Bank of Montreal (BMO) — Cash Flow Reinvestment Rate
Bank of Montreal (BMO) has a Cash Flow Reinvestment Rate of 0.27x as of October 2025, reinvesting CA$3.41 Billion (capex CA$499.00 Million plus investments CA$-2.91 Billion) from operating cash flow of CA$12.77 Billion. Check BMO operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Bank of Montreal Cash Flow Reinvestment Rate (1994–2025)
Historical reinvestment intensity for Bank of Montreal across 24 annual periods. Explore BMO long-term investment intensity to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Bank of Montreal (1994–2025)
Year-by-year capital reinvestment analysis for Bank of Montreal. For live market cap and broader valuation context, see Bank of Montreal market cap and net worth.
| Year | Reinvestment Rate | Total Reinvested (CAD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.31x | CA$3.21 Billion | CA$10.24 Billion | CA$1.73 Billion | ▼ -65.1% |
| 2024 | 0.90x | CA$26.09 Billion | CA$29.03 Billion | CA$1.56 Billion | ▼ -62.2% |
| 2023 | 2.38x | CA$22.83 Billion | CA$9.59 Billion | CA$1.68 Billion | ▼ -61.6% |
| 2022 | 6.19x | CA$30.70 Billion | CA$4.96 Billion | CA$1.45 Billion | ▲ +5082.3% |
| 2021 | 0.12x | CA$1.60 Billion | CA$13.42 Billion | CA$983.00 Million | ▼ -81.6% |
| 2020 | 0.65x | CA$33.01 Billion | CA$50.84 Billion | CA$1.03 Billion | ▼ -8.1% |
| 2019 | 0.71x | CA$20.71 Billion | CA$29.30 Billion | CA$1.13 Billion | ▼ -47.9% |
| 2017 | 1.36x | CA$3.95 Billion | CA$2.91 Billion | CA$791.00 Million | ▼ -25.1% |
| 2016 | 1.81x | CA$4.65 Billion | CA$2.56 Billion | CA$4.65 Billion | ▼ -27.6% |
| 2016 | 2.50x | CA$15.96 Billion | CA$6.37 Billion | CA$620.00 Million | ▲ +1100.1% |
| 2015 | 0.21x | CA$5.04 Billion | CA$24.13 Billion | CA$5.04 Billion | ▼ -90.7% |
| 2015 | 2.26x | CA$5.07 Billion | CA$2.25 Billion | CA$524.00 Million | ▲ +578.3% |
| 2014 | 0.33x | CA$5.37 Billion | CA$16.14 Billion | CA$5.37 Billion | ▲ +497.7% |
| 2013 | 0.06x | CA$636.00 Million | CA$11.43 Billion | CA$636.00 Million | ▼ -16.0% |
| 2012 | 0.07x | CA$679.00 Million | CA$10.26 Billion | CA$679.00 Million | ▼ -94.1% |
| 2011 | 1.12x | CA$640.00 Million | CA$572.00 Million | CA$640.00 Million | ▲ +6917.1% |
| 2009 | 0.02x | CA$204.00 Million | CA$12.79 Billion | CA$204.00 Million | ▼ -84.3% |
| 2008 | 0.10x | CA$430.50 Million | CA$4.25 Billion | CA$430.50 Million | ▼ -89.3% |
| 2006 | 0.95x | CA$583.00 Million | CA$616.00 Million | CA$583.00 Million | ▲ +674.6% |
| 2004 | 0.12x | CA$304.80 Million | CA$2.49 Billion | CA$304.80 Million | ▲ +226.7% |
| 2001 | 0.04x | CA$398.35 Million | CA$10.65 Billion | CA$398.35 Million | ▼ -50.7% |
| 1999 | 0.08x | CA$328.97 Million | CA$4.34 Billion | CA$328.97 Million | ▼ -60.9% |
| 1998 | 0.19x | CA$571.08 Million | CA$2.95 Billion | CA$571.08 Million | ▼ -90.1% |
| 1994 | 1.95x | CA$246.04 Million | CA$126.07 Million | CA$246.04 Million | — |