +40.6% |
| 2010 | 0.01x | $11.81 Million | $1.05 Billion | ▲ +1134.9% |
| 2009 | 0.00x | $967.00K | $1.06 Billion | ▼ -89.6% |
| 2008 | 0.01x | $8.37 Million | $957.78 Million | ▼ -1.8% |
| 2007 | 0.01x | $7.74 Million | $869.89 Million | ▲ +45.4% |
| 2006 | 0.01x | $4.54 Million | $742.57 Million | ▲ +45.4% |
| 2005 | 0.00x | $2.64 Million | $627.41 Million | ▼ -48.1% |
| 2004 | 0.01x | $4.25 Million | $524.77 Million | ▼ -44.2% |
| 2003 | 0.01x | $7.15 Million | $492.48 Million | — |