First Business Financial Services (FBIZ) — Cash Flow-to-Debt Ratio
First Business Financial Services (FBIZ) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $3.05 Million could theoretically repay 0% of its total liabilities ($3.94 Billion) in one year. See cash generation quality of First Business Financial Services to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
First Business Financial Services Cash Flow-to-Debt Ratio (2003–2025)
Historical debt coverage capacity for First Business Financial Services across 23 annual periods. Also explore FBIZ net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for First Business Financial Services (2003–2025)
Year-by-year debt coverage analysis for First Business Financial Services. For market capitalisation and broader financial context, see First Business Financial Services (FBIZ) market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $61.70 Million | $3.71 Billion | ▲ +1.9% |
| 2024 | 0.02x | $57.49 Million | $3.52 Billion | ▼ -3.6% |
| 2023 | 0.02x | $54.45 Million | $3.22 Billion | ▲ +18.9% |
| 2022 | 0.01x | $38.65 Million | $2.72 Billion | ▼ -4.3% |
| 2021 | 0.01x | $35.99 Million | $2.42 Billion | ▲ +31.8% |
| 2020 | 0.01x | $26.64 Million | $2.36 Billion | ▼ -26.0% |
| 2019 | 0.02x | $28.98 Million | $1.90 Billion | ▲ +7.6% |
| 2018 | 0.01x | $25.28 Million | $1.79 Billion | ▲ +2.7% |
| 2017 | 0.01x | $22.41 Million | $1.62 Billion | ▼ -14.7% |
| 2016 | 0.02x | $26.16 Million | $1.62 Billion | ▲ +13.6% |
| 2015 | 0.01x | $23.22 Million | $1.63 Billion | ▲ +78.6% |
| 2014 | 0.01x | $11.87 Million | $1.49 Billion | ▼ -42.0% |
| 2013 | 0.01x | $15.90 Million | $1.16 Billion | ▼ -3.4% |
| 2012 | 0.01x | $16.00 Million | $1.13 Billion | ▼ -10.1% |
| 2011 | 0.02x | $17.58 Million | $1.11 Billion | ▲ +40.6% |
| 2010 | 0.01x | $11.81 Million | $1.05 Billion | ▲ +1134.9% |
| 2009 | 0.00x | $967.00K | $1.06 Billion | ▼ -89.6% |
| 2008 | 0.01x | $8.37 Million | $957.78 Million | ▼ -1.8% |
| 2007 | 0.01x | $7.74 Million | $869.89 Million | ▲ +45.4% |
| 2006 | 0.01x | $4.54 Million | $742.57 Million | ▲ +45.4% |
| 2005 | 0.00x | $2.64 Million | $627.41 Million | ▼ -48.1% |
| 2004 | 0.01x | $4.25 Million | $524.77 Million | ▼ -44.2% |
| 2003 | 0.01x | $7.15 Million | $492.48 Million | — |