Bank of Montreal (BMO) — Cash Flow Reinvestment Rate
Bank of Montreal (BMO) has a Cash Flow Reinvestment Rate of 0.27x as of October 2025, reinvesting CA$3.41 Billion (capex CA$499.00 Million plus investments CA$-2.91 Billion) from operating cash flow of CA$12.77 Billion. See Bank of Montreal free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Bank of Montreal Cash Flow Reinvestment Rate (1994–2025)
Historical reinvestment intensity for Bank of Montreal across 24 annual periods. For the full cash flow conversion analysis, see Bank of Montreal (BMO) cash conversion ratio.
Annual Cash Flow Reinvestment Rate for Bank of Montreal (1994–2025)
Year-by-year capital reinvestment analysis for Bank of Montreal. See Bank of Montreal financial flexibility index to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (CAD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.31x | CA$3.21 Billion | CA$10.24 Billion | CA$1.73 Billion | ▼ -65.1% |
| 2024 | 0.90x | CA$26.09 Billion | CA$29.03 Billion | CA$1.56 Billion | ▼ -62.2% |
| 2023 | 2.38x | CA$22.83 Billion | CA$9.59 Billion | CA$1.68 Billion | ▼ -61.6% |
| 2022 | 6.19x | CA$30.70 Billion | CA$4.96 Billion | CA$1.45 Billion | ▲ +5082.3% |
| 2021 | 0.12x | CA$1.60 Billion | CA$13.42 Billion | CA$983.00 Million | ▼ -81.6% |
| 2020 | 0.65x | CA$33.01 Billion | CA$50.84 Billion | CA$1.03 Billion | ▼ -8.1% |
| 2019 | 0.71x | CA$20.71 Billion | CA$29.30 Billion | CA$1.13 Billion | ▼ -47.9% |
| 2017 | 1.36x | CA$3.95 Billion | CA$2.91 Billion | CA$791.00 Million | ▼ -25.1% |
| 2016 | 1.81x | CA$4.65 Billion | CA$2.56 Billion | CA$4.65 Billion | ▼ -27.6% |
| 2016 | 2.50x | CA$15.96 Billion | CA$6.37 Billion | CA$620.00 Million | ▲ +1100.1% |
| 2015 | 0.21x | CA$5.04 Billion | CA$24.13 Billion | CA$5.04 Billion | ▼ -90.7% |
| 2015 | 2.26x | CA$5.07 Billion | CA$2.25 Billion | CA$524.00 Million | ▲ +578.3% |
| 2014 | 0.33x | CA$5.37 Billion | CA$16.14 Billion | CA$5.37 Billion | ▲ +497.7% |
| 2013 | 0.06x | CA$636.00 Million | CA$11.43 Billion | CA$636.00 Million | ▼ -16.0% |
| 2012 | 0.07x | CA$679.00 Million | CA$10.26 Billion | CA$679.00 Million | ▼ -94.1% |
| 2011 | 1.12x | CA$640.00 Million | CA$572.00 Million | CA$640.00 Million | ▲ +6917.1% |
| 2009 | 0.02x | CA$204.00 Million | CA$12.79 Billion | CA$204.00 Million | ▼ -84.3% |
| 2008 | 0.10x | CA$430.50 Million | CA$4.25 Billion | CA$430.50 Million | ▼ -89.3% |
| 2006 | 0.95x | CA$583.00 Million | CA$616.00 Million | CA$583.00 Million | ▲ +674.6% |
| 2004 | 0.12x | CA$304.80 Million | CA$2.49 Billion | CA$304.80 Million | ▲ +226.7% |
| 2001 | 0.04x | CA$398.35 Million | CA$10.65 Billion | CA$398.35 Million | ▼ -50.7% |
| 1999 | 0.08x | CA$328.97 Million | CA$4.34 Billion | CA$328.97 Million | ▼ -60.9% |
| 1998 | 0.19x | CA$571.08 Million | CA$2.95 Billion | CA$571.08 Million | ▼ -90.1% |
| 1994 | 1.95x | CA$246.04 Million | CA$126.07 Million | CA$246.04 Million | — |