Bank of Montreal Cash Flow Reinvestment Rate
Bank of Montreal cash flow reinvestment rate. Bank of Montreal (BMO) has a Cash Flow Reinvestment Rate of 0.27x as of October 2025, reinvesting CA$3.41 Billion (capex CA$499.00 Million plus investments CA$-2.91 Billion) from operating cash flow of CA$12.77 Billion. Explore Bank of Montreal cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of Bank of Montreal (1994–2025)
Cash flow reinvestment rate of Bank of Montreal from 1994 to 2025. Historical reinvestment intensity for Bank of Montreal across 24 annual periods. Explore capital reinvestment ratio of Bank of Montreal to see what proportion of operating cash flow is directed to capital expenditures.
Bank of Montreal Cash Flow Reinvestment Rate by Year (1994–2025)
Bank of Montreal cash flow reinvestment rate by year from 1994 to 2025. Year-by-year capital reinvestment analysis for Bank of Montreal. For the full cash flow conversion analysis, see cash flow conversion of Bank of Montreal.
| Year | Reinvestment Rate | Total Reinvested (CAD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.31x | CA$3.21 Billion | CA$10.24 Billion | CA$1.73 Billion | ▼ -65.1% |
| 2024 | 0.90x | CA$26.09 Billion | CA$29.03 Billion | CA$1.56 Billion | ▼ -62.2% |
| 2023 | 2.38x | CA$22.83 Billion | CA$9.59 Billion | CA$1.68 Billion | ▼ -61.6% |
| 2022 | 6.19x | CA$30.70 Billion | CA$4.96 Billion | CA$1.45 Billion | ▲ +5082.3% |
| 2021 | 0.12x | CA$1.60 Billion | CA$13.42 Billion | CA$983.00 Million | ▼ -81.6% |
| 2020 | 0.65x | CA$33.01 Billion | CA$50.84 Billion | CA$1.03 Billion | ▼ -8.1% |
| 2019 | 0.71x | CA$20.71 Billion | CA$29.30 Billion | CA$1.13 Billion | ▼ -47.9% |
| 2017 | 1.36x | CA$3.95 Billion | CA$2.91 Billion | CA$791.00 Million | ▼ -25.1% |
| 2016 | 1.81x | CA$4.65 Billion | CA$2.56 Billion | CA$4.65 Billion | ▼ -27.6% |
| 2016 | 2.50x | CA$15.96 Billion | CA$6.37 Billion | CA$620.00 Million | ▲ +1100.1% |
| 2015 | 0.21x | CA$5.04 Billion | CA$24.13 Billion | CA$5.04 Billion | ▼ -90.7% |
| 2015 | 2.26x | CA$5.07 Billion | CA$2.25 Billion | CA$524.00 Million | ▲ +578.3% |
| 2014 | 0.33x | CA$5.37 Billion | CA$16.14 Billion | CA$5.37 Billion | ▲ +497.7% |
| 2013 | 0.06x | CA$636.00 Million | CA$11.43 Billion | CA$636.00 Million | ▼ -16.0% |
| 2012 | 0.07x | CA$679.00 Million | CA$10.26 Billion | CA$679.00 Million | ▼ -94.1% |
| 2011 | 1.12x | CA$640.00 Million | CA$572.00 Million | CA$640.00 Million | ▲ +6917.1% |
| 2009 | 0.02x | CA$204.00 Million | CA$12.79 Billion | CA$204.00 Million | ▼ -84.3% |
| 2008 | 0.10x | CA$430.50 Million | CA$4.25 Billion | CA$430.50 Million | ▼ -89.3% |
| 2006 | 0.95x | CA$583.00 Million | CA$616.00 Million | CA$583.00 Million | ▲ +674.6% |
| 2004 | 0.12x | CA$304.80 Million | CA$2.49 Billion | CA$304.80 Million | ▲ +226.7% |
| 2001 | 0.04x | CA$398.35 Million | CA$10.65 Billion | CA$398.35 Million | ▼ -50.7% |
| 1999 | 0.08x | CA$328.97 Million | CA$4.34 Billion | CA$328.97 Million | ▼ -60.9% |
| 1998 | 0.19x | CA$571.08 Million | CA$2.95 Billion | CA$571.08 Million | ▼ -90.1% |
| 1994 | 1.95x | CA$246.04 Million | CA$126.07 Million | CA$246.04 Million | — |